UNIVERSAL INSURANCE HOLDINGS, INC.
UVENYSE
$38.91
↑ +1.8%Jul 17 close · end-of-day
Price
1Y↑ +60.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.1B
Enterprise Value
$626.3M
P/E
5.8
P/S
0.7
P/B
1.9
EV/EBITDA
—
PEG
—
FCF Yield
30.7%
Dividend Yield
2.0%
Revenue (TTM)
$1.6B
Net Income (TTM)
$195.8M
Free Cash Flow (TTM)
$344.8M
Gross Margin
—
Operating Margin
—
Net Margin
12.2%
ROE
33.5%
ROIC
—
Debt / Equity
0.2
Net Cash
$495.5M
Return 1Y
+58.7%
Company profile
Universal Insurance Holdings, Inc. develops, markets, and underwrites insurance products for homeowners, renters/tenants, condo unit owners, and dwelling/fire. It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform. The company was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
- CEO
- Stephen J. Donaghy
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 1,220
- Headquarters
- Florida
Management & directors
- Downes Sean PExecutive Chairman
- Cooper Kimberly DCIO & CAO
- Donaghy StephenCEO
- Wilcox FrankCFO
- Ropiecki Gary LloydPrincipal Accounting Officer
Roles derived from SEC Form 4 filings.
Earnings
UVE Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$393.6M↓ -0.3%
Diluted EPS$1.88↑ +30.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $1.1B | $1.1B | $1.2B | $1.4B | $1.5B | $1.6B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $19.1M | $20.4M | -$22.3M | $66.8M | $58.9M | $183.0M |
| Diluted EPS | $0.60 | $0.65 | -$0.72 | $2.22 | $2.01 | $6.32 |
| Operating cash flow | $29.3M | $234.4M | $324.5M | $71.0M | $137.4M | $381.5M |
| Free cash flow | $12.1M | $227.2M | $319.6M | $67.0M | $130.0M | $377.1M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 1.8% | 1.8% | -1.8% | 4.8% | 3.9% | 11.4% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $380.2M | $387.6M | $384.8M | $394.9M | $400.1M | $401.0M | $407.9M | $393.6M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $35.4M | -$16.2M | $6.0M | $41.4M | $35.1M | $39.8M | $66.6M | $54.3M |
| Diluted EPS | $1.21 | -$0.57 | $0.21 | $1.44 | $1.21 | $1.38 | $2.28 | $1.88 |
| Operating cash flow | $73.2M | $82.6M | -$101.3M | $186.8M | $106.2M | $62.4M | $26.1M | $154.8M |
| Free cash flow | $71.6M | $81.0M | -$102.2M | $185.5M | $105.2M | $61.3M | $25.0M | $153.2M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 9.3% | -4.2% | 1.6% | 10.5% | 8.8% | 9.9% | 16.3% | 13.8% |
Company news
Jul 15, 2026
Jul 2, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-11 | DOWNES SEAN P· Executive Chairman | Sale | 20,000 | $38.22 | $764,336.00 | filing |
| 2026-06-11 | PETERSON RICHARD D | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | Gordon Marlene | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | PIETRANGELO MICHAEL | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | McCahill Francis Xavier III | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | Barton Carol G | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | Callahan Scott P. | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | Brown Shannon A | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | Springer Jon | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-06-11 | SCHINDLER OZZIE A | Award | 3,414 | $0.00 | $0.00 | filing |
| 2026-05-15 | DOWNES SEAN P· Executive Chairman | Sale | 19,518 | $38.71 | $755,612.04 | filing |
| 2026-05-15 | DOWNES SEAN P· Executive Chairman | Sale | 482 | $39.40 | $18,991.96 | filing |
| 2026-05-13 | PIETRANGELO MICHAEL | Sale | 4,500 | $39.29 | $176,794.20 | filing |
| 2026-05-12 | PIETRANGELO MICHAEL | Sale | 3,000 | $39.55 | $118,639.20 | filing |
| 2026-04-29 | DOWNES SEAN P· Executive Chairman | Sale | 11,919 | $39.25 | $467,780.23 | filing |
| 2026-04-29 | DOWNES SEAN P· Executive Chairman | Sale | 5,837 | $40.08 | $233,956.88 | filing |
| 2026-04-29 | DOWNES SEAN P· Executive Chairman | Sale | 2,244 | $41.01 | $92,028.01 | filing |
| 2026-03-31 | Cooper Kimberly D· CIO & CAO | Sale | 946 | $34.12 | $32,277.52 | filing |
| 2026-03-30 | Donaghy Stephen· CEO | Tax withholding | 6,286 | $34.16 | $214,729.76 | filing |
| 2026-03-30 | DOWNES SEAN P· Executive Chairman | Tax withholding | 3,592 | $34.16 | $122,702.72 | filing |
| 2026-03-30 | PETERSON RICHARD D | Sale | 2,000 | $34.10 | $68,207.00 | filing |
| 2026-03-27 | Donaghy Stephen· CEO | Tax withholding | 5,745 | $33.67 | $193,434.15 | filing |
| 2026-03-27 | DOWNES SEAN P· Executive Chairman | Tax withholding | 3,283 | $33.67 | $110,538.61 | filing |
| 2026-03-27 | Wilcox Frank· CFO | Tax withholding | 610 | $33.67 | $20,538.70 | filing |
| 2026-03-27 | Cooper Kimberly D· CIO & CAO | Tax withholding | 305 | $33.67 | $10,269.35 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.