SoFi Technologies, Inc.
SOFINasdaq
$17.28
↓ -0.2%Jul 17 close · end-of-day
Price
1Y↓ -19.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$23.8B
Enterprise Value
$20.4B
P/E
38.4
P/S
39.1
P/B
2.2
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
0.0%
Revenue (TTM)
$608.5M
Net Income (TTM)
$576.9M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
94.8%
ROE
5.3%
ROIC
—
Debt / Equity
—
Net Cash
$3.4B
Return 1Y
-21.8%
Company profile
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. It offers student loans, personal loans for debt consolidation and home improvement projects. The company also provides cash management, investment, and technology services.
- CEO
- Anthony J. Noto
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 4,200
- Headquarters
- California
- Website
- sofi.com
Management & directors
- Keough KelliEVP, GBUL, SIPS
- Lavet Robert SGeneral Counsel
- Rishel JeremyChief Technology Officer
- Noto AnthonyChief Executive Officer
- Pinto ArunChief Risk Officer
- Schuppenhauer EricEVP GBUL Borrow
- Lapointe ChristopherCFO and PAO
- Simcock StephenGeneral Counsel
- White Derek JCEO - Galileo
Roles derived from SEC Form 4 filings.
Earnings
SOFI Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$129.5M↓ -7.7%
Diluted EPS$0.12↑ +100.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $103.3M | $247.7M | $377.1M | $421.5M | $503.1M | $619.4M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | -$224.1M | -$483.9M | -$320.4M | -$300.7M | $498.7M | $481.3M |
| Diluted EPS | -$4.30 | -$1.00 | -$0.40 | -$0.36 | $0.39 | $0.39 |
| Operating cash flow | -$479.3M | -$1.4B | -$7.3B | -$7.2B | -$1.1B | -$3.7B |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | -216.8% | -195.4% | -85.0% | -71.4% | 99.1% | 77.7% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $120.8M | $131.2M | $135.5M | $140.4M | $151.9M | $156.8M | $170.3M | $129.5M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $17.4M | $60.7M | $332.5M | $71.1M | $97.3M | $139.4M | $173.5M | $166.7M |
| Diluted EPS | $0.01 | $0.05 | $0.31 | $0.06 | $0.08 | $0.11 | $0.14 | $0.12 |
| Operating cash flow | -$484.4M | -$1.2B | -$200.1M | $21.5M | -$1.5B | -$1.3B | -$991.2M | -$2.3B |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 14.4% | 46.3% | 245.4% | 50.7% | 64.0% | 88.9% | 101.9% | 128.7% |
Company news
Jul 20, 2026
Jul 18, 2026
Jul 16, 2026
- 4d agoShould SoFi’s New Social 50 Income ETF Strategy Require Action From SoFi Technologies (SOFI) Investors?finance.yahoo.com
- 4d agoSoFi Technologies: The Customer Growth Story Isn't Over (NASDAQ: SOFI)fool.com
- 4d agoHere’s Why SoFi Is a Prime Takeover Target for These Major Financial Players247wallst.com
Jul 15, 2026
- 4d agoSoFi Technologies, Inc. (SOFI) Stock Sinks As Market Gains: Here's Whyfinance.yahoo.com
- 5d agoCPI Comes In Cool: Why It Could Revive These 3 Rate-Sensitive Stocksmarketbeat.com
- 5d ago2 Reasons We’re Fans of SoFi (SOFI)finance.yahoo.com
- 5d agoSoFi Announces Monthly Distributions on $THTA (10.00%)finance.yahoo.com
- 5d agoShould You Buy SoFi Stock Before July 29?fool.com
- 5d agoHere's the 1 Thing to Look for When SoFi Reports Earnings on July 29fool.com
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-22 | Keough Kelli· EVP, GBUL, SIPS | Sale | 10,954 | $17.35 | $190,058.47 | filing |
| 2026-06-18 | Lavet Robert S· General Counsel | Sale | 1,188 | $17.55 | $20,844.65 | filing |
| 2026-06-17 | Rishel Jeremy· Chief Technology Officer | Sale | 102,123 | $17.78 | $1.8M | filing |
| 2026-06-17 | Lavet Robert S· General Counsel | Option exercise | 2,823 | — | — | filing |
| 2026-06-17 | Meltzer Gary | Option exercise | 2,823 | — | — | filing |
| 2026-06-16 | Rishel Jeremy· Chief Technology Officer | Tax withholding | 155,605 | $17.61 | $2.7M | filing |
| 2026-06-16 | Keough Kelli· EVP, GBUL, SIPS | Tax withholding | 61,479 | $17.61 | $1.1M | filing |
| 2026-06-16 | Lavet Robert S· General Counsel | Tax withholding | 14,914 | $17.61 | $262,575.88 | filing |
| 2026-06-16 | Noto Anthony· Chief Executive Officer | Buy | 13,888 | $18.06 | $250,786.73 | filing |
| 2026-06-16 | Pinto Arun· Chief Risk Officer | Tax withholding | 11,029 | $17.61 | $194,176.57 | filing |
| 2026-06-16 | Schuppenhauer Eric· EVP GBUL Borrow | Tax withholding | 2,509 | $17.61 | $44,173.45 | filing |
| 2026-06-15 | Noto Anthony· Chief Executive Officer | Tax withholding | 187,018 | $16.58 | $3.1M | filing |
| 2026-06-15 | Lapointe Christopher· CFO and PAO | Tax withholding | 55,219 | $16.58 | $915,531.02 | filing |
| 2026-06-15 | YESIL MAGDALENA | Gift | 433,104 | $0.00 | $0.00 | filing |
| 2026-06-15 | YESIL MAGDALENA | Gift | 433,104 | $0.00 | $0.00 | filing |
| 2026-06-15 | Lapointe Christopher· CFO and PAO | Option exercise | 14,609 | — | — | filing |
| 2026-06-15 | Noto Anthony· Chief Executive Officer | Option exercise | 136,165 | — | — | filing |
| 2026-06-15 | Noto Anthony· Chief Executive Officer | Option exercise | 154,198 | — | — | filing |
| 2026-06-15 | Noto Anthony· Chief Executive Officer | Option exercise | 55,190 | — | — | filing |
| 2026-06-15 | Keough Kelli· EVP, GBUL, SIPS | Option exercise | 82,642 | — | — | filing |
| 2026-06-15 | Keough Kelli· EVP, GBUL, SIPS | Option exercise | 26,477 | — | — | filing |
| 2026-06-15 | Keough Kelli· EVP, GBUL, SIPS | Option exercise | 13,068 | — | — | filing |
| 2026-06-15 | Keough Kelli· EVP, GBUL, SIPS | Option exercise | 5,681 | — | — | filing |
| 2026-06-15 | Lavet Robert S· General Counsel | Option exercise | 36,057 | — | — | filing |
| 2026-06-15 | Pinto Arun· Chief Risk Officer | Option exercise | 11,434 | — | — | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.