CPI Card Group Inc.
PMTSNasdaq
$18.81
↓ -1.9%Jul 17 close · end-of-day
Price
1Y↓ -13.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$223.0M
Enterprise Value
$480.6M
P/E
18.4
P/S
0.4
P/B
—
EV/EBITDA
6.3
PEG
—
FCF Yield
22.9%
Dividend Yield
—
Revenue (TTM)
$567.9M
Net Income (TTM)
$12.2M
Free Cash Flow (TTM)
$51.2M
Gross Margin
30.6%
Operating Margin
9.1%
Net Margin
2.1%
ROE
-87.3%
ROIC
14.2%
Debt / Equity
-19.8
Net Cash
-$257.6M
Return 1Y
-13.7%
Company profile
CPI Card Group Inc. engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit & Credit segment produces financial payment. cards and provides integrated card services to card-issuing banks.
- CEO
- Scott T. Scheirman
- Sector
- Services
- Industry
- Business Services
- Employees
- 1,150
- Headquarters
- Colorado
- Website
- cpicardgroup.com
Management & directors
- Dixon Robert MichaelChief Digital Officer
- Lowe John DanielPresident and CEO
- O'Leary Margaret ElizabethEVP, Prepaid & Digital Solut.
- Vollmer SonyaChief Human Resources Officer
- Abbey Donna ReneeController & Chief Acct. Off.
- Grantham Terra LeeInterim Chief Financial Off.
- Thompson AnntoinetteEVP, Debit & Credit Solutions
- Boada ErnestoChief Information Officer
- Dragovich DarrenChief Legal/Compliance Officer
- Hochstadt Jeffrey A.Chief Financial Officer
Roles derived from SEC Form 4 filings.
Earnings
PMTS Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$147.1M↑ +19.8%
Diluted EPS$0.17↓ -57.5%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $312.2M | $375.1M | $475.7M | $444.5M | $480.6M | $543.5M |
| Gross profit | $110.3M | $141.4M | $175.8M | $155.5M | $171.2M | $170.1M |
| Operating income | $38.4M | $59.5M | $79.1M | $61.6M | $62.8M | $54.8M |
| Net income | $16.1M | $15.9M | $36.5M | $24.0M | $19.5M | $14.9M |
| Diluted EPS | $1.44 | $1.36 | $3.11 | $2.01 | $1.64 | $1.25 |
| Operating cash flow | — | $20.2M | $31.3M | $34.0M | $43.3M | $59.5M |
| Free cash flow | — | $10.2M | $13.5M | $27.6M | $34.1M | $41.3M |
| Gross margin | 35.3% | 37.7% | 36.9% | 35.0% | 35.6% | 31.3% |
| Operating margin | 12.3% | 15.9% | 16.6% | 13.9% | 13.1% | 10.1% |
| Net margin | 5.2% | 4.2% | 7.7% | 5.4% | 4.1% | 2.8% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $118.8M | $124.8M | $125.1M | $122.8M | $129.8M | $138.0M | $153.1M | $147.1M |
| Gross profit | $42.4M | $44.7M | $42.6M | $40.7M | $40.1M | $41.0M | $48.3M | $44.1M |
| Operating income | $14.9M | $17.8M | $15.9M | $14.1M | $9.4M | $13.0M | $18.3M | $11.0M |
| Net income | $6.0M | $1.3M | $6.8M | $4.8M | $518,000.00 | $2.3M | $7.3M | $2.1M |
| Diluted EPS | $0.51 | $0.11 | $0.56 | $0.40 | $0.04 | $0.19 | $0.62 | $0.17 |
| Operating cash flow | -$4.8M | $12.5M | $26.7M | $5.6M | $4.3M | $10.0M | $39.6M | $13.6M |
| Free cash flow | -$6.0M | $11.1M | $21.6M | $292,000.00 | $533,000.00 | $5.3M | $35.2M | $10.1M |
| Gross margin | 35.7% | 35.8% | 34.1% | 33.2% | 30.9% | 29.7% | 31.5% | 30.0% |
| Operating margin | 12.5% | 14.3% | 12.7% | 11.5% | 7.3% | 9.4% | 12.0% | 7.5% |
| Net margin | 5.1% | 1.0% | 5.4% | 3.9% | 0.4% | 1.7% | 4.8% | 1.4% |
Company news
Jun 24, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-09 | Lowe John Daniel· President and CEO | Tax withholding | 1,496 | $18.48 | $27,646.08 | filing |
| 2026-06-09 | O'Leary Margaret Elizabeth· Chief Commercial Officer | Tax withholding | 641 | $18.48 | $11,845.68 | filing |
| 2026-06-09 | Vollmer Sonya· Chief Human Resources Officer | Tax withholding | 379 | $18.48 | $7,003.92 | filing |
| 2026-06-09 | Dixon Robert Michael· Chief Digital Officer | Tax withholding | 192 | $18.48 | $3,548.16 | filing |
| 2026-06-09 | Dixon Robert Michael· Chief Digital Officer | Option exercise | 636 | — | — | filing |
| 2026-06-09 | Lowe John Daniel· President and CEO | Option exercise | 3,401 | — | — | filing |
| 2026-06-09 | Vollmer Sonya· Chief Human Resources Officer | Option exercise | 1,184 | — | — | filing |
| 2026-06-09 | O'Leary Margaret Elizabeth· Chief Commercial Officer | Option exercise | 2,229 | — | — | filing |
| 2026-05-31 | Lowe John Daniel· President and CEO | Tax withholding | 2,096 | $16.97 | $35,569.12 | filing |
| 2026-05-31 | O'Leary Margaret Elizabeth· Chief Commercial Officer | Tax withholding | 206 | $16.97 | $3,495.82 | filing |
| 2026-05-31 | Thompson Anntoinette· Chief Operating Officer | Tax withholding | 155 | $16.97 | $2,630.35 | filing |
| 2026-05-31 | Vollmer Sonya· Chief Human Resources Officer | Tax withholding | 93 | $16.97 | $1,578.21 | filing |
| 2026-05-31 | Grantham Terra Lee· Interim Chief Financial Off. | Tax withholding | 86 | $16.97 | $1,459.42 | filing |
| 2026-05-31 | Abbey Donna Renee· Controller & Chief Acct. Off. | Tax withholding | 79 | $16.97 | $1,340.63 | filing |
| 2026-05-31 | Dixon Robert Michael· Chief Digital Officer | Tax withholding | 54 | $16.97 | $916.38 | filing |
| 2026-05-31 | Abbey Donna Renee· Controller & Chief Acct. Off. | Option exercise | 273 | — | — | filing |
| 2026-05-31 | Vollmer Sonya· Chief Human Resources Officer | Option exercise | 380 | — | — | filing |
| 2026-05-31 | Thompson Anntoinette· Chief Operating Officer | Option exercise | 528 | — | — | filing |
| 2026-05-31 | Lowe John Daniel· President and CEO | Option exercise | 4,765 | — | — | filing |
| 2026-05-31 | Grantham Terra Lee· Interim Chief Financial Off. | Option exercise | 297 | — | — | filing |
| 2026-05-31 | Dixon Robert Michael· Chief Digital Officer | Option exercise | 178 | — | — | filing |
| 2026-05-31 | O'Leary Margaret Elizabeth· Chief Commercial Officer | Option exercise | 714 | — | — | filing |
| 2026-05-30 | Lowe John Daniel· President and CEO | Tax withholding | 2,738 | $16.97 | $46,463.86 | filing |
| 2026-05-30 | Thompson Anntoinette· Chief Operating Officer | Tax withholding | 241 | $16.97 | $4,089.77 | filing |
| 2026-05-30 | O'Leary Margaret Elizabeth· Chief Commercial Officer | Tax withholding | 237 | $16.97 | $4,021.89 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.