FirstCash Holdings, Inc.
FCFSNasdaq
$213.61
↓ -1.3%Jul 17 close · end-of-day
Price
1Y↑ +65.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$9.5B
Enterprise Value
$11.6B
P/E
26.8
P/S
2.4
P/B
4.1
EV/EBITDA
—
PEG
2.3
FCF Yield
—
Dividend Yield
0.8%
Revenue (TTM)
$3.9B
Net Income (TTM)
$354.5M
Free Cash Flow (TTM)
—
Gross Margin
50.5%
Operating Margin
—
Net Margin
9.2%
ROE
15.4%
ROIC
—
Debt / Equity
1.0
Net Cash
-$2.1B
Return 1Y
+62.9%
Company profile
FirstCash Holdings, Inc operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments. The company is also involved in melting scrap jewelry, as well as sells gold, silver, and diamonds in commodity markets.
- CEO
- Rick L. Wessel
- Sector
- Retail Trade
- Industry
- Retail
- Employees
- 18,000
- Headquarters
- Texas
- Website
- firstcash.com
Management & directors
- Ramos RaulSVP Latin American Operations
- Hambleton Howard FAFF President
- Orr R DouglasEVP & Chief Financial Officer
- Stuart Thomas BrentPresident and COO
- Wessel Rick LVice-Chairman & CEO
Roles derived from SEC Form 4 filings.
Earnings
FCFS Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$1.1B↑ +25.7%
Diluted EPS$2.43↑ +29.9%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $1.6B | $1.7B | $2.7B | $3.2B | $3.4B | $3.7B |
| Gross profit | $911.1M | $919.2M | $1.3B | $1.5B | $1.6B | $1.8B |
| Operating income | — | — | — | — | — | — |
| Net income | $106.6M | $124.9M | $253.5M | $219.3M | $258.8M | $330.4M |
| Diluted EPS | $2.56 | $3.04 | $5.36 | $4.80 | $5.73 | $7.42 |
| Operating cash flow | $222.3M | $223.3M | $469.3M | $416.1M | $540.0M | $585.9M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | 55.9% | 54.1% | 46.3% | 47.8% | 48.1% | 50.3% |
| Operating margin | — | — | — | — | — | — |
| Net margin | 6.5% | 7.4% | 9.3% | 7.0% | 7.6% | 9.0% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $831.0M | $837.3M | $883.8M | $836.4M | $830.6M | $935.6M | $1.1B | $1.1B |
| Gross profit | $395.4M | $404.6M | $433.7M | $424.2M | $412.8M | $473.7M | $529.9M | $542.4M |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $49.1M | $64.8M | $83.5M | $83.6M | $59.8M | $82.8M | $104.2M | $107.7M |
| Diluted EPS | $1.08 | $1.44 | $1.86 | $1.87 | $1.34 | $1.86 | $2.35 | $2.43 |
| Operating cash flow | $106.2M | $113.1M | $198.1M | $126.6M | $116.9M | $135.8M | $206.6M | $153.6M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | 47.6% | 48.3% | 49.1% | 50.7% | 49.7% | 50.6% | 50.1% | 51.6% |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 5.9% | 7.7% | 9.5% | 10.0% | 7.2% | 8.9% | 9.8% | 10.2% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-05 | Ramos Raul· SVP Latin American Operations | Sale | 6,835 | $225.23 | $1.5M | filing |
| 2026-05-28 | Ramos Raul· SVP Latin American Operations | Sale | 3,165 | $231.13 | $731,526.45 | filing |
| 2026-05-19 | Hambleton Howard F· AFF President | Sale | 3,000 | $226.41 | $679,230.00 | filing |
| 2026-05-18 | Stuart Thomas Brent· President and COO | Sale | 10,000 | $228.49 | $2.3M | filing |
| 2026-05-18 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 1,000 | $227.32 | $227,320.00 | filing |
| 2026-05-18 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 1,000 | $227.31 | $227,310.00 | filing |
| 2026-05-18 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 1,000 | $227.28 | $227,280.00 | filing |
| 2026-05-01 | Garrett Paula K | Sale | 1,500 | $217.40 | $326,100.00 | filing |
| 2026-04-15 | ORR R DOUGLAS· EVP & Chief Financial Officer | Gift | 12,500 | $0.00 | $0.00 | filing |
| 2026-02-18 | Hambleton Howard F· AFF President | Sale | 4,000 | $185.12 | $740,480.00 | filing |
| 2026-02-17 | Stuart Thomas Brent· President and COO | Sale | 10,000 | $182.53 | $1.8M | filing |
| 2026-02-17 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 1,000 | $182.99 | $182,990.00 | filing |
| 2026-02-17 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 1,000 | $182.98 | $182,980.00 | filing |
| 2026-02-17 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 1,000 | $182.98 | $182,980.00 | filing |
| 2026-02-05 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 4,000 | $175.37 | $701,480.00 | filing |
| 2026-02-05 | Hambleton Howard F· AFF President | Sale | 2,000 | $177.65 | $355,300.00 | filing |
| 2026-02-05 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 2,000 | $175.01 | $350,020.00 | filing |
| 2026-02-05 | ORR R DOUGLAS· EVP & Chief Financial Officer | Sale | 1,500 | $174.96 | $262,440.00 | filing |
| 2026-01-28 | Davis Marthea | Award | 833 | $0.00 | $0.00 | filing |
| 2026-01-28 | GRAVES JAMES H | Award | 833 | $0.00 | $0.00 | filing |
| 2026-01-28 | Hambleton Howard F· AFF President | Award | 5,104 | $0.00 | $0.00 | filing |
| 2026-01-28 | Hambleton Howard F· AFF President | Award | 16,027 | $0.00 | $0.00 | filing |
| 2026-01-28 | Hambleton Howard F· AFF President | Tax withholding | 6,306 | $0.00 | $0.00 | filing |
| 2026-01-28 | Ramos Raul· SVP Latin American Operations | Award | 2,000 | $0.00 | $0.00 | filing |
| 2026-01-28 | WESSEL RICK L· Vice-Chairman & CEO | Award | 30,945 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.