ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
ZIONNasdaq
$72.27
↓ -1.4%Jul 17 close · end-of-day
Price
1Y↑ +35.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$10.6B
Enterprise Value
$12.6B
P/E
11.2
P/S
15.7
P/B
1.5
EV/EBITDA
—
PEG
9.0
FCF Yield
11.3%
Dividend Yield
2.5%
Revenue (TTM)
$676.0M
Net Income (TTM)
$962.0M
Free Cash Flow (TTM)
$1.2B
Gross Margin
—
Operating Margin
—
Net Margin
142.3%
ROE
13.2%
ROIC
—
Debt / Equity
0.3
Net Cash
-$2.0B
Return 1Y
+32.3%
Company profile
Zions Bancorporation, National Association provides banking and related services in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased.
- CEO
- Harris H. Simmons
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 9,990
- Headquarters
- Utah
- Website
- zionsbancorporation.com
Management & directors
- Callister NathanExecutive Vice President
- Smith Jennifer AnneExecutive Vice President
- Richards Robert RyanController
- Law Scott A.Executive Vice President
- Miller Rena A.Executive VP & General Counsel
- Stephens Steven DanExecutive Vice President
- Simmons Harris HChairman & CEO
- Arbuckle Jason D.SVP - Controller
- Ellingsen EricExecutive VP &
- Kyriakakis ChristopherEVP - Chief Risk Officer
- Mclean Scott JPresident
- Steward DerekExecutive Vice President
Roles derived from SEC Form 4 filings.
Earnings
ZION Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$172.0M↑ +8.9%
Diluted EPS$1.56↑ +38.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $549.0M | $575.0M | $614.0M | $616.0M | $639.0M | $662.0M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $539.0M | $1.1B | $907.0M | $680.0M | $784.0M | $899.0M |
| Diluted EPS | $3.02 | $6.79 | $5.79 | $4.35 | $4.95 | $6.01 |
| Operating cash flow | $719.0M | $629.0M | $1.5B | $885.0M | $1.1B | $1.1B |
| Free cash flow | $548.0M | $423.0M | $1.3B | $772.0M | $1.1B | $952.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 98.2% | 196.3% | 147.7% | 110.4% | 122.7% | 135.8% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $154.0M | $161.0M | $172.0M | $158.0M | $164.0M | $163.0M | $177.0M | $172.0M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $201.0M | $214.0M | $216.0M | $170.0M | $244.0M | $222.0M | $263.0M | $233.0M |
| Diluted EPS | $1.28 | $1.37 | $1.34 | $1.13 | $1.63 | $1.48 | $1.76 | $1.56 |
| Operating cash flow | $251.0M | $119.0M | $517.0M | $179.0M | -$62.0M | $438.0M | $518.0M | $423.0M |
| Free cash flow | $234.0M | $97.0M | $489.0M | $152.0M | -$93.0M | $413.0M | $480.0M | $398.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 130.5% | 132.9% | 125.6% | 107.6% | 148.8% | 136.2% | 148.6% | 135.5% |
Company news
Jul 20, 2026
Jul 19, 2026
- 22h agoDo Zions (ZION) Q2 Earnings Expectations and Board Change Reframe Its Earnings Resilience Story?finance.yahoo.com
- 1d agoZions Bancorporation Earnings: What To Look For From ZIONfinance.yahoo.com
- 1d agoZions Bancorporation National Association (ZION) Faces Earnings And A Board Change, Is It Fully Valued?finance.yahoo.com
Jul 15, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-02 | Callister Nathan· Executive Vice President | Tax withholding | 922 | $62.02 | $57,182.44 | filing |
| 2026-05-08 | Smith Jennifer Anne· Executive Vice President | Sale | 4,209 | $62.50 | $263,072.31 | filing |
| 2026-05-06 | Richards Robert Ryan· Controller | Option exercise | 2,004 | $52.90 | $106,011.60 | filing |
| 2026-05-04 | Smith Jennifer Anne· Executive Vice President | Sale | 550 | $62.96 | $34,628.00 | filing |
| 2026-05-01 | Murphy Edward F | Award | 2,055 | $63.26 | $129,999.30 | filing |
| 2026-05-01 | Murphy Edward F | Award | 2,055 | $63.26 | $129,999.30 | filing |
| 2026-05-01 | Yastine Barbara A. | Award | 2,055 | $63.26 | $129,999.30 | filing |
| 2026-05-01 | Contreras-Sweet Maria | Award | 2,055 | $63.26 | $129,999.30 | filing |
| 2026-04-28 | Law Scott A.· Executive Vice President | Tax withholding | 1,343 | $63.37 | $85,105.91 | filing |
| 2026-04-28 | Law Scott A.· Executive Vice President | Option exercise | 1,974 | $43.07 | $85,020.18 | filing |
| 2026-04-02 | Smith Jennifer Anne· Executive Vice President | D | 15,671 | $0.00 | $0.00 | filing |
| 2026-04-01 | Richards Robert Ryan· Controller | Tax withholding | 315 | $58.26 | $18,351.90 | filing |
| 2026-04-01 | Miller Rena A.· Executive VP & General Counsel | Tax withholding | 155 | $58.26 | $9,030.30 | filing |
| 2026-03-06 | STEPHENS STEVEN DAN· Executive Vice President | Tax withholding | 95 | $55.74 | $5,295.30 | filing |
| 2026-02-26 | STEPHENS STEVEN DAN· Executive Vice President | Tax withholding | 84 | $61.65 | $5,178.60 | filing |
| 2026-02-24 | SIMMONS HARRIS H· Chairman & CEO | Buy | 4,500 | $59.03 | $265,634.55 | filing |
| 2026-02-20 | Arbuckle Jason D.· SVP - Controller | Sale | 190 | $61.77 | $11,736.30 | filing |
| 2026-02-20 | Arbuckle Jason D.· SVP - Controller | Sale | 190 | $61.77 | $11,736.30 | filing |
| 2026-02-20 | Arbuckle Jason D.· SVP - Controller | Gift | 214 | $0.00 | $0.00 | filing |
| 2026-02-20 | Arbuckle Jason D.· SVP - Controller | Gift | 214 | $0.00 | $0.00 | filing |
| 2026-02-18 | Smith Jennifer Anne· Executive Vice President | Sale | 1,890 | $62.48 | $118,087.20 | filing |
| 2026-02-18 | Smith Jennifer Anne· Executive Vice President | Option exercise | 1,890 | $52.90 | $99,981.00 | filing |
| 2026-02-18 | Smith Jennifer Anne· Executive Vice President | Sale | 199 | $62.48 | $12,433.52 | filing |
| 2026-02-18 | Smith Jennifer Anne· Executive Vice President | Option exercise | 199 | $52.90 | $10,527.10 | filing |
| 2026-02-13 | SIMMONS HARRIS H· Chairman & CEO | Tax withholding | 3,468 | $61.26 | $212,449.68 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.