Yiren Digital Ltd.
YRDNYSE
$1.25
↑ +0.8%Jul 17 close · end-of-day
Price
1Y↓ -78.8%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$218.4M
Enterprise Value
-$260.4M
P/E
28.0
P/S
0.3
P/B
0.2
EV/EBITDA
—
PEG
—
FCF Yield
44.4%
Dividend Yield
—
Revenue (TTM)
$817.8M
Net Income (TTM)
$7.8M
Free Cash Flow (TTM)
$96.9M
Gross Margin
—
Operating Margin
-103.9%
Net Margin
0.9%
ROE
0.6%
ROIC
-79.2%
Debt / Equity
—
Net Cash
$478.8M
Return 1Y
-78.7%
Company profile
Yiren Digital Ltd. is an advanced, AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
- CEO
- Ning Tang
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 3,800
- Website
- yirendai.com
Earnings
No reported earnings periods on file.
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $607.2M | $702.7M | $498.0M | $689.5M | $795.4M | $817.8M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | -$849.5M |
| Net income | -$106.2M | $162.1M | $173.2M | $293.0M | $216.8M | $7.8M |
| Diluted EPS | -$0.59 | $0.95 | $0.99 | $1.64 | $1.24 | $0.04 |
| Operating cash flow | $43.2M | $24.8M | $268.1M | $305.8M | $195.1M | $100.6M |
| Free cash flow | $41.1M | $23.3M | $268.0M | $305.2M | $193.8M | $96.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | -103.9% |
| Net margin | -17.5% | 23.1% | 34.8% | 42.5% | 27.3% | 1.0% |
No quarterly data.
Company news
Jul 2, 2026
Jun 17, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
No insider transactions in the last 12 months.
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-05 | Tang Ning· Executive Chairman and CEO | J | 81,176,519 | — | — | filing |
Latest 1 transaction.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.