Exzeo Group, Inc.
XZONYSE
$16.10
↓ -3.7%Jul 17 close · end-of-day
Price
1Y↓ -23.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.3B
Enterprise Value
$1.1B
P/E
16.3
P/S
5.9
P/B
4.7
EV/EBITDA
9.8
PEG
—
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$217.0M
Net Income (TTM)
$82.7M
Free Cash Flow (TTM)
—
Gross Margin
60.4%
Operating Margin
48.9%
Net Margin
38.1%
ROE
30.1%
ROIC
182.6%
Debt / Equity
—
Net Cash
$231.4M
Return 1Y
—
Company profile
Exzeo provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Our corporate headquarters is located in Tampa, FL.
- CEO
- Paresh Patel
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 353
- Headquarters
- Florida
- Website
- www.exzeo.com
Management & directors
- Patel PareshChief Executive Officer
- Baker Brook ArmstrongGeneral Counsel
- Bulku SuelaChief Financial Officer
- Mitchell Kevin AndrewPresident
Roles derived from SEC Form 4 filings.
Earnings
XZO Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$55.5M↑ +6.0%
Diluted EPS$0.220.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Revenue | $88.3M | $133.9M | $217.0M |
| Gross profit | $17.3M | $53.2M | $131.0M |
| Operating income | $2.6M | $38.0M | $106.0M |
| Net income | $21.5M | $45.3M | $82.7M |
| Diluted EPS | $0.15 | $0.44 | $0.99 |
| Operating cash flow | — | — | — |
| Free cash flow | — | — | — |
| Gross margin | 19.6% | 39.7% | 60.4% |
| Operating margin | 2.9% | 28.4% | 48.8% |
| Net margin | 24.3% | 33.8% | 38.1% |
| Line item | Q3 '24 | Q1 '25 | Q3 '25 | Q1 '26 |
|---|---|---|---|---|
| Revenue | $29.1M | $52.4M | $55.2M | $55.5M |
| Gross profit | $11.1M | $28.8M | $33.8M | $32.7M |
| Operating income | $6.7M | $23.8M | $27.3M | $25.1M |
| Net income | $5.3M | $18.0M | $21.2M | $20.4M |
| Diluted EPS | $0.06 | $0.22 | $0.25 | $0.22 |
| Operating cash flow | — | $19.8M | — | $25.5M |
| Free cash flow | — | — | — | — |
| Gross margin | 38.2% | 55.0% | 61.2% | 59.0% |
| Operating margin | 23.1% | 45.4% | 49.4% | 45.2% |
| Net margin | 18.1% | 34.3% | 38.3% | 36.7% |
Company news
Jun 12, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-27 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.67 | $27,340.00 | filing |
| 2026-05-26 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.26 | $26,520.00 | filing |
| 2026-05-22 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $12.92 | $25,840.00 | filing |
| 2026-05-21 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $12.82 | $25,640.00 | filing |
| 2026-05-20 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.33 | $26,660.00 | filing |
| 2026-05-19 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.69 | $27,380.00 | filing |
| 2026-05-18 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.93 | $27,860.00 | filing |
| 2026-05-15 | Patel Paresh· Chief Executive Officer | Buy | 1,500 | $13.72 | $20,580.00 | filing |
| 2026-05-15 | Patel Paresh· Chief Executive Officer | Buy | 500 | $13.55 | $6,775.00 | filing |
| 2026-05-14 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.75 | $27,500.00 | filing |
| 2026-05-13 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.55 | $27,100.00 | filing |
| 2026-05-12 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.85 | $27,700.00 | filing |
| 2026-05-11 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.99 | $27,980.00 | filing |
| 2026-05-08 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $13.52 | $27,040.00 | filing |
| 2026-05-07 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $15.11 | $30,220.00 | filing |
| 2026-05-06 | Patel Paresh· Chief Executive Officer | Buy | 1,656 | $17.31 | $28,665.36 | filing |
| 2026-05-06 | Patel Paresh· Chief Executive Officer | Buy | 344 | $17.33 | $5,961.52 | filing |
| 2026-05-05 | Patel Paresh· Chief Executive Officer | Buy | 1,500 | $17.13 | $25,695.00 | filing |
| 2026-05-05 | Patel Paresh· Chief Executive Officer | Buy | 500 | $17.05 | $8,525.00 | filing |
| 2026-05-04 | Patel Paresh· Chief Executive Officer | Buy | 1,200 | $16.61 | $19,932.00 | filing |
| 2026-05-04 | Patel Paresh· Chief Executive Officer | Buy | 400 | $16.51 | $6,604.00 | filing |
| 2026-05-04 | Patel Paresh· Chief Executive Officer | Buy | 300 | $16.47 | $4,941.00 | filing |
| 2026-05-04 | Patel Paresh· Chief Executive Officer | Buy | 100 | $16.52 | $1,652.00 | filing |
| 2026-05-01 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $16.53 | $33,060.00 | filing |
| 2026-04-30 | Patel Paresh· Chief Executive Officer | Buy | 2,000 | $15.91 | $31,820.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.