WORLD ACCEPTANCE CORP
WRLDNasdaq
$192.06
↓ -1.7%Jul 17 close · end-of-day
Price
1Y↑ +14.3%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$965.3M
Enterprise Value
$1.5B
P/E
26.4
P/S
1.6
P/B
2.8
EV/EBITDA
—
PEG
1.1
FCF Yield
26.5%
Dividend Yield
—
Revenue (TTM)
$585.2M
Net Income (TTM)
$34.6M
Free Cash Flow (TTM)
$255.5M
Gross Margin
—
Operating Margin
—
Net Margin
5.9%
ROE
9.8%
ROIC
—
Debt / Equity
1.7
Net Cash
-$581.2M
Return 1Y
+15.4%
Company profile
World Acceptance Corporation engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans and related credit insurance. It also provides automobile club memberships to its borrowers. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin.
- CEO
- R. Chad Prashad
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 3,120
- Headquarters
- South Carolina
- Website
- loansbyworld.com
Earnings
WRLD Q4 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$175.9M↑ +7.5%
Diluted EPS$7.44↓ -5.9%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|---|
| Revenue | $528.0M | $585.2M | $616.5M | $572.8M | $564.2M | $585.2M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $88.3M | $53.9M | $21.2M | $77.0M | $89.2M | $34.6M |
| Diluted EPS | $13.23 | $8.47 | $3.60 | $13.14 | $16.21 | $6.88 |
| Operating cash flow | $227.0M | $272.4M | $291.6M | $265.8M | $254.2M | $259.4M |
| Free cash flow | $215.3M | $266.4M | $285.7M | $259.9M | $250.5M | $255.5M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 16.7% | 9.2% | 3.4% | 13.5% | 15.8% | 5.9% |
| Line item | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '25 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $129.8M | $131.7M | $139.0M | $163.7M | $132.8M | $134.8M | $141.6M | $175.9M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $10.2M | $22.4M | $13.6M | $43.1M | $1.6M | -$1.7M | -$625,000.00 | $35.3M |
| Diluted EPS | $1.82 | $4.03 | $2.49 | $7.91 | $0.30 | -$0.33 | -$0.13 | $7.44 |
| Operating cash flow | $48.4M | $53.8M | $61.1M | $90.9M | $58.2M | $48.6M | $58.0M | $94.6M |
| Free cash flow | $47.3M | $52.7M | $60.4M | $90.0M | $57.1M | $47.7M | $57.2M | $93.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 7.8% | 17.0% | 9.8% | 26.3% | 1.2% | -1.2% | -0.4% | 20.1% |
Company news
Apr 30, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
No insider transactions in the last 12 months.
No insider transactions on file.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.