WAFD INC
WAFDNasdaq
$38.12
↓ -3.1%Jul 17 close · end-of-day
Price
1Y↑ +33.8%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$2.9B
Enterprise Value
$2.2B
P/E
12.5
P/S
92.7
P/B
1.0
EV/EBITDA
—
PEG
—
FCF Yield
7.5%
Dividend Yield
2.8%
Revenue (TTM)
$31.1M
Net Income (TTM)
$252.3M
Free Cash Flow (TTM)
$216.7M
Gross Margin
—
Operating Margin
—
Net Margin
811.8%
ROE
8.5%
ROIC
—
Debt / Equity
—
Net Cash
$669.8M
Return 1Y
+32.5%
Company profile
Washington Federal, Inc. operates as the bank holding company for Washington Federal Bank, National Association that provides lending, depository, insurance, and other banking services in the United States. As of September 30, 2021, the company had 219 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas.
- CEO
- Brent J. Beardall
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 2,130
- Headquarters
- Washington
- Website
- wafdbank.com
Management & directors
- Robison Kim EEVP & Chief Operations Officer
- Sanden BlayneSVP & PAO
- Cooper Cathy EEVP & Chief Consumer Banker
- Beardall Brent JPresident & CEO
- Holz KelliEVP & CFO
- Mauer RyanEVP & Chief Credit Officer
Roles derived from SEC Form 4 filings.
Earnings
WAFD Q2 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$7.7M↑ +8.7%
Diluted EPS$0.82↑ +26.2%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $23.7M | $24.7M | $25.9M | $26.1M | $27.5M | $29.6M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $173.4M | $183.6M | $236.3M | $257.4M | $200.0M | $226.1M |
| Diluted EPS | $2.26 | $2.39 | $3.39 | $3.72 | $2.50 | $2.63 |
| Operating cash flow | $166.6M | $314.5M | $268.5M | $214.0M | $439.2M | $237.0M |
| Free cash flow | $134.7M | $285.0M | $256.7M | $198.9M | $414.6M | $208.2M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 732.1% | 743.8% | 911.0% | 988.2% | 727.2% | 762.5% |
| Line item | Q3 '24 | Q4 '24 | Q1 '24 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '25 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $7.0M | $7.0M | $7.0M | $7.1M | $7.6M | $8.0M | $7.9M | $7.7M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $64.6M | $61.1M | $47.3M | $56.3M | $62.0M | $60.6M | $64.2M | $65.5M |
| Diluted EPS | $0.75 | $0.73 | $0.54 | $0.65 | $0.73 | $0.71 | $0.79 | $0.82 |
| Operating cash flow | $63.1M | $96.6M | $49.4M | $72.1M | $58.0M | $57.4M | $60.5M | $79.4M |
| Free cash flow | $58.3M | $89.4M | $43.0M | $66.6M | $53.1M | $45.6M | $50.0M | $68.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 927.6% | 867.6% | 670.8% | 797.1% | 816.4% | 761.4% | 817.0% | 854.2% |
Company news
Jul 20, 2026
Jul 19, 2026
Jul 17, 2026
- 2d agoWhy WaFd Bank (WAFD) Shares Are Trading Lower Todayfinance.yahoo.com
- 3d agoWaFd Q3 Earnings Call Highlightsmarketbeat.com
- 3d agoWAFD Q3 Earnings Lag on Higher Provisions & Expenses, Revenues Up Y/Yfinance.yahoo.com
- 3d agoWaFd revenue tops forecasts as earnings come in slightly below expectationsinvestorshub.advfn.com
Jul 16, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-04-24 | Robison Kim E· EVP & Chief Operations Officer | Sale | 22,000 | $35.28 | $776,160.00 | filing |
| 2026-02-27 | Sanden Blayne· SVP & PAO | Tax withholding | 46 | $31.16 | $1,433.36 | filing |
| 2026-02-06 | Cooper Cathy E· EVP & Chief Consumer Banker | Sale | 5,300 | $33.77 | $178,981.00 | filing |
| 2026-01-20 | Sanden Blayne· SVP & PAO | Award | 750 | $31.44 | $23,580.00 | filing |
| 2026-01-02 | GRANT DAVID K | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | Hampel Sylvia | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | Bice Shawn | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | BROWER LINDA S | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | GRAHAM STEPHEN | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | SINGH SUDHIR STEVEN | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | Unknown | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | TALBOT RANDALL H | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | YZAGUIRRE MARIO MAX | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | SHUSTER BRADLEY M | Award | 3,310 | $32.03 | $106,019.30 | filing |
| 2026-01-02 | BROWER LINDA S | Tax withholding | 993 | $32.03 | $31,805.79 | filing |
| 2026-01-02 | Unknown | Tax withholding | 808 | $32.03 | $25,880.24 | filing |
| 2025-12-29 | BEARDALL BRENT J· President & CEO | Gift | 2,273 | $0.00 | $0.00 | filing |
| 2025-12-03 | BEARDALL BRENT J· President & CEO | Buy | 3,000 | $16.85 | $50,550.00 | filing |
| 2025-11-26 | BEARDALL BRENT J· President & CEO | Buy | 3,000 | $16.55 | $49,650.00 | filing |
| 2025-11-11 | BEARDALL BRENT J· President & CEO | Award | 83,116 | $30.56 | $2.5M | filing |
| 2025-11-11 | HOLZ KELLI· EVP & CFO | Award | 21,609 | $30.56 | $660,371.04 | filing |
| 2025-11-11 | Mauer Ryan· EVP & Chief Credit Officer | Award | 21,609 | $30.56 | $660,371.04 | filing |
| 2025-11-11 | Cooper Cathy E· EVP & Chief Consumer Banker | Award | 21,609 | $30.56 | $660,371.04 | filing |
| 2025-11-11 | Robison Kim E· EVP & Chief Operations Officer | Award | 21,609 | $30.56 | $660,371.04 | filing |
| 2025-10-31 | BEARDALL BRENT J· President & CEO | Tax withholding | 9,652 | $29.03 | $280,197.56 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.