WESTAMERICA BANCORPORATION
WABCNasdaq
$61.36
↓ -1.8%Jul 17 close · end-of-day
Price
1Y↑ +25.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.5B
Enterprise Value
$1.6B
P/E
13.7
P/S
—
P/B
1.7
EV/EBITDA
—
PEG
—
FCF Yield
7.8%
Dividend Yield
3.0%
Revenue (TTM)
—
Net Income (TTM)
$112.5M
Free Cash Flow (TTM)
$116.2M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
12.7%
ROIC
—
Debt / Equity
0.2
Net Cash
-$144.5M
Return 1Y
+25.5%
Company profile
Westamerica Bancorporation provides various banking products and services to individual and commercial customers. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation.
- CEO
- David L. Payne
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 590
- Headquarters
- California
- Website
- westamerica.com
Management & directors
- Baker Robert James JrSVP/Banking Division Manager
- Donohoe Brian JSVP/Chief Information Officer
- Ensinger George SSVP/Human Resources Div. Mgr
- Jonas Anela MaryaSVP/CFO
Roles derived from SEC Form 4 filings.
Earnings
WABC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.13↓ -2.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $80.4M | $86.5M | $122.0M | $161.8M | $138.6M | $116.2M |
| Diluted EPS | $2.98 | $3.22 | $4.54 | $6.06 | $5.20 | $4.52 |
| Operating cash flow | $107.7M | $88.7M | $113.7M | $158.2M | $141.6M | $121.9M |
| Free cash flow | $105.5M | $87.4M | $112.9M | $157.0M | $139.8M | $119.7M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $35.5M | $35.1M | $31.7M | $31.0M | $29.1M | $28.3M | $27.8M | $27.4M |
| Diluted EPS | $1.33 | $1.31 | $1.19 | $1.16 | $1.12 | $1.12 | $1.12 | $1.13 |
| Operating cash flow | $19.0M | $40.6M | $29.8M | $42.4M | $23.5M | $29.4M | $26.6M | $39.7M |
| Free cash flow | $18.6M | $40.1M | $29.1M | $42.2M | $22.8M | $28.7M | $25.9M | $38.7M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 16, 2026
Jul 15, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-04-22 | Wondeh Inez | Buy | 61 | $53.79 | $3,280.89 | filing |
| 2026-04-20 | Baker Robert James Jr· SVP/Banking Division Manager | Sale | 759 | $53.83 | $40,859.78 | filing |
| 2026-03-02 | Ensinger George S· SVP/Human Resources Div. Mgr | Tax withholding | 1,156 | $50.90 | $58,840.40 | filing |
| 2026-03-02 | DONOHOE BRIAN J· SVP/Chief Information Officer | Tax withholding | 1,010 | $50.90 | $51,409.00 | filing |
| 2026-03-02 | Baker Robert James Jr· SVP/Banking Division Manager | Tax withholding | 601 | $50.90 | $30,590.90 | filing |
| 2026-02-24 | Jonas Anela Marya· SVP/CFO | Award | 15 | $0.00 | $0.00 | filing |
| 2026-01-22 | Ensinger George S· SVP/Human Resources Div. Mgr | Award | 408 | $0.00 | $0.00 | filing |
| 2026-01-22 | DONOHOE BRIAN J· SVP/Chief Information Officer | Award | 2,040 | $0.00 | $0.00 | filing |
| 2026-01-22 | Baker Robert James Jr· SVP/Banking Division Manager | Award | 1,360 | $0.00 | $0.00 | filing |
| 2026-01-22 | DONOHOE BRIAN J· SVP/Chief Information Officer | Award | 2,040 | $0.00 | $0.00 | filing |
| 2026-01-22 | Ensinger George S· SVP/Human Resources Div. Mgr | Award | 1,412 | $0.00 | $0.00 | filing |
| 2026-01-22 | Ensinger George S· SVP/Human Resources Div. Mgr | Award | 986 | $0.00 | $0.00 | filing |
Latest 12 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.