UNITY BANCORP INC /NJ/
UNTYNasdaq
$57.25
↓ -3.4%Jul 17 close · end-of-day
Price
1Y↑ +10.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$583.9M
Enterprise Value
$583.9M
P/E
9.6
P/S
—
P/B
1.6
EV/EBITDA
—
PEG
0.6
FCF Yield
7.1%
Dividend Yield
1.1%
Revenue (TTM)
—
Net Income (TTM)
$60.6M
Free Cash Flow (TTM)
$41.3M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
16.9%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+10.1%
Company profile
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans.
- CEO
- James A. Hughes
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 230
- Headquarters
- New Jersey
- Website
- unitybank.com
Earnings
UNTY Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.40↑ +23.9%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $23.6M | $36.1M | $38.5M | $39.7M | $41.5M | $58.0M |
| Diluted EPS | $2.19 | $3.43 | $3.59 | $3.84 | $4.06 | $5.67 |
| Operating cash flow | $22.3M | $32.5M | $42.7M | $46.9M | $48.0M | $44.9M |
| Free cash flow | $21.8M | $31.3M | $41.2M | $46.0M | $47.3M | $44.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $9.5M | $10.9M | $11.5M | $11.6M | $16.5M | $14.4M | $15.5M | $14.3M |
| Diluted EPS | $0.92 | $1.07 | $1.13 | $1.13 | $1.61 | $1.41 | $1.52 | $1.40 |
| Operating cash flow | -$8.4M | $17.7M | $23.0M | $17.9M | -$25.3M | $45.5M | $6.8M | $14.9M |
| Free cash flow | -$8.6M | $17.5M | $22.7M | $17.6M | -$25.5M | $45.3M | $6.7M | $14.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 14, 2026
Jun 11, 2026
May 31, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
No insider transactions in the last 12 months.
No insider transactions on file.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.