UNION BANKSHARES INC
UNBNasdaq
$25.40
↓ -1.2%Jul 17 close · end-of-day
Price
1Y↓ -0.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$118.0M
Enterprise Value
$118.0M
P/E
10.1
P/S
—
P/B
1.5
EV/EBITDA
—
PEG
—
FCF Yield
12.3%
Dividend Yield
5.7%
Revenue (TTM)
—
Net Income (TTM)
$11.6M
Free Cash Flow (TTM)
$14.5M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
14.4%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
-1.2%
Company profile
Union Bankshares, Inc. provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. The company operates 18 banking offices, 3 loan centers, and various ATMs.
- CEO
- David S. Silverman
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 190
- Headquarters
- Vermont
- Website
- ublocal.com
Earnings
UNB Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.65↑ +18.2%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $12.8M | $13.2M | $12.6M | $11.3M | $8.8M | $11.1M |
| Diluted EPS | $2.85 | $2.92 | $2.79 | $2.48 | $1.92 | $2.41 |
| Operating cash flow | -$7.1M | $29.2M | $29.0M | $9.2M | $12.2M | $17.2M |
| Free cash flow | -$8.1M | $25.7M | $28.4M | $7.2M | $11.1M | $16.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $2.0M | $1.3M | $3.0M | $2.5M | $2.4M | $3.4M | $2.7M | $3.0M |
| Diluted EPS | $0.45 | $0.29 | $0.65 | $0.55 | $0.52 | $0.75 | $0.59 | $0.65 |
| Operating cash flow | $3.3M | $1.3M | $5.8M | $4.1M | $288,000.00 | $9.7M | $3.2M | $2.6M |
| Free cash flow | $2.9M | $1.1M | $5.6M | $3.9M | -$381,000.00 | $9.6M | $2.9M | $2.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 12, 2026
Jun 10, 2026
Jun 9, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
No insider transactions in the last 12 months.
No insider transactions on file.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.