UMB FINANCIAL CORP
UMBFNasdaq
$145.99
↓ -1.4%Jul 17 close · end-of-day
Price
1Y↑ +36.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$11.2B
Enterprise Value
$5.4B
P/E
12.8
P/S
—
P/B
1.4
EV/EBITDA
—
PEG
8.0
FCF Yield
8.8%
Dividend Yield
1.1%
Revenue (TTM)
—
Net Income (TTM)
$882.5M
Free Cash Flow (TTM)
$980.7M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
11.3%
ROIC
—
Debt / Equity
0.1
Net Cash
$5.8B
Return 1Y
+35.3%
Company profile
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service. Institutional Banking segment offers asset management and healthcare service provided to institutional client. Personal Banking offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan.
- CEO
- J. Mariner Kemper
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 3,770
- Headquarters
- Missouri
- Website
- umb.com
Earnings
UMBF Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$3.35↑ +176.9%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $286.5M | $353.0M | $431.7M | $350.0M | $441.2M | $702.4M |
| Diluted EPS | $5.93 | $7.24 | $8.86 | $7.18 | $8.99 | $9.29 |
| Operating cash flow | $373.6M | $534.1M | $769.6M | $472.6M | $225.3M | $1.0B |
| Free cash flow | $313.4M | $500.4M | $717.8M | $449.5M | $205.3M | $978.1M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $101.3M | $109.6M | $120.0M | $81.3M | $217.4M | $188.3M | $215.4M | $261.4M |
| Diluted EPS | $2.07 | $2.23 | $2.44 | $1.21 | $2.82 | $2.36 | $2.90 | $3.35 |
| Operating cash flow | $112.4M | $123.6M | -$66.9M | $363.0M | $285.4M | $272.2M | $106.1M | $361.3M |
| Free cash flow | $109.2M | $119.4M | -$77.1M | $354.2M | $270.8M | $257.8M | $95.3M | $356.8M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 11, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
No insider transactions in the last 12 months.
No insider transactions on file.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.