TWFG, Inc.
TWFGNasdaq
$26.35
↓ -0.7%Jul 17 close · end-of-day
Price
1Y↓ -20.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$392.5M
Enterprise Value
$271.2M
P/E
47.1
P/S
1.5
P/B
5.7
EV/EBITDA
4.2
PEG
—
FCF Yield
15.3%
Dividend Yield
—
Revenue (TTM)
$267.5M
Net Income (TTM)
—
Free Cash Flow (TTM)
$59.9M
Gross Margin
—
Operating Margin
16.3%
Net Margin
—
ROE
—
ROIC
—
Debt / Equity
0.1
Net Cash
$121.3M
Return 1Y
-20.5%
Company profile
We are a leading, high-growth, independent distribution platform for personal and commercial insurance in the United States. Our principal executive offices are located at 1201 Lake Woodlands Drive, Suite 4020, The Woodlands, Texas.
- CEO
- Richard F. Bunch III
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Headquarters
- Texas
- Website
- twfg.com
Earnings
TWFG Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$72.8M↑ +35.3%
Diluted EPS$0.12↑ +33.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Revenue | $153.9M | $172.0M | $203.8M | $248.5M |
| Gross profit | — | — | — | — |
| Operating income | $23.7M | $25.4M | $27.9M | $37.0M |
| Net income | $0.00 | $0.00 | $2.7M | — |
| Diluted EPS | — | — | $0.19 | $0.53 |
| Operating cash flow | $25.8M | $30.2M | $40.5M | $53.5M |
| Free cash flow | $25.6M | $29.9M | $37.3M | $53.1M |
| Gross margin | — | — | — | — |
| Operating margin | 15.4% | 14.8% | 13.7% | 14.9% |
| Net margin | 0.0% | 0.0% | 1.3% | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $53.0M | $52.9M | $51.7M | $53.8M | $60.3M | $64.1M | $70.3M | $72.8M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | $7.5M | $6.0M | $7.1M | $5.7M | $7.4M | $9.0M | $14.9M | $12.4M |
| Net income | $0.00 | $1.2M | $8.2M | $1.3M | $2.0M | $1.7M | — | $1.8M |
| Diluted EPS | $10.49 | $0.08 | — | $0.09 | $0.13 | $0.11 | $0.20 | $0.12 |
| Operating cash flow | $7.4M | $11.7M | $11.6M | $15.6M | $9.6M | $15.0M | $13.3M | $22.7M |
| Free cash flow | $7.4M | $11.5M | $8.7M | $15.6M | $9.6M | $14.9M | $13.1M | $22.4M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | 14.2% | 11.3% | 13.8% | 10.6% | 12.2% | 14.1% | 21.1% | 17.0% |
| Net margin | 0.0% | 2.2% | 15.8% | 2.5% | 3.2% | 2.7% | — | 2.4% |
Company news
Jun 18, 2026
Jun 8, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
No insider transactions in the last 12 months.
No insider transactions on file.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.