TFS Financial CORP
TFSLNasdaq
$18.28
↓ -0.9%Jul 17 close · end-of-day
Price
1Y↑ +52.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$5.1B
Enterprise Value
$4.7B
P/E
55.4
P/S
—
P/B
2.7
EV/EBITDA
—
PEG
7.7
FCF Yield
1.6%
Dividend Yield
6.2%
Revenue (TTM)
—
Net Income (TTM)
$93.0M
Free Cash Flow (TTM)
$82.3M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
4.8%
ROIC
—
Debt / Equity
—
Net Cash
$437.3M
Return 1Y
+51.7%
Company profile
TFS Financial Corporation provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit.
- CEO
- Marc A. Stefanski
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,000
- Headquarters
- Ohio
- Website
- thirdfederal.com
Management & directors
- Zbanek Cathy WChief Synergy Officer
- Weil Meredith SChief Financial Officer
- Long Sandra MChief Consumer Banking Officer
- Miller Susanne N.Chief Accounting Officer
- Rubino Andrew JChief Operating Officer
- Stefanski Marc AChairman, President and CEO
- Gavin Benjamin StefanskiChief Experience Officer
- Mulhern Timothy WChief Innovation Officer
- Stefanski Bradley TaylorChief Strategy Officer
Roles derived from SEC Form 4 filings.
Earnings
TFSL Q2 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.08↑ +14.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $83.3M | $81.0M | $74.6M | $75.3M | $79.6M | $91.0M |
| Diluted EPS | $0.29 | $0.29 | $0.26 | $0.26 | $0.28 | $0.32 |
| Operating cash flow | $121.8M | $83.2M | $38.9M | $90.7M | $88.6M | $82.4M |
| Free cash flow | $118.6M | $81.8M | $36.2M | $85.6M | $85.5M | $71.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q3 '24 | Q4 '24 | Q1 '24 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '25 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $20.0M | $18.2M | $22.4M | $21.0M | $21.5M | $26.0M | $22.3M | $23.2M |
| Diluted EPS | $0.07 | $0.07 | $0.08 | $0.07 | $0.08 | $0.09 | $0.08 | $0.08 |
| Operating cash flow | $96.7M | -$58.7M | $45.5M | $21.2M | $26.8M | -$11.1M | $58.7M | $17.6M |
| Free cash flow | $95.9M | -$59.4M | $44.9M | $14.3M | $25.0M | -$13.2M | $57.1M | $13.4M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 16, 2026
Jul 8, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-15 | Zbanek Cathy W· Chief Synergy Officer | Tax withholding | 61,334 | $16.92 | $1.0M | filing |
| 2026-06-15 | Zbanek Cathy W· Chief Synergy Officer | Option exercise | 67,500 | $14.74 | $994,950.00 | filing |
| 2026-06-11 | WEIL MEREDITH S· Chief Financial Officer | Tax withholding | 45,684 | $16.80 | $767,491.20 | filing |
| 2026-06-11 | WEIL MEREDITH S· Chief Financial Officer | Option exercise | 50,000 | $14.74 | $737,000.00 | filing |
| 2026-06-11 | WEIL MEREDITH S· Chief Financial Officer | Sale | 4,316 | $16.80 | $72,508.80 | filing |
| 2026-06-09 | Zbanek Cathy W· Chief Synergy Officer | Tax withholding | 55,533 | $16.49 | $915,739.17 | filing |
| 2026-06-09 | Zbanek Cathy W· Chief Synergy Officer | Option exercise | 60,000 | $14.74 | $884,400.00 | filing |
| 2026-06-05 | Miller Susanne N.· Chief Accounting Officer | Tax withholding | 10,248 | $16.33 | $167,349.84 | filing |
| 2026-06-05 | Miller Susanne N.· Chief Accounting Officer | Option exercise | 11,000 | $14.74 | $162,140.00 | filing |
| 2026-06-05 | Long Sandra M· Chief Consumer Banking Officer | Tax withholding | 4,658 | $16.33 | $76,065.14 | filing |
| 2026-06-05 | Long Sandra M· Chief Consumer Banking Officer | Option exercise | 5,000 | $14.74 | $73,700.00 | filing |
| 2026-06-02 | WEIL MEREDITH S· Chief Financial Officer | Tax withholding | 75,895 | $15.90 | $1.2M | filing |
| 2026-06-02 | WEIL MEREDITH S· Chief Financial Officer | Option exercise | 80,000 | $14.74 | $1.2M | filing |
| 2026-06-02 | WEIL MEREDITH S· Chief Financial Officer | Sale | 4,105 | $15.91 | $65,310.55 | filing |
| 2026-05-29 | Weir Daniel Fabian | Buy | 7,000 | $15.85 | $110,950.00 | filing |
| 2026-05-26 | Zbanek Cathy W· Chief Synergy Officer | Tax withholding | 56,749 | $15.97 | $906,281.53 | filing |
| 2026-05-26 | Zbanek Cathy W· Chief Synergy Officer | Option exercise | 60,000 | $14.74 | $884,400.00 | filing |
| 2026-05-26 | Rubino Andrew J· Chief Operating Officer | Tax withholding | 10,406 | $15.97 | $166,183.82 | filing |
| 2026-05-26 | Rubino Andrew J· Chief Operating Officer | Option exercise | 11,000 | $14.74 | $162,140.00 | filing |
| 2026-05-26 | Rubino Andrew J· Chief Operating Officer | Sale | 594 | $16.09 | $9,557.46 | filing |
| 2026-05-18 | Zbanek Cathy W· Chief Synergy Officer | Sale | 10,000 | $15.26 | $152,600.00 | filing |
| 2026-05-14 | Weir Daniel Fabian | Buy | 7,000 | $15.02 | $105,140.00 | filing |
| 2026-05-12 | Weir Daniel Fabian | Buy | 21,000 | $14.91 | $313,110.00 | filing |
| 2026-05-11 | WEIL MEREDITH S· Chief Financial Officer | Sale | 13,756 | $14.91 | $205,101.96 | filing |
| 2026-05-06 | Rubino Andrew J· Chief Operating Officer | Sale | 6,600 | $15.18 | $100,188.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.