SOUTH PLAINS FINANCIAL, INC.
SPFINasdaq
$45.96
↑ +3.9%Jul 17 close · end-of-day
Price
1Y↑ +27.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$783.0M
Enterprise Value
$61.0M
P/E
12.9
P/S
—
P/B
1.6
EV/EBITDA
—
PEG
6.1
FCF Yield
7.9%
Dividend Yield
1.4%
Revenue (TTM)
—
Net Income (TTM)
$60.7M
Free Cash Flow (TTM)
$61.7M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
12.0%
ROIC
—
Debt / Equity
—
Net Cash
$722.0M
Return 1Y
+15.1%
Company profile
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, interest-bearing products, savings accounts, and certificate of deposits. The company operates 25 full-service banking locations; and 15 loan production offices.
- CEO
- Curtis C. Griffith
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 680
- Headquarters
- Texas
- Website
- spfi.bank
Management & directors
- Griffith Curtis CChairman and CEO
- Newsom Mikella DChief Risk Officer & Secretary
- Crockett Steven BCFO and Treasurer
- Newsom Cory TPresident
Roles derived from SEC Form 4 filings.
Earnings
SPFI Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.85↑ +18.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $45.4M | $58.6M | $58.2M | $62.7M | $49.7M | $58.5M |
| Diluted EPS | $2.47 | $3.17 | $3.23 | $3.62 | $2.92 | $3.44 |
| Operating cash flow | $5.6M | $96.3M | $123.6M | $58.5M | $59.4M | $77.5M |
| Free cash flow | $2.3M | $93.4M | $119.1M | $53.9M | $56.0M | $71.8M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $11.1M | $11.2M | $16.5M | $12.3M | $14.6M | $16.3M | $15.3M | $14.5M |
| Diluted EPS | $0.66 | $0.66 | $0.96 | $0.72 | $0.86 | $0.96 | $0.90 | $0.85 |
| Operating cash flow | $18.2M | $17.9M | $4.2M | $26.1M | $14.7M | $24.2M | $12.4M | $16.2M |
| Free cash flow | $17.1M | $17.1M | $3.1M | $25.0M | $13.0M | $22.5M | $11.4M | $14.8M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 17, 2026
- 3d agoSouth Plains Financial Inc (SPFI) Q2 2026 Earnings Call Highlights: Strong Profitability and ...finance.yahoo.com
- 3d agoSouth Plains Financial (SPFI) Reports Q2 Earnings: What Key Metrics Have to Sayfinance.yahoo.com
- 3d agoSouth Plains Financial Q2 Earnings Call Highlightsmarketbeat.com
- 3d agoSouth Plains Financial (SPFI) Beats Q2 Earnings and Revenue Estimatesfinance.yahoo.com
- 3d agoSouth Plains Financial tops second-quarter forecasts as acquisition boosts growthinvestorshub.advfn.com
- 3d agoSouth Plains Financial, Inc. Reports Second Quarter 2026 Financial Resultsfinance.yahoo.com
Jul 16, 2026
Jul 7, 2026
Jun 17, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-18 | Griffith Curtis C· Chairman and CEO | D | 300,000 | $41.39 | $12.4M | filing |
| 2026-05-20 | Valles Noe G | Award | 623 | $0.00 | $0.00 | filing |
| 2026-05-20 | Washburn LaDana R | Award | 623 | $0.00 | $0.00 | filing |
| 2026-05-20 | Wargo Kyle R | Award | 623 | $0.00 | $0.00 | filing |
| 2026-05-20 | Valles Noe G | Buy | 623 | $0.00 | $0.00 | filing |
| 2026-05-20 | Campbell Richard D | Award | 623 | $0.00 | $0.00 | filing |
| 2026-05-19 | Stein James D. | Sale | 1,560 | $40.07 | $62,509.20 | filing |
| 2026-05-18 | Stein James D. | Sale | 13,504 | $40.01 | $540,295.04 | filing |
| 2026-05-11 | Stein James D. | Sale | 4,936 | $40.06 | $197,736.16 | filing |
| 2026-05-08 | Stein James D. | Sale | 10,000 | $40.38 | $403,800.00 | filing |
| 2026-04-01 | Stein James D. | Award | 372,872 | — | — | filing |
| 2026-03-16 | Newsom Mikella D· Chief Risk Officer & Secretary | Award | 358 | $0.00 | $0.00 | filing |
| 2026-03-14 | Newsom Mikella D· Chief Risk Officer & Secretary | Tax withholding | 184 | $40.74 | $7,496.16 | filing |
| 2026-02-19 | Crockett Steven B· CFO and Treasurer | Tax withholding | 582 | $41.86 | $24,362.52 | filing |
| 2026-02-18 | Crockett Steven B· CFO and Treasurer | Award | 5,306 | $0.00 | $0.00 | filing |
| 2026-02-18 | Newsom Mikella D· Chief Risk Officer & Secretary | Award | 1,605 | $0.00 | $0.00 | filing |
| 2026-02-18 | Bates Brent A | Award | 2,283 | $0.00 | $0.00 | filing |
| 2026-02-18 | Ehlers Paul A | Award | 2,283 | $0.00 | $0.00 | filing |
| 2026-02-17 | Ehlers Paul A | Tax withholding | 884 | $42.50 | $37,570.00 | filing |
| 2026-02-17 | Bates Brent A | Tax withholding | 840 | $42.50 | $35,700.00 | filing |
| 2026-02-17 | Newsom Mikella D· Chief Risk Officer & Secretary | Tax withholding | 612 | $42.50 | $26,010.00 | filing |
| 2026-02-11 | Griffith Curtis C· Chairman and CEO | Gift | 4,000 | $0.00 | $0.00 | filing |
| 2026-01-05 | Newsom Cory T· President | Award | 6,423 | $38.92 | $249,983.16 | filing |
| 2026-01-05 | Griffith Curtis C· Chairman and CEO | Award | 3,211 | $38.92 | $124,972.12 | filing |
| 2026-01-05 | Newsom Cory T· President | Tax withholding | 2,071 | $38.28 | $79,277.88 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.