SHORE BANCSHARES INC
SHBINasdaq
$23.18
↓ -1.9%Jul 17 close · end-of-day
Price
1Y↑ +45.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$775.3M
Enterprise Value
$523.5M
P/E
12.3
P/S
36.1
P/B
1.3
EV/EBITDA
—
PEG
2.9
FCF Yield
9.2%
Dividend Yield
2.1%
Revenue (TTM)
$21.5M
Net Income (TTM)
$62.8M
Free Cash Flow (TTM)
$71.0M
Gross Margin
—
Operating Margin
—
Net Margin
292.6%
ROE
10.4%
ROIC
—
Debt / Equity
0.1
Net Cash
$251.8M
Return 1Y
+42.9%
Company profile
Shore Bancshares, Inc. provides various commercial and consumer banking products and services to individuals, businesses, and other organizations. It offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit. The company also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, and construction loans.
- CEO
- Lloyd L. Beatty
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 450
- Headquarters
- Maryland
- Website
- shoreunitedbank.com
Management & directors
- Burke James MPresident & CEO
- Ebron Brian ScotEVP, Chief Banking Officer
- Lombardi ChristyEVP, Chief Human Resources Ofc
- Pierce Lacey AmandaChief Strategy&ProjectOfficer
- Ruch, Jr. Charles E.EVP, Chief Credit Officer
- Stevens Donna J.EVP, Chief Operating Officer
- Tay TalaEVP, Chief Risk Officer
- Anderson Virginia MarieEVP Chief Internal Audit Off.
- Kaslow Aaron MichaelEVP, Chief Legal Officer
- Capitani Todd LEVP, Special Advisor to CEO
- Colender Andrea E.EVP, Chief Legal Officer
Roles derived from SEC Form 4 filings.
Earnings
SHBI Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$5.4M↑ +13.0%
Diluted EPS$0.51↑ +24.4%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $9.2M | $11.0M | $15.3M | $18.3M | $20.9M | $20.9M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $15.7M | $15.4M | $31.2M | $11.2M | $43.9M | $59.5M |
| Diluted EPS | $1.27 | $1.17 | $1.57 | $0.42 | $1.32 | $1.78 |
| Operating cash flow | $18.4M | -$7.5M | $52.6M | $22.7M | $46.9M | $62.4M |
| Free cash flow | $16.1M | -$11.0M | $50.2M | $16.8M | $41.7M | $59.2M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 170.9% | 139.6% | 203.2% | 61.2% | 209.9% | 285.4% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.3M | $4.7M | $6.2M | $4.8M | $5.7M | $5.1M | $5.2M | $5.4M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $11.2M | $11.2M | $13.3M | $13.8M | $15.5M | $14.3M | $15.9M | $17.1M |
| Diluted EPS | $0.34 | $0.34 | $0.39 | $0.41 | $0.46 | $0.43 | $0.48 | $0.51 |
| Operating cash flow | $3.0M | $9.1M | $32.4M | $19.8M | -$8.3M | $42.5M | $8.5M | $31.6M |
| Free cash flow | $1.4M | $8.4M | $31.2M | $18.8M | -$9.2M | $41.9M | $7.8M | $30.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 213.9% | 236.1% | 213.9% | 288.5% | 271.7% | 279.6% | 303.0% | 317.1% |
Company news
Jun 29, 2026
Jun 18, 2026
Jun 16, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-26 | Adams Michael Brian | Buy | 175 | $20.29 | $3,550.75 | filing |
| 2026-03-07 | Burke James M· President & CEO | Tax withholding | 1,627 | $0.00 | $0.00 | filing |
| 2026-03-07 | Ebron Brian Scot· EVP, Chief Banking Officer | Tax withholding | 455 | $0.00 | $0.00 | filing |
| 2026-03-07 | Tay Tala· EVP, Chief Risk Officer | Tax withholding | 380 | $0.00 | $0.00 | filing |
| 2026-03-07 | STEVENS DONNA J.· EVP, Chief Operating Officer | Tax withholding | 478 | $0.00 | $0.00 | filing |
| 2026-03-07 | Ruch, Jr. Charles E.· EVP, Chief Credit Officer | Tax withholding | 386 | $0.00 | $0.00 | filing |
| 2026-03-07 | Pierce Lacey Amanda· Chief Strategy&ProjectOfficer | Tax withholding | 335 | $0.00 | $0.00 | filing |
| 2026-03-07 | Lombardi Christy· EVP, Chief Human Resources Ofc | Tax withholding | 465 | $0.00 | $0.00 | filing |
| 2026-03-07 | Ruch, Jr. Charles E.· EVP, Chief Credit Officer | Option exercise | 1,104 | — | — | filing |
| 2026-03-07 | Burke James M· President & CEO | Option exercise | 4,679 | — | — | filing |
| 2026-03-07 | Lombardi Christy· EVP, Chief Human Resources Ofc | Option exercise | 1,325 | — | — | filing |
| 2026-03-07 | Tay Tala· EVP, Chief Risk Officer | Option exercise | 1,196 | — | — | filing |
| 2026-03-07 | Pierce Lacey Amanda· Chief Strategy&ProjectOfficer | Option exercise | 965 | — | — | filing |
| 2026-03-07 | Ebron Brian Scot· EVP, Chief Banking Officer | Option exercise | 1,435 | — | — | filing |
| 2026-03-07 | STEVENS DONNA J.· EVP, Chief Operating Officer | Option exercise | 1,362 | — | — | filing |
| 2026-03-06 | Lombardi Christy· EVP, Chief Human Resources Ofc | Tax withholding | 489 | $0.00 | $0.00 | filing |
| 2026-03-06 | Pierce Lacey Amanda· Chief Strategy&ProjectOfficer | Tax withholding | 350 | $0.00 | $0.00 | filing |
| 2026-03-06 | Burke James M· President & CEO | Tax withholding | 2,225 | $0.00 | $0.00 | filing |
| 2026-03-06 | Ebron Brian Scot· EVP, Chief Banking Officer | Tax withholding | 387 | $0.00 | $0.00 | filing |
| 2026-03-06 | Tay Tala· EVP, Chief Risk Officer | Tax withholding | 324 | $0.00 | $0.00 | filing |
| 2026-03-06 | Anderson Virginia Marie· EVP Chief Internal Audit Off. | Tax withholding | 58 | $0.00 | $0.00 | filing |
| 2026-03-06 | Pierce Lacey Amanda· Chief Strategy&ProjectOfficer | Option exercise | 984 | — | — | filing |
| 2026-03-06 | Lombardi Christy· EVP, Chief Human Resources Ofc | Option exercise | 1,360 | — | — | filing |
| 2026-03-06 | Tay Tala· EVP, Chief Risk Officer | Option exercise | 994 | — | — | filing |
| 2026-03-06 | Burke James M· President & CEO | Option exercise | 6,260 | — | — | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.