SOUTHERN FIRST BANCSHARES INC
SFSTNasdaq
$62.20
↓ -2.3%Jul 17 close · end-of-day
Price
1Y↑ +58.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$515.8M
Enterprise Value
$515.8M
P/E
14.6
P/S
81.2
P/B
1.4
EV/EBITDA
—
PEG
14.5
FCF Yield
6.4%
Dividend Yield
—
Revenue (TTM)
$6.4M
Net Income (TTM)
$35.0M
Free Cash Flow (TTM)
$32.9M
Gross Margin
—
Operating Margin
—
Net Margin
550.9%
ROE
9.2%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+56.6%
Company profile
Southern First Bancshares, Inc. operates through three segments: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. Southern First Bank provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. The company operates through eight retail offices located in Greenville, Charleston, and Columbia.
- CEO
- R. Arthur Seaver
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 290
- Headquarters
- South Carolina
- Website
- southernfirst.com
Management & directors
- Zych Christian JChief Financial Officer
- Seaver R Arthur JrChief Executive Officer
- King Silvia TChief Human Resources Officer
- Fairchild Julie AnnChief Accounting Officer
- Hurst Calvin CPresident
- Wilbanks Wesley ClarkChief Credit Officer
Roles derived from SEC Form 4 filings.
Earnings
SFST Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$1.5M↑ +4.8%
Diluted EPS$1.19↑ +83.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $19.8M | $11.4M | $4.2M | $4.0M | $5.6M | $6.3M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $18.3M | $46.7M | $29.1M | $13.4M | $15.5M | $30.4M |
| Diluted EPS | $2.34 | $5.85 | $3.61 | $1.66 | $1.91 | $3.72 |
| Operating cash flow | $20.6M | $78.1M | $50.3M | $17.7M | $25.6M | $30.5M |
| Free cash flow | $13.3M | $51.6M | $36.4M | $16.4M | $24.8M | $29.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 92.6% | 410.6% | 693.5% | 332.7% | 279.3% | 483.4% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.9M | $1.4M | $1.0M | $1.4M | $1.6M | $1.6M | $1.7M | $1.5M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.0M | $4.4M | $5.6M | $5.3M | $6.6M | $8.7M | $9.9M | $9.9M |
| Diluted EPS | $0.37 | $0.54 | $0.69 | $0.65 | $0.81 | $1.07 | $1.19 | $1.19 |
| Operating cash flow | $4.0M | $26.3M | -$1.8M | $7.6M | $10.5M | $14.5M | -$2.1M | $10.8M |
| Free cash flow | $3.9M | $26.1M | -$2.0M | $7.4M | $10.4M | $14.4M | -$2.4M | $10.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 156.0% | 302.4% | 549.5% | 369.8% | 419.4% | 541.4% | 583.6% | 662.2% |
Company news
May 15, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-10 | CUBBAGE LEIGHTON M | Sale | 765 | $60.60 | $46,359.00 | filing |
| 2026-06-01 | Lattimore Ray | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | Maner William IV | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | Locke Anna T | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | McClatchey William M. JR | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | CUBBAGE LEIGHTON M | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | ORDERS JAMES B III | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | JOHNSTONE RUDOLPH G III | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | HOOPER TECUMSEH JR | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | Grayson-Caprio Terry | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | Goss Darrin Sr. | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | ELLISON DAVID G | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | ELLEFSON ANNE S | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | COTHRAN MARK A | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | ORDERS JAMES B III | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | Cluverius Jennifer S | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | CAJKA ANDREW B JR | Award | 310 | $0.00 | $0.00 | filing |
| 2026-06-01 | KENNEDY, III BRYAN F | Award | 310 | $0.00 | $0.00 | filing |
| 2026-05-21 | Zych Christian J· Chief Financial Officer | Tax withholding | 153 | $57.07 | $8,731.71 | filing |
| 2026-04-22 | SEAVER R ARTHUR JR· Chief Executive Officer | Gift | 100 | $0.00 | $0.00 | filing |
| 2026-03-06 | Maner William IV | Buy | 400 | $52.35 | $20,940.00 | filing |
| 2026-02-26 | King Silvia T· Chief Human Resources Officer | Sale | 2,625 | $60.49 | $158,796.23 | filing |
| 2026-02-26 | King Silvia T· Chief Human Resources Officer | Option exercise | 2,000 | $39.45 | $78,900.00 | filing |
| 2026-02-26 | King Silvia T· Chief Human Resources Officer | Option exercise | 625 | $32.32 | $20,200.00 | filing |
| 2026-02-01 | SEAVER R ARTHUR JR· Chief Executive Officer | Tax withholding | 1,657 | $54.94 | $91,035.58 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.