Sound Financial Bancorp, Inc.
SFBCNasdaq
$46.88
↓ -0.9%Jul 17 close · end-of-day
Price
1Y↑ +5.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$120.7M
Enterprise Value
-$17.3M
P/E
16.0
P/S
—
P/B
1.1
EV/EBITDA
—
PEG
—
FCF Yield
5.5%
Dividend Yield
1.7%
Revenue (TTM)
—
Net Income (TTM)
$7.6M
Free Cash Flow (TTM)
$6.7M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
6.9%
ROIC
—
Debt / Equity
—
Net Cash
$138.0M
Return 1Y
+2.7%
Company profile
Sound Financial Bancorp, Inc. provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts. The company also offers loans secured by first and second mortgages on one-to four-family residences.
- CEO
- Laura L. Stewart
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 140
- Headquarters
- Washington
- Website
- soundcb.com
Management & directors
- Stewart Laura LeePresident and CEO
- Ochs WesPresident and CFO
- Sexton HeidiExecutive Vice President/COO
Roles derived from SEC Form 4 filings.
Earnings
SFBC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.61↑ +35.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $8.9M | $9.2M | $8.8M | $7.4M | $4.6M | $7.2M |
| Diluted EPS | $3.42 | $3.46 | $3.35 | $2.86 | $1.80 | $2.77 |
| Operating cash flow | -$484,000.00 | $19.1M | $10.1M | $6.9M | $2.9M | $7.2M |
| Free cash flow | -$891,000.00 | $18.8M | $9.7M | $6.4M | $2.9M | $7.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $795,000.00 | $1.2M | $1.9M | $1.2M | $2.1M | $1.7M | $2.2M | $1.6M |
| Diluted EPS | $0.31 | $0.45 | $0.74 | $0.45 | $0.79 | $0.66 | $0.87 | $0.61 |
| Operating cash flow | -$4.0M | $3.3M | $153,000.00 | $1.9M | -$494,000.00 | $3.8M | $2.0M | $1.5M |
| Free cash flow | -$5.6M | $3.2M | $127,000.00 | $1.8M | -$518,000.00 | $3.8M | $1.9M | $1.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
May 28, 2026
May 27, 2026
May 26, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-30 | Stewart Laura Lee· President and CEO | Sale | 900 | $42.60 | $38,340.00 | filing |
| 2026-06-10 | Riojas Rogelio | Gift | 28,916 | $0.00 | $0.00 | filing |
| 2026-03-31 | Stewart Laura Lee· President and CEO | Sale | 900 | $44.13 | $39,717.00 | filing |
| 2025-12-10 | Jones Debra | Gift | 500 | $0.00 | $0.00 | filing |
| 2025-12-04 | Ochs Wes· President and CFO | Tax withholding | 577 | $44.23 | $25,520.71 | filing |
| 2025-12-04 | Ochs Wes· President and CFO | Option exercise | 900 | $28.34 | $25,506.00 | filing |
| 2025-11-13 | Sexton Heidi· Executive Vice President/COO | Tax withholding | 1,584 | $44.74 | $70,868.16 | filing |
| 2025-11-13 | Sexton Heidi· Executive Vice President/COO | Tax withholding | 1,584 | $44.74 | $70,868.16 | filing |
| 2025-11-13 | Sexton Heidi· Executive Vice President/COO | Option exercise | 2,500 | $28.34 | $70,850.00 | filing |
| 2025-11-13 | Sexton Heidi· Executive Vice President/COO | Option exercise | 2,500 | $28.34 | $70,850.00 | filing |
| 2025-08-06 | Haddad David S Jr | Gift | 22 | $0.00 | $0.00 | filing |
Latest 11 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.