SB FINANCIAL GROUP, INC.
SBFGNasdaq
$27.08
↓ -2.1%Jul 17 close · end-of-day
Price
1Y↑ +44.8%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$169.1M
Enterprise Value
$178.5M
P/E
10.6
P/S
—
P/B
1.2
EV/EBITDA
—
PEG
1.4
FCF Yield
—
Dividend Yield
2.3%
Revenue (TTM)
—
Net Income (TTM)
$16.1M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
11.2%
ROIC
—
Debt / Equity
0.1
Net Cash
-$9.4M
Return 1Y
+43.0%
Company profile
SB Financial Group, Inc. provides a range of commercial banking and wealth management services in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit. As of December 31, 2021, the company operated a network of 22 banking centers in the Ohio counties; and one banking center in Allen County, Indiana.
- CEO
- Mark A. Klein
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 270
- Headquarters
- Ohio
- Website
- ir.yourstatebank.com
Management & directors
- Cosentino Anthony VanEVP & CFO
- Diller Keeta JaneEVP OF SUBSIDIARY
- Gaytan Garcia Juan ErnestoEVP OF SUBSIDIARY
- Klein Mark ACHAIRMAN, PRESIDENT, CEO
- Walz Steven A.EVP OF SUBSIDIARY
Roles derived from SEC Form 4 filings.
Earnings
SBFG Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.69↑ +109.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $14.9M | $18.3M | $12.5M | $12.1M | $11.5M | $14.0M |
| Diluted EPS | $1.96 | $2.56 | $1.77 | $1.75 | $1.72 | $2.19 |
| Operating cash flow | $23.9M | $17.3M | $25.6M | $14.0M | $9.5M | $24.0M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q3 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q3 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.1M | $2.4M | $3.6M | $2.2M | $3.9M | $4.0M | $3.9M | $4.3M |
| Diluted EPS | $0.47 | $0.35 | $0.55 | $0.33 | $0.60 | $0.64 | $0.62 | $0.69 |
| Operating cash flow | -$434,000.00 | $3.6M | $6.0M | $6.7M | -$3.6M | $12.7M | $8.3M | -$3.0M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 29, 2026
Jun 26, 2026
Jun 10, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-15 | HARDGROVE RICHARD L | Sale | 650 | $23.00 | $14,950.00 | filing |
| 2026-03-04 | Strausbaugh Sue Ann | Buy | 48 | $20.68 | $992.64 | filing |
| 2026-02-05 | KLEIN MARK A· CHAIRMAN, PRESIDENT, CEO | Award | 7,348 | $22.14 | $162,684.72 | filing |
| 2026-02-05 | GAYTAN GARCIA JUAN ERNESTO· EVP OF SUBSIDIARY | Award | 3,672 | $22.14 | $81,298.08 | filing |
| 2026-02-05 | COSENTINO ANTHONY VAN· EVP & CFO | Award | 3,672 | $22.14 | $81,298.08 | filing |
| 2026-02-05 | FINN GAYLYN J | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | Kissner Rita A | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | STOLLY TIMOTHY J. | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | MARTIN WILLIAM G | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | HELBERG TOM R | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | HARDGROVE RICHARD L | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | HARDGROVE RICHARD L | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | CLAXTON TIMOTHY L. | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | CARTER GEORGE W | Award | 1,150 | $22.14 | $25,461.00 | filing |
| 2026-02-05 | DILLER KEETA JANE· EVP OF SUBSIDIARY | Tax withholding | 878 | $22.14 | $19,438.92 | filing |
| 2026-02-05 | WALZ STEVEN A.· EVP OF SUBSIDIARY | Tax withholding | 878 | $22.14 | $19,438.92 | filing |
| 2026-02-05 | WALZ STEVEN A.· EVP OF SUBSIDIARY | Tax withholding | 878 | $22.14 | $19,438.92 | filing |
| 2026-02-05 | Strausbaugh Sue Ann | Award | 50 | $22.14 | $1,107.00 | filing |
| 2026-02-05 | WALZ STEVEN A.· EVP OF SUBSIDIARY | Award | 3,672 | $0.00 | $0.00 | filing |
| 2026-02-05 | WALZ STEVEN A.· EVP OF SUBSIDIARY | Award | 3,672 | $0.00 | $0.00 | filing |
| 2026-02-05 | DILLER KEETA JANE· EVP OF SUBSIDIARY | Award | 3,672 | $0.00 | $0.00 | filing |
| 2026-02-04 | HARDGROVE RICHARD L | Sale | 977 | $22.15 | $21,640.55 | filing |
| 2025-06-23 | CLAXTON TIMOTHY L. | Buy | 2,000 | $17.64 | $35,278.00 | filing |
| 2025-06-20 | KLEIN MARK A· CHAIRMAN, PRESIDENT, CEO | Buy | 100 | $17.55 | $1,755.00 | filing |
Latest 24 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.