SAFETY INSURANCE GROUP INC
SAFTNasdaq
$74.14
↓ -0.4%Jul 17 close · end-of-day
Price
1Y↑ +7.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.1B
Enterprise Value
$1.1B
P/E
17.5
P/S
0.8
P/B
1.3
EV/EBITDA
—
PEG
0.6
FCF Yield
15.8%
Dividend Yield
4.9%
Revenue (TTM)
$1.3B
Net Income (TTM)
$63.0M
Free Cash Flow (TTM)
$170.3M
Gross Margin
—
Operating Margin
—
Net Margin
4.9%
ROE
7.4%
ROIC
—
Debt / Equity
0.1
Net Cash
$4.8M
Return 1Y
+7.0%
Company profile
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers.
- CEO
- George M. Murphy
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 550
- Headquarters
- Massachusetts
- Website
- safetyinsurance.com
Management & directors
- Drago John PatrickVP - MARKETING
- Hiltpold GlennVP OF ACTUARIAL SERVICES
- Lam Brian Siu-GaeVP of Insurance Operations
- Mcconnell Mary FrancesVP of Underwriting
- Murphy GeorgePRESIDENT AND CEO
- Narciso Paul JVP - CLAIMS
- Varga Stephen AlbertVP - MIS
- Whitford Christopher ThomasVP, CFO AND SECRETARY
Roles derived from SEC Form 4 filings.
Earnings
SAFT Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$314.7M↑ +4.4%
Diluted EPS-$0.99↓ -166.9%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $846.2M | $884.9M | $797.6M | $931.0M | $1.1B | $1.3B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $138.2M | $130.7M | $46.6M | $18.9M | $70.7M | $99.3M |
| Diluted EPS | $9.18 | $8.80 | $3.15 | $1.28 | $4.78 | $6.70 |
| Operating cash flow | $109.5M | $141.4M | $44.3M | $52.1M | $128.7M | $194.5M |
| Free cash flow | $99.5M | $133.2M | $42.2M | $50.3M | $124.3M | $192.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 16.3% | 14.8% | 5.8% | 2.0% | 6.3% | 7.9% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $269.8M | $295.3M | $286.7M | $301.4M | $316.3M | $326.6M | $319.3M | $314.7M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $16.6M | $25.9M | $8.1M | $21.9M | $28.9M | $28.3M | $20.1M | -$14.3M |
| Diluted EPS | $1.13 | $1.73 | $0.56 | $1.48 | $1.95 | $1.91 | $1.36 | -$0.99 |
| Operating cash flow | $25.6M | $73.8M | $50.4M | $3.2M | $32.3M | $85.5M | $73.5M | -$17.0M |
| Free cash flow | $25.0M | $73.2M | $50.3M | $2.8M | $32.3M | $85.5M | $71.4M | -$18.9M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 6.2% | 8.8% | 2.8% | 7.3% | 9.1% | 8.7% | 6.3% | -4.6% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-13 | SRB Corp | Sale | 34,272 | $76.04 | $2.6M | filing |
| 2026-07-09 | SRB Corp | Sale | 2,650 | $76.51 | $202,754.15 | filing |
| 2026-03-20 | SRB Corp | Sale | 14,151 | $71.12 | $1.0M | filing |
| 2026-03-17 | SRB Corp | Sale | 1,199 | $73.06 | $87,599.30 | filing |
| 2026-03-02 | SRB Corp | Sale | 11,270 | $76.49 | $862,042.30 | filing |
| 2026-03-02 | Murphy George· PRESIDENT AND CEO | Tax withholding | 712 | $76.89 | $54,745.68 | filing |
| 2026-03-02 | Varga Stephen Albert· VP - MIS | Tax withholding | 428 | $76.89 | $32,908.92 | filing |
| 2026-03-02 | Whitford Christopher Thomas· VP, CFO AND SECRETARY | Tax withholding | 289 | $76.89 | $22,221.21 | filing |
| 2026-03-02 | Drago John Patrick· VP - MARKETING | Tax withholding | 283 | $76.86 | $21,751.38 | filing |
| 2026-03-02 | Narciso Paul J· VP - CLAIMS | Tax withholding | 243 | $76.89 | $18,684.27 | filing |
| 2026-03-02 | Hiltpold Glenn· VP OF ACTUARIAL SERVICES | Tax withholding | 185 | $76.89 | $14,224.65 | filing |
| 2026-03-02 | McConnell Mary Frances· VP of Underwriting | Tax withholding | 183 | $76.88 | $14,069.04 | filing |
| 2026-03-02 | Lam Brian Siu-Gae· VP of Insurance Operations | Tax withholding | 176 | $76.89 | $13,532.64 | filing |
| 2026-03-02 | Murphy George· PRESIDENT AND CEO | Tax withholding | 68 | $76.18 | $5,180.24 | filing |
| 2026-03-02 | Varga Stephen Albert· VP - MIS | Tax withholding | 41 | $76.18 | $3,123.38 | filing |
| 2026-03-02 | Whitford Christopher Thomas· VP, CFO AND SECRETARY | Tax withholding | 27 | $76.19 | $2,057.13 | filing |
| 2026-03-02 | Narciso Paul J· VP - CLAIMS | Tax withholding | 23 | $76.19 | $1,752.37 | filing |
| 2026-03-02 | Hiltpold Glenn· VP OF ACTUARIAL SERVICES | Tax withholding | 18 | $76.18 | $1,371.24 | filing |
| 2026-03-02 | Lam Brian Siu-Gae· VP of Insurance Operations | Tax withholding | 17 | $76.18 | $1,295.06 | filing |
| 2026-03-02 | McConnell Mary Frances· VP of Underwriting | Tax withholding | 14 | $76.17 | $1,066.38 | filing |
| 2026-03-02 | Drago John Patrick· VP - MARKETING | Tax withholding | 1 | $75.44 | $75.44 | filing |
| 2026-02-27 | Murphy George· PRESIDENT AND CEO | Tax withholding | 839 | $77.43 | $64,963.77 | filing |
| 2026-02-27 | Varga Stephen Albert· VP - MIS | Tax withholding | 475 | $77.42 | $36,774.50 | filing |
| 2026-02-27 | Drago John Patrick· VP - MARKETING | Tax withholding | 286 | $77.42 | $22,142.12 | filing |
| 2026-02-27 | Whitford Christopher Thomas· VP, CFO AND SECRETARY | Tax withholding | 243 | $77.49 | $18,830.07 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.