Regional Management Corp.
RMNYSE
$41.66
↓ -2.4%Jul 17 close · end-of-day
Price
1Y↑ +33.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$402.5M
Enterprise Value
$2.0B
P/E
8.5
P/S
0.6
P/B
1.1
EV/EBITDA
—
PEG
—
FCF Yield
80.0%
Dividend Yield
2.9%
Revenue (TTM)
$659.9M
Net Income (TTM)
$48.8M
Free Cash Flow (TTM)
$321.8M
Gross Margin
—
Operating Margin
—
Net Margin
7.4%
ROE
13.0%
ROIC
—
Debt / Equity
4.3
Net Cash
-$1.6B
Return 1Y
+30.9%
Company profile
Regional Management Corp. provides various installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states.
- CEO
- Robert W. Beck
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,990
- Headquarters
- South Carolina
- Website
- regionalmanagement.com
Management & directors
- Barnette Steven BVP, Chief Accounting Officer
- Atwood Catherine RSVP and General Counsel
- Fisher Brian J.EVP, Chief Strat/Dev Officer
- Parmar ManishEVP, Chief Credit Risk Officer
- Rana HarpreetEVP, Chief Fin & Admin Officer
- Lamba Lakhbir S.President and CEO
- Beck Robert WilliamPresident and CEO
Roles derived from SEC Form 4 filings.
Earnings
RM Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$167.3M↑ +9.4%
Diluted EPS$1.18↑ +68.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $373.9M | $428.4M | $507.2M | $551.4M | $588.5M | $645.6M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $26.7M | $88.7M | $51.2M | $16.0M | $41.2M | $44.4M |
| Diluted EPS | $2.40 | $8.33 | $5.30 | $1.66 | $4.14 | $4.45 |
| Operating cash flow | $165.0M | $189.0M | $224.3M | $249.2M | $268.9M | $309.1M |
| Free cash flow | $161.0M | $185.4M | $218.5M | $244.5M | $263.9M | $304.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 7.1% | 20.7% | 10.1% | 2.9% | 7.0% | 6.9% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $143.0M | $146.3M | $154.8M | $153.0M | $157.4M | $165.5M | $169.7M | $167.3M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $8.4M | $7.7M | $9.9M | $7.0M | $10.1M | $14.4M | $12.9M | $11.4M |
| Diluted EPS | $0.86 | $0.76 | $0.96 | $0.70 | $1.03 | $1.42 | $1.30 | $1.18 |
| Operating cash flow | $71.5M | $75.1M | $63.8M | $63.7M | $78.7M | $86.7M | $80.1M | $81.0M |
| Free cash flow | $70.3M | $73.8M | $62.3M | $62.4M | $77.6M | $85.7M | $78.6M | $79.9M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 5.9% | 5.2% | 6.4% | 4.6% | 6.4% | 8.7% | 7.6% | 6.8% |
Company news
May 21, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-10 | Barnette Steven B· VP, Chief Accounting Officer | Sale | 3,274 | $43.30 | $141,764.20 | filing |
| 2026-07-02 | Atwood Catherine R· SVP and General Counsel | Award | 8,321 | $0.00 | $0.00 | filing |
| 2026-07-02 | Parmar Manish· EVP, Chief Credit Risk Officer | Award | 10,695 | $0.00 | $0.00 | filing |
| 2026-07-02 | Rana Harpreet· EVP, Chief Fin & Admin Officer | Award | 17,466 | $0.00 | $0.00 | filing |
| 2026-07-02 | Fisher Brian J.· EVP, Chief Strat/Dev Officer | Award | 13,247 | $0.00 | $0.00 | filing |
| 2026-07-01 | Barnette Steven B· VP, Chief Accounting Officer | Sale | 1,600 | $42.04 | $67,264.00 | filing |
| 2026-06-01 | Johnson Sandra K. | Gift | 1,360 | $0.00 | $0.00 | filing |
| 2026-05-26 | Johnson Sandra K. | Sale | 1,000 | $36.00 | $36,000.00 | filing |
| 2026-05-21 | Brown Jonathan David | Award | 3,337 | $0.00 | $0.00 | filing |
| 2026-05-21 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Award | 3,337 | $0.00 | $0.00 | filing |
| 2026-05-21 | Booth Julie | Award | 3,829 | $0.00 | $0.00 | filing |
| 2026-05-21 | Contreras-Sweet Maria | Award | 3,829 | $0.00 | $0.00 | filing |
| 2026-05-21 | Johnson Sandra K. | Award | 3,583 | $0.00 | $0.00 | filing |
| 2026-05-21 | Freiberg Steven J | Award | 3,829 | $0.00 | $0.00 | filing |
| 2026-05-21 | Dunn Michael R | Award | 3,583 | $0.00 | $0.00 | filing |
| 2026-05-21 | Palomares Carlos | Award | 4,286 | $0.00 | $0.00 | filing |
| 2026-05-21 | Campos Roel C | Award | 3,583 | $0.00 | $0.00 | filing |
| 2026-05-13 | Fisher Brian J.· EVP, Chief Strat/Dev Officer | Award | 5,125 | $0.00 | $0.00 | filing |
| 2026-05-13 | Lamba Lakhbir S.· President and CEO | Award | 36,613 | $0.00 | $0.00 | filing |
| 2026-05-13 | Parmar Manish· EVP, Chief Credit Risk Officer | Award | 5,125 | $0.00 | $0.00 | filing |
| 2026-05-13 | Rana Harpreet· EVP, Chief Fin & Admin Officer | Award | 14,645 | $0.00 | $0.00 | filing |
| 2026-05-13 | Atwood Catherine R· SVP and General Counsel | Award | 6,444 | $0.00 | $0.00 | filing |
| 2026-05-11 | Atwood Catherine R· SVP and General Counsel | Sale | 3,000 | $35.06 | $105,180.00 | filing |
| 2026-04-29 | Forager Fund, L.P. | Sale | 2,916 | $38.50 | $112,266.00 | filing |
| 2026-04-28 | Forager Fund, L.P. | Sale | 2,101 | $39.59 | $83,178.59 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.