Rhinebeck Bancorp, Inc.
RBKBNasdaq
$17.02
↑ +0.1%Jul 17 close · end-of-day
Price
1Y↑ +41.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$186.9M
Enterprise Value
$186.9M
P/E
18.7
P/S
62.8
P/B
1.3
EV/EBITDA
—
PEG
1.5
FCF Yield
5.1%
Dividend Yield
—
Revenue (TTM)
$3.0M
Net Income (TTM)
$10.0M
Free Cash Flow (TTM)
$9.6M
Gross Margin
—
Operating Margin
—
Net Margin
335.2%
ROE
7.2%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+35.1%
Company profile
Rhinebeck Bancorp, Inc. provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company operates through 15 branches and 2 representative offices in Dutchess, Ulster, Orange, and Albany counties. It also provides brokerage and financial services; and life insurance and investment products.
- CEO
- Michael J. Quinn
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 200
- Headquarters
- New York
- Website
- rhinebeckbank.com
Management & directors
- Nihill Kevin MCFO and Treasurer
- Bloom Jamie J.Chief Operating Officer
- Lekanides PhillipSVP, Chief Accounting Officer
- Mccardle James T. IiiChief Credit & Risk Officer
- Smith Matthew JamesPresident & CEO
- Bronzi Philip J1st SVP, Com Mkt Pres
- Vitale MichaelEVP, Head of Comm Banking
- Quinn Michael J.President & CEO
Roles derived from SEC Form 4 filings.
Earnings
RBKB Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$764,000.00↓ -1.2%
Diluted EPS$0.20↓ -4.8%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $2.3M | $2.6M | $2.8M | $2.9M | $3.0M | $3.0M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $5.9M | $11.6M | $7.0M | $4.4M | -$8.6M | $10.0M |
| Diluted EPS | $0.55 | $1.06 | $0.64 | $0.40 | -$0.80 | $0.92 |
| Operating cash flow | $14.8M | $7.7M | $14.8M | $7.0M | $8.5M | $11.7M |
| Free cash flow | $13.0M | $5.9M | $13.7M | $6.5M | $7.7M | $10.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 260.0% | 447.3% | 247.3% | 152.6% | -287.1% | 336.6% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $736,000.00 | $773,000.00 | $750,000.00 | $773,000.00 | $728,000.00 | $739,000.00 | $744,000.00 | $764,000.00 |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $975,000.00 | -$8.1M | -$2.7M | $2.3M | $2.7M | $2.7M | $2.3M | $2.2M |
| Diluted EPS | $0.09 | -$0.75 | -$0.24 | $0.21 | $0.25 | $0.25 | $0.21 | $0.20 |
| Operating cash flow | $12.0M | -$3.6M | $3.6M | $4.3M | $2.4M | $2.2M | $2.8M | $3.5M |
| Free cash flow | $11.8M | -$3.6M | $3.2M | $4.2M | $2.2M | $2.0M | $2.4M | $2.9M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 132.5% | -1042.9% | -353.9% | 296.0% | 374.5% | 364.7% | 314.0% | 290.1% |
Company news
Jul 15, 2026
May 26, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-09 | Nihill Kevin M· CFO and Treasurer | Tax withholding | 1,468 | $17.08 | $25,073.44 | filing |
| 2026-05-26 | Howell Steven E | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | McCardle James T. III· Chief Credit & Risk Officer | Award | 8,182 | $0.00 | $0.00 | filing |
| 2026-05-26 | Bloom Jamie J.· Chief Operating Officer | Award | 10,487 | $0.00 | $0.00 | filing |
| 2026-05-26 | Patzwahl Nancy Koskey | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | McGinnis Sharon | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | Loughlin Suzanne | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | LaFrance Shannon Martin | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | Lekanides Phillip· SVP, Chief Accounting Officer | Award | 3,410 | $0.00 | $0.00 | filing |
| 2026-05-26 | Garcia Freddimir | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | Chestney Christopher W. | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | Smith Matthew James· President & CEO | Award | 17,046 | $0.00 | $0.00 | filing |
| 2026-05-26 | Nihill Kevin M· CFO and Treasurer | Award | 9,632 | $0.00 | $0.00 | filing |
| 2026-05-26 | Irwin William C. | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-26 | Beeler Donald E. Jr. | Award | 1,624 | $0.00 | $0.00 | filing |
| 2026-05-19 | Bronzi Philip J· 1st SVP, Com Mkt Pres | Sale | 4,162 | $15.92 | $66,238.23 | filing |
| 2026-05-04 | Lekanides Phillip· SVP, Chief Accounting Officer | Option exercise | 500 | $6.57 | $3,285.00 | filing |
| 2026-04-28 | Bronzi Philip J· 1st SVP, Com Mkt Pres | Option exercise | 7,000 | $6.57 | $45,990.00 | filing |
| 2026-04-28 | Bronzi Philip J· 1st SVP, Com Mkt Pres | Tax withholding | 2,838 | $16.20 | $45,975.60 | filing |
| 2026-04-21 | Vitale Michael· EVP, Head of Comm Banking | Award | 9,000 | $0.00 | $0.00 | filing |
| 2025-12-03 | Bronzi Philip J· Chief Lending Officer | Sale | 3,446 | $11.05 | $38,078.30 | filing |
| 2025-12-03 | Bronzi Philip J· Chief Lending Officer | Sale | 1,500 | $11.15 | $16,725.00 | filing |
| 2025-12-03 | Bronzi Philip J· Chief Lending Officer | Sale | 100 | $11.16 | $1,116.00 | filing |
| 2025-11-06 | Nihill Kevin M· CFO and Treasurer | Buy | 1,000 | $9.67 | $9,670.00 | filing |
| 2025-09-09 | Quinn Michael J.· President & CEO | Tax withholding | 55,646 | $13.00 | $723,398.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.