REPUBLIC BANCORP INC /KY/
RBCAANasdaq
$90.91
↓ -1.5%Jul 17 close · end-of-day
Price
1Y↑ +25.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.8B
Enterprise Value
$1.2B
P/E
—
P/S
4.5
P/B
1.6
EV/EBITDA
—
PEG
—
FCF Yield
7.9%
Dividend Yield
—
Revenue (TTM)
$402.1M
Net Income (TTM)
$126.6M
Free Cash Flow (TTM)
$141.7M
Gross Margin
—
Operating Margin
—
Net Margin
31.5%
ROE
11.2%
ROIC
—
Debt / Equity
—
Net Cash
$599.1M
Return 1Y
+23.3%
Company profile
Republic Bancorp, Inc. operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. As of January 28, 2022, it operated 42 full-service banking centers.
- CEO
- Steven E. Trager
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,010
- Headquarters
- Kentucky
- Website
- republicbank.com
Management & directors
- Ames ChristyEVP, GENERAL COUNSEL
- Montano JuanEVP, CHIEF MTG BANKING OFFICER
- Nardi ScottSVP, Risk & Compliance Officer
- Nelson William RPRESIDENT, RPG
- Pichel LoganPRESIDENT & CEO, REPUBLIC BANK
- Powell Anthony TEVP, CHIEF LENDING OFFICER
- Sipes Kevin DEVP & CHIEF FINANCIAL OFFICER
- Starke JeffEVP, CHIEF INFORMATION OFFICER
- Vanallen CherylEVP & CHIEF PEOPLE OFFICER
- Trager ScottVICE CHAIRMAN
- Deweese Steven EEVP, MG DIR COMM & PRIV BANK
- Rippy John TEVP, CHIEF RISK OFFICER
Roles derived from SEC Form 4 filings.
Earnings
RBCAA Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$120.4M↓ -11.4%
Diluted EPS——
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $319.4M | $309.3M | $326.5M | $360.2M | $384.8M | $417.5M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $83.2M | $87.6M | $91.1M | $90.4M | $101.4M | $131.3M |
| Diluted EPS | — | — | — | — | — | — |
| Operating cash flow | $75.4M | $100.3M | $154.8M | $108.5M | $149.0M | $168.2M |
| Free cash flow | $71.8M | $94.5M | $151.3M | $101.6M | $143.2M | $161.1M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 26.1% | 28.3% | 27.9% | 25.1% | 26.3% | 31.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $86.9M | $88.1M | $89.5M | $135.8M | $93.8M | $93.5M | $94.3M | $120.4M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $25.2M | $26.5M | $19.0M | $47.3M | $31.5M | $29.7M | $22.8M | $42.6M |
| Diluted EPS | — | — | — | — | — | — | — | — |
| Operating cash flow | $4.0M | $51.3M | $22.5M | $89.1M | $12.5M | $33.3M | $33.3M | $73.0M |
| Free cash flow | $2.7M | $49.8M | $21.6M | $87.5M | $9.3M | $30.8M | $33.0M | $68.1M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 29.0% | 30.1% | 21.2% | 34.8% | 33.5% | 31.8% | 24.2% | 35.4% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-30 | Vogt Mark A | Award | 321 | $90.43 | $29,000.00 | filing |
| 2026-06-30 | MARSHALL ERNEST W JR | Award | 199 | $90.43 | $18,000.00 | filing |
| 2026-06-30 | Green Jennifer N | Award | 127 | $90.43 | $11,499.98 | filing |
| 2026-06-30 | Cannon Yoania | Award | 88 | $90.43 | $7,999.98 | filing |
| 2026-06-30 | Ravichandran Vidya | Award | 88 | $90.43 | $7,999.98 | filing |
| 2026-06-30 | PICHEL LOGAN· PRESIDENT & CEO, REPUBLIC BANK | Award | 74 | $90.43 | $6,730.80 | filing |
| 2026-06-30 | Howell Heather V | Award | 72 | $90.43 | $6,500.02 | filing |
| 2026-06-30 | Ames Christy· EVP, GENERAL COUNSEL | Award | 60 | $90.43 | $5,384.74 | filing |
| 2026-06-30 | Nelson William R· PRESIDENT, RPG | Award | 60 | $90.43 | $5,384.74 | filing |
| 2026-06-30 | Montano Juan· EVP, CHIEF MTG BANKING OFFICER | Award | 60 | $90.43 | $5,384.74 | filing |
| 2026-06-30 | Starke Jeff· EVP, CHIEF INFORMATION OFFICER | Award | 60 | $90.43 | $5,384.74 | filing |
| 2026-06-30 | Powell Anthony T· EVP, CHIEF LENDING OFFICER | Award | 60 | $90.43 | $5,384.74 | filing |
| 2026-06-30 | VanAllen Cheryl· EVP & CHIEF PEOPLE OFFICER | Award | 60 | $90.43 | $5,384.74 | filing |
| 2026-06-30 | SIPES KEVIN D· EVP & CHIEF FINANCIAL OFFICER | Award | 60 | $90.43 | $5,384.74 | filing |
| 2026-06-30 | Nardi Scott· SVP, Risk & Compliance Officer | Award | 58 | $90.43 | $5,250.00 | filing |
| 2026-06-30 | Mulloy William Patrick II | Award | 33 | $90.43 | $3,000.02 | filing |
| 2026-06-30 | Feaster David P | Award | 17 | $90.43 | $1,499.96 | filing |
| 2026-06-11 | Ames Christy· EVP, GENERAL COUNSEL | Sale | 340 | $87.90 | $29,886.00 | filing |
| 2026-06-10 | Powell Anthony T· EVP, CHIEF LENDING OFFICER | Sale | 3,000 | $83.54 | $250,613.10 | filing |
| 2026-05-20 | Vogt Mark A | Award | 510 | $0.00 | $0.00 | filing |
| 2026-05-20 | Sanchez Alejandro M | Award | 510 | $0.00 | $0.00 | filing |
| 2026-05-20 | Ravichandran Vidya | Award | 510 | $0.00 | $0.00 | filing |
| 2026-05-20 | Oyler William Kenneth II | Award | 510 | $0.00 | $0.00 | filing |
| 2026-05-20 | MARSHALL ERNEST W JR | Award | 510 | $0.00 | $0.00 | filing |
| 2026-05-20 | Huval Timothy S. | Award | 510 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.