PROVIDENT FINANCIAL HOLDINGS INC
PROVNasdaq
$17.21
↑ +0.1%Jul 17 close · end-of-day
Price
1Y↑ +15.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$111.0M
Enterprise Value
$53.8M
P/E
18.7
P/S
—
P/B
0.9
EV/EBITDA
—
PEG
—
FCF Yield
6.7%
Dividend Yield
—
Revenue (TTM)
—
Net Income (TTM)
$6.1M
Free Cash Flow (TTM)
$7.4M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
4.8%
ROIC
—
Debt / Equity
—
Net Cash
$57.1M
Return 1Y
+15.0%
Company profile
Provident Financial Holdings, Inc. provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts. The company also offers investment services comprising the sale of investment products such as annuities and mutual funds.
- CEO
- Craig G. Blunden
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 160
- Headquarters
- California
- Website
- myprovident.com
Management & directors
- Weiant DavidSenior Vice President
- Wertz GwendolynSenior Vice President
Roles derived from SEC Form 4 filings.
Earnings
PROV Q3 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.21↓ -25.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $7.6M | $9.1M | $8.6M | $7.4M | $6.3M |
| Diluted EPS | $1.00 | $1.22 | $1.19 | $1.06 | $0.93 |
| Operating cash flow | $11.6M | $11.8M | $16.3M | $5.7M | $8.7M |
| Free cash flow | $11.3M | $11.6M | $15.6M | $4.1M | $8.2M |
| Gross margin | — | — | — | — | — |
| Operating margin | — | — | — | — | — |
| Net margin | — | — | — | — | — |
| Line item | Q4 '24 | Q1 '24 | Q2 '24 | Q3 '25 | Q4 '25 | Q1 '25 | Q2 '25 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $2.0M | $1.9M | $872,000.00 | $1.9M | $1.6M | $1.7M | $1.4M | $1.4M |
| Diluted EPS | $0.28 | $0.28 | $0.13 | $0.28 | $0.24 | $0.25 | $0.22 | $0.21 |
| Operating cash flow | -$756,000.00 | $2.6M | $324,000.00 | $3.3M | $2.5M | $2.5M | $1.2M | $1.9M |
| Free cash flow | -$850,000.00 | $2.4M | $307,000.00 | $3.3M | $2.2M | $2.5M | $1.0M | $1.7M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 20, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-10 | Weiant David· Senior Vice President | Sale | 2,732 | $17.12 | $46,771.84 | filing |
| 2026-06-08 | Weiant David· Senior Vice President | Sale | 1,012 | $17.00 | $17,204.00 | filing |
| 2026-06-04 | Weiant David· Senior Vice President | Sale | 1,000 | $17.10 | $17,100.00 | filing |
| 2026-06-01 | Weiant David· Senior Vice President | Sale | 3,000 | $16.92 | $50,760.00 | filing |
| 2025-11-12 | Wertz Gwendolyn· Senior Vice President | Sale | 4,800 | $15.64 | $75,072.00 | filing |
Latest 5 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.