PROG Holdings, Inc.
PRGNYSE
$46.42
↓ -2.3%Jul 17 close · end-of-day
Price
1Y↑ +66.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.9B
Enterprise Value
$2.8B
P/E
12.7
P/S
0.8
P/B
2.4
EV/EBITDA
11.1
PEG
0.5
FCF Yield
15.1%
Dividend Yield
1.1%
Revenue (TTM)
$2.5B
Net Income (TTM)
$148.1M
Free Cash Flow (TTM)
$285.5M
Gross Margin
—
Operating Margin
8.7%
Net Margin
6.0%
ROE
19.1%
ROIC
9.5%
Debt / Equity
1.2
Net Cash
-$866.7M
Return 1Y
+63.8%
Company profile
PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. The Vive segment provides second-look and revolving credit products to customers that may not qualify for traditional prime lending through private label and Vive-branded credit cards.
- CEO
- Steven A. Michaels
- Sector
- Services
- Industry
- Business Services
- Employees
- 1,690
- Headquarters
- Utah
- Website
- investor.progleasing.com
Management & directors
- Michaels Steven AChairman, President and CEO
- Garner BrianChief Financial Officer
- King Michael ToddChief Legal and Compliance Off
- Sewell George MPrincipal Acct Off, VP Fin Rep
Roles derived from SEC Form 4 filings.
Earnings
PRG Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$742.7M↑ +11.1%
Diluted EPS$0.89↑ +7.2%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $2.5B | $2.7B | $2.6B | $2.3B | $2.4B | $2.4B |
| Gross profit | — | — | — | — | — | — |
| Operating income | $271.8M | $333.5M | $185.6M | $218.7M | $194.7M | $206.8M |
| Net income | -$61.5M | $243.6M | $98.7M | $138.8M | $197.2M | $146.8M |
| Diluted EPS | -$0.90 | $3.67 | $1.90 | $2.98 | $4.53 | $3.59 |
| Operating cash flow | $456.0M | $246.0M | $242.5M | $204.2M | $138.5M | $335.0M |
| Free cash flow | $391.6M | $236.4M | $232.8M | $194.6M | $130.2M | $324.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | 10.9% | 12.5% | 7.1% | 9.3% | 8.1% | 8.6% |
| Net margin | -2.5% | 9.1% | 3.8% | 5.9% | 8.2% | 6.1% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $592.2M | $606.1M | $558.9M | $668.4M | $604.7M | $595.1M | $541.0M | $742.7M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | $55.7M | $49.2M | $50.0M | $56.3M | $60.7M | $53.5M | $36.2M | $65.3M |
| Net income | $33.8M | $84.0M | $57.5M | $34.7M | $38.5M | $33.1M | $40.5M | $36.1M |
| Diluted EPS | $0.77 | $1.94 | $1.33 | $0.83 | $0.95 | $0.82 | $0.99 | $0.89 |
| Operating cash flow | $55.4M | $31.9M | -$84.5M | $209.9M | $69.9M | $110.0M | -$54.9M | $171.7M |
| Free cash flow | $53.5M | $29.8M | -$86.8M | $208.0M | $68.0M | $106.5M | -$57.5M | $168.6M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | 9.4% | 8.1% | 8.9% | 8.4% | 10.0% | 9.0% | 6.7% | 8.8% |
| Net margin | 5.7% | 13.9% | 10.3% | 5.2% | 6.4% | 5.6% | 7.5% | 4.9% |
Company news
Jul 8, 2026
Jul 7, 2026
Jul 6, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-06 | ROBINSON RAY M | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | Smith James P. | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | Sheu Caroline Sio-Chin | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | Mielke Daniela | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | Martinez Ramon Michael | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | JULIAN ROBERT K. | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | DAY CYNTHIA N | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | CURLING DOUGLAS C | Award | 4,953 | $36.34 | $179,992.02 | filing |
| 2026-05-06 | Michaels Steven A· Chairman, President and CEO | Award | 137,590 | $0.00 | $0.00 | filing |
| 2026-03-06 | Michaels Steven A· President and CEO | Tax withholding | 41,759 | $33.26 | $1.4M | filing |
| 2026-03-06 | Garner Brian· Chief Financial Officer | Tax withholding | 13,418 | $33.26 | $446,282.68 | filing |
| 2026-03-06 | King Michael Todd· Chief Legal and Compliance Off | Tax withholding | 5,067 | $33.26 | $168,528.42 | filing |
| 2026-03-06 | Sewell George M· Principal Acct Off, VP Fin Rep | Tax withholding | 965 | $33.26 | $32,095.90 | filing |
| 2026-03-06 | Doman Curtis Linn | Tax withholding | 491 | $33.26 | $16,330.66 | filing |
| 2026-03-02 | Michaels Steven A· President and CEO | Tax withholding | 21,545 | $33.56 | $723,050.20 | filing |
| 2026-03-02 | Garner Brian· Chief Financial Officer | Tax withholding | 5,983 | $33.56 | $200,789.48 | filing |
| 2026-03-02 | King Michael Todd· Chief Legal and Compliance Off | Tax withholding | 2,663 | $33.56 | $89,370.28 | filing |
| 2026-03-02 | Sewell George M· Principal Acct Off, VP Fin Rep | Tax withholding | 752 | $33.56 | $25,237.12 | filing |
| 2026-02-27 | Michaels Steven A· President and CEO | Tax withholding | 24,826 | $35.21 | $874,123.46 | filing |
| 2026-02-27 | Garner Brian· Chief Financial Officer | Tax withholding | 7,609 | $35.21 | $267,912.89 | filing |
| 2026-02-27 | Doman Curtis Linn | Tax withholding | 3,449 | $35.21 | $121,439.29 | filing |
| 2026-02-27 | King Michael Todd· Chief Legal and Compliance Off | Tax withholding | 2,775 | $35.21 | $97,707.75 | filing |
| 2026-02-27 | Sewell George M· Principal Acct Off, VP Fin Rep | Tax withholding | 1,074 | $35.21 | $37,815.54 | filing |
| 2026-02-24 | Michaels Steven A· President and CEO | Award | 87,111 | $37.08 | $3.2M | filing |
| 2026-02-24 | Michaels Steven A· President and CEO | Tax withholding | 30,481 | $37.83 | $1.2M | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.