PennyMac Financial Services, Inc.
PFSINYSE
$85.29
↓ -1.8%Jul 17 close · end-of-day
Price
1Y↓ -13.3%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$4.6B
Enterprise Value
$10.4B
P/E
9.1
P/S
215.6
P/B
1.1
EV/EBITDA
—
PEG
3.0
FCF Yield
-88.7%
Dividend Yield
1.4%
Revenue (TTM)
$21.3M
Net Income (TTM)
$507.0M
Free Cash Flow (TTM)
-$4.1B
Gross Margin
—
Operating Margin
—
Net Margin
2379.4%
ROE
11.7%
ROIC
—
Debt / Equity
1.4
Net Cash
-$5.8B
Return 1Y
-14.5%
Company profile
Management & directors
- Hendry Gregory LMD, Chief Accounting Officer
- Perotti Daniel StanleyChief Financial Officer
- Spector DavidChairman & CEO
- Stark DerekChief Legal Officer
- Elbaum MarkChief Capital Markets Officer
- Follette JamesChief Digital Officer
- Jones DougDirector, President & CMBO
- Tidmore AbbieChief Revenue Officer
Roles derived from SEC Form 4 filings.
Earnings
PFSI Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$6.1M↑ +24.4%
Diluted EPS$1.53↑ +7.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $6.7M | $7.3M | $12.4M | $13.4M | $26.9M | $20.1M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $1.6B | $1.0B | $476.0M | $145.0M | $311.0M | $501.0M |
| Diluted EPS | $20.92 | $14.87 | $8.50 | $2.74 | $5.84 | $9.30 |
| Operating cash flow | -$6.2B | $2.6B | $6.0B | -$1.6B | -$4.5B | -$1.7B |
| Free cash flow | -$6.2B | $2.6B | $6.0B | -$1.6B | -$4.5B | -$1.7B |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 24445.4% | 13651.9% | 3841.2% | 1081.8% | 1157.5% | 2491.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $15.7M | $3.4M | $4.1M | $4.9M | $4.5M | $4.6M | $6.1M | $6.1M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $98.3M | $69.4M | $104.1M | $76.3M | $136.5M | $181.5M | $106.8M | $82.3M |
| Diluted EPS | $1.85 | $1.30 | $1.95 | $1.42 | $2.54 | $3.37 | $1.97 | $1.53 |
| Operating cash flow | -$1.1B | -$393.7M | -$2.1B | $1.1B | -$131.3M | -$697.4M | -$1.9B | -$1.3B |
| Free cash flow | -$1.1B | -$393.9M | -$2.1B | $1.1B | -$132.6M | -$699.4M | -$1.9B | -$1.3B |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 624.6% | 2017.7% | 2549.4% | 1551.0% | 3021.8% | 3964.7% | 1751.2% | 1345.1% |
Company news
Coming soonHeadlines for PFSI will appear here once the news feed is connected.
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | Hendry Gregory L· MD, Chief Accounting Officer | Sale | 2,177 | $86.89 | $189,159.53 | filing |
| 2026-07-01 | Hendry Gregory L· MD, Chief Accounting Officer | Option exercise | 2,177 | $24.40 | $53,118.80 | filing |
| 2026-06-22 | Hendry Gregory L· MD, Chief Accounting Officer | Sale | 2,943 | $81.71 | $240,472.53 | filing |
| 2026-06-22 | Hendry Gregory L· MD, Chief Accounting Officer | Option exercise | 2,943 | $18.05 | $53,121.15 | filing |
| 2026-05-15 | Perotti Daniel Stanley· Chief Financial Officer | Sale | 2,925 | $87.50 | $255,937.50 | filing |
| 2026-05-12 | SPECTOR DAVID· Chairman & CEO | Sale | 4,084 | $88.71 | $362,291.64 | filing |
| 2026-05-12 | SPECTOR DAVID· Chairman & CEO | Sale | 3,144 | $88.02 | $276,734.88 | filing |
| 2026-05-12 | SPECTOR DAVID· Chairman & CEO | Sale | 2,772 | $86.88 | $240,831.36 | filing |
| 2026-05-08 | SPECTOR DAVID· Chairman & CEO | J | 25,000 | $0.00 | $0.00 | filing |
| 2026-05-07 | MAZZELLA JOSEPH F | Award | 359 | $93.03 | $33,397.77 | filing |
| 2026-05-07 | NANJI FARHAD | Award | 338 | $93.03 | $31,444.14 | filing |
| 2026-05-07 | Chandra Sunil | Award | 336 | $93.03 | $31,258.08 | filing |
| 2026-04-14 | SPECTOR DAVID· Chairman & CEO | Sale | 9,583 | $92.80 | $889,302.40 | filing |
| 2026-04-14 | SPECTOR DAVID· Chairman & CEO | Sale | 417 | $93.47 | $38,976.99 | filing |
| 2026-03-06 | SPECTOR DAVID· Chairman & CEO | Sale | 10,210 | $86.42 | $882,348.20 | filing |
| 2026-03-06 | SPECTOR DAVID· Chairman & CEO | Sale | 8,251 | $86.42 | $713,051.42 | filing |
| 2026-03-06 | SPECTOR DAVID· Chairman & CEO | Sale | 1,309 | $86.93 | $113,791.37 | filing |
| 2026-03-06 | SPECTOR DAVID· Chairman & CEO | Sale | 1,020 | $86.93 | $88,668.60 | filing |
| 2026-03-06 | SPECTOR DAVID· Chairman & CEO | Sale | 917 | $85.26 | $78,183.42 | filing |
| 2026-03-06 | SPECTOR DAVID· Chairman & CEO | Sale | 729 | $85.26 | $62,154.54 | filing |
| 2026-03-03 | STARK DEREK· Chief Legal Officer | Sale | 1,066 | $87.66 | $93,445.56 | filing |
| 2026-02-28 | SPECTOR DAVID· Chairman & CEO | Tax withholding | 3,097 | $91.93 | $284,707.21 | filing |
| 2026-02-28 | Jones Doug· Director, President & CMBO | Tax withholding | 1,704 | $91.93 | $156,648.72 | filing |
| 2026-02-28 | Perotti Daniel Stanley· Chief Financial Officer | Tax withholding | 849 | $91.93 | $78,048.57 | filing |
| 2026-02-28 | Follette James· Chief Digital Officer | Tax withholding | 599 | $91.93 | $55,066.07 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.