PROVIDENT FINANCIAL SERVICES INC
PFSNYSE
$24.07
↓ -2.0%Jul 17 close · end-of-day
Price
1Y↑ +37.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$3.1B
Enterprise Value
$2.9B
P/E
10.2
P/S
42.0
P/B
1.1
EV/EBITDA
—
PEG
—
FCF Yield
13.5%
Dividend Yield
—
Revenue (TTM)
$74.8M
Net Income (TTM)
$306.4M
Free Cash Flow (TTM)
$424.3M
Gross Margin
—
Operating Margin
—
Net Margin
409.3%
ROE
10.7%
ROIC
—
Debt / Equity
—
Net Cash
$222.1M
Return 1Y
+35.5%
Company profile
Provident Financial Services, Inc. provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties.
- CEO
- Anthony J. Labozzetta
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 1,150
- Website
- provident.bank
Management & directors
- Lista GeorgePres/CEO Prov Protection Plus
- Shara ThomasExecutive Vice Chairman
- Christy James A.EVP, CRO of Provident Bank
- Duarte Adriano M.EVP & CAO of Provident Bank
- Giannola VitoEVP & CRBO of provident Bank
- Labozzetta Anthony JPresident and CEO
- Lyons Thomas MSEVP and CFO
- Macdougall BennettEVP, General Counsel, Sec
- Powell CarolynEVP & CHRO of Provident Bank
- Vakacherla RaviCIOO of Provident Bank
- Murray Valerie OEVP & Chief Wealth Mgmt Off
- Fink William JosephEVP & Chief Lending Officer
Roles derived from SEC Form 4 filings.
Earnings
PFS Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$20.6M↑ +9.2%
Diluted EPS$0.61↑ +24.5%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $45.5M | $57.6M | $55.0M | $57.5M | $68.3M | $73.1M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $97.0M | $168.0M | $176.0M | $128.0M | $116.0M | $291.0M |
| Diluted EPS | $1.39 | $2.19 | $2.35 | $1.71 | $1.05 | $2.23 |
| Operating cash flow | $103.3M | $156.8M | $200.3M | $173.4M | $426.4M | $442.3M |
| Free cash flow | $90.5M | $143.0M | $190.9M | $165.9M | $425.1M | $430.7M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 212.9% | 291.9% | 320.1% | 222.5% | 169.9% | 398.0% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $17.6M | $17.9M | $16.5M | $18.9M | $18.3M | $17.7M | $18.2M | $20.6M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | -$11.5M | $46.4M | $49.0M | $64.0M | $72.0M | $71.7M | $83.3M | $79.4M |
| Diluted EPS | -$0.11 | $0.36 | $0.37 | $0.49 | $0.55 | $0.55 | $0.64 | $0.61 |
| Operating cash flow | $76.5M | $69.2M | $239.3M | $88.5M | $186.8M | $98.0M | $68.9M | $84.7M |
| Free cash flow | $75.5M | $67.9M | $237.8M | $87.4M | $182.6M | $96.7M | $64.1M | $81.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | -65.1% | 260.0% | 296.7% | 339.3% | 393.8% | 404.6% | 456.6% | 385.4% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-12 | LISTA GEORGE· Pres/CEO Prov Protection Plus | Sale | 3,528 | $23.41 | $82,590.48 | filing |
| 2026-05-26 | LEPPERT EDWARD J | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | SHARA THOMAS· Executive Vice Chairman | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | MCCRACKEN ROBERT E | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | Foley Ursuline F | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | Harding Matthew K. | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | Hanson James E. II | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | Pugliese John | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | Duchemin-Leslie Nadine | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | Flynn Brian | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-26 | Gragnolati Brian | Award | 4,012 | $0.00 | $0.00 | filing |
| 2026-05-20 | LABOZZETTA ANTHONY J· President and CEO | Tax withholding | 10,416 | $22.15 | $230,714.40 | filing |
| 2026-05-20 | Vakacherla Ravi· CIOO of Provident Bank | Tax withholding | 2,760 | $22.15 | $61,134.00 | filing |
| 2026-05-20 | MacDougall Bennett· EVP, General Counsel, Sec | Tax withholding | 2,712 | $22.15 | $60,070.80 | filing |
| 2026-05-20 | Powell Carolyn· EVP & CHRO of Provident Bank | Tax withholding | 2,178 | $22.15 | $48,242.70 | filing |
| 2026-05-20 | Duarte Adriano M.· EVP & CAO of Provident Bank | Tax withholding | 2,071 | $22.15 | $45,872.65 | filing |
| 2026-05-20 | Giannola Vito· EVP & CRBO of provident Bank | Tax withholding | 1,626 | $22.15 | $36,015.90 | filing |
| 2026-05-20 | Christy James A.· EVP, CRO of Provident Bank | Tax withholding | 1,144 | $22.15 | $25,339.60 | filing |
| 2026-05-20 | LYONS THOMAS M· SEVP and CFO | Award | 10,883 | $0.00 | $0.00 | filing |
| 2026-05-20 | Vakacherla Ravi· CIOO of Provident Bank | Award | 8,803 | $0.00 | $0.00 | filing |
| 2026-05-20 | MacDougall Bennett· EVP, General Counsel, Sec | Award | 7,522 | $0.00 | $0.00 | filing |
| 2026-05-20 | Duarte Adriano M.· EVP & CAO of Provident Bank | Award | 6,082 | $0.00 | $0.00 | filing |
| 2026-05-20 | Powell Carolyn· EVP & CHRO of Provident Bank | Award | 6,946 | $0.00 | $0.00 | filing |
| 2026-05-20 | Giannola Vito· EVP & CRBO of provident Bank | Award | 4,520 | $0.00 | $0.00 | filing |
| 2026-05-20 | Christy James A.· EVP, CRO of Provident Bank | Award | 3,649 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.