PEOPLES FINANCIAL SERVICES CORP.
PFISNasdaq
$68.73
↓ -1.9%Jul 17 close · end-of-day
Price
1Y↑ +39.4%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$689.3M
Enterprise Value
$868.6M
P/E
11.7
P/S
—
P/B
1.3
EV/EBITDA
—
PEG
3.2
FCF Yield
6.0%
Dividend Yield
3.6%
Revenue (TTM)
—
Net Income (TTM)
$58.9M
Free Cash Flow (TTM)
$41.3M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
11.2%
ROIC
—
Debt / Equity
0.3
Net Cash
-$179.3M
Return 1Y
+39.1%
Company profile
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans.
- CEO
- Craig W. Best
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 400
- Headquarters
- Pennsylvania
- Website
- psbt.com
Management & directors
- Cummings Mary GriffinEVP/GENERAL COUNSEL
- Westington Stephanie A.EVP/CHIEF ACCOUNTING OFF
- Tulaney Thomas PPRESIDENT
- Anderson John R IiiEVP/CHIEF OPERATING OFFICER
- Bone James M JrEVP/CHIEF FINANCIAL OFFICER
- Champi Gerard ACHIEF EXECUTIVE OFFICER
- Drobins Jeffrey AEVP/CHIEF LENDING OFFICER
- Hubble Susan LEVP/CHIEF INFORMATION OFFICER
- Koplin Neal DSR EVP/CHIEF BANKING OFFICER
- Kirtley TimothyEVP/CHIEF RISK OFFICER
- Vieney AmyEVP/CHIEF HUMAN RESOURCES OFF
- Aubrey William E IiCHAIRMAN
Roles derived from SEC Form 4 filings.
Earnings
PFIS Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.47↓ -1.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $29.4M | $43.5M | $38.1M | $27.4M | $8.5M | $59.2M |
| Diluted EPS | $4.00 | $6.02 | $5.28 | $3.83 | $0.99 | $5.88 |
| Operating cash flow | $37.2M | $40.8M | $42.4M | $33.3M | $34.7M | $54.3M |
| Free cash flow | $34.9M | $35.9M | $34.5M | $27.3M | $32.1M | $43.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q3 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q3 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.3M | -$4.3M | $6.1M | $15.0M | $17.0M | $15.2M | $12.0M | $14.7M |
| Diluted EPS | $0.46 | -$0.43 | $0.47 | $1.49 | $1.68 | $1.51 | $1.20 | $1.47 |
| Operating cash flow | $1.7M | $21.9M | $7.9M | $9.1M | $13.9M | $15.2M | $16.1M | $8.3M |
| Free cash flow | $1.3M | $17.6M | $5.5M | $8.6M | $8.5M | $13.0M | $13.2M | $6.5M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Apr 30, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-15 | Cummings Mary Griffin· EVP/GENERAL COUNSEL | Tax withholding | 60 | $56.35 | $3,381.00 | filing |
| 2026-05-15 | Westington Stephanie A.· EVP/CHIEF ACCOUNTING OFF | Tax withholding | 47 | $56.35 | $2,648.45 | filing |
| 2026-04-03 | TULANEY THOMAS P· PRESIDENT | Tax withholding | 315 | $54.62 | $17,205.30 | filing |
| 2026-04-03 | TULANEY THOMAS P· PRESIDENT | Option exercise | 709 | — | — | filing |
| 2026-03-11 | TULANEY THOMAS P· PRESIDENT | Tax withholding | 264 | $51.80 | $13,675.20 | filing |
| 2026-03-11 | Drobins Jeffrey A· EVP/CHIEF LENDING OFFICER | Tax withholding | 236 | $51.80 | $12,224.80 | filing |
| 2026-03-11 | KOPLIN NEAL D· SR EVP/CHIEF BANKING OFFICER | Tax withholding | 233 | $51.80 | $12,069.40 | filing |
| 2026-03-11 | ANDERSON JOHN R III· EVP/CHIEF OPERATING OFFICER | Tax withholding | 189 | $51.80 | $9,790.20 | filing |
| 2026-03-11 | Kirtley Timothy· EVP/CHIEF RISK OFFICER | Tax withholding | 168 | $51.80 | $8,702.40 | filing |
| 2026-03-11 | Hubble Susan L· EVP/CHIEF INFORMATION OFFICER | Tax withholding | 164 | $51.80 | $8,495.20 | filing |
| 2026-03-11 | Cummings Mary Griffin· EVP/GENERAL COUNSEL | Tax withholding | 83 | $51.80 | $4,299.40 | filing |
| 2026-03-11 | VIENEY AMY· EVP/CHIEF HUMAN RESOURCES OFF | Tax withholding | 66 | $51.80 | $3,418.80 | filing |
| 2026-03-11 | Westington Stephanie A.· EVP/CHIEF ACCOUNTING OFF | Tax withholding | 30 | $51.80 | $1,554.00 | filing |
| 2026-03-11 | VIENEY AMY· EVP/CHIEF HUMAN RESOURCES OFF | Option exercise | 95 | $0.00 | $0.00 | filing |
| 2026-03-11 | KOPLIN NEAL D· SR EVP/CHIEF BANKING OFFICER | Option exercise | 323 | $0.00 | $0.00 | filing |
| 2026-03-11 | Champi Gerard A· CHIEF EXECUTIVE OFFICER | Option exercise | 689 | — | — | filing |
| 2026-03-11 | ANDERSON JOHN R III· EVP/CHIEF OPERATING OFFICER | Option exercise | 295 | — | — | filing |
| 2026-03-11 | BONE JAMES M JR· EVP/CHIEF FINANCIAL OFFICER | Option exercise | 317 | — | — | filing |
| 2026-03-11 | Cummings Mary Griffin· EVP/GENERAL COUNSEL | Option exercise | 246 | — | — | filing |
| 2026-03-11 | Drobins Jeffrey A· EVP/CHIEF LENDING OFFICER | Option exercise | 274 | — | — | filing |
| 2026-03-11 | Hubble Susan L· EVP/CHIEF INFORMATION OFFICER | Option exercise | 279 | — | — | filing |
| 2026-03-11 | Westington Stephanie A.· EVP/CHIEF ACCOUNTING OFF | Option exercise | 90 | — | — | filing |
| 2026-03-11 | TULANEY THOMAS P· PRESIDENT | Option exercise | 366 | — | — | filing |
| 2026-03-11 | Kirtley Timothy· EVP/CHIEF RISK OFFICER | Option exercise | 281 | — | — | filing |
| 2026-02-27 | TULANEY THOMAS P· PRESIDENT | Tax withholding | 1,121 | $53.60 | $60,085.60 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.