PEOPLES BANCORP OF NORTH CAROLINA INC
PEBKNasdaq
$42.54
↓ -2.1%Jul 17 close · end-of-day
Price
1Y↑ +52.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$232.7M
Enterprise Value
$171.4M
P/E
11.7
P/S
—
P/B
1.5
EV/EBITDA
—
PEG
1.4
FCF Yield
8.3%
Dividend Yield
2.3%
Revenue (TTM)
—
Net Income (TTM)
$19.9M
Free Cash Flow (TTM)
$19.4M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
12.6%
ROIC
—
Debt / Equity
—
Net Cash
$61.3M
Return 1Y
+50.1%
Company profile
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina.
- CEO
- Lance A. Sellers
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 310
- Headquarters
- North Carolina
- Website
- peoplesbanknc.com
Management & directors
- Shinn Carol S.EVP, Chief Operations Officer
- Turner Timothy PaulEVP, Chief Credit Officer
- Cable William DPresident and CEO
- Hooper Jeffrey N.EVP/Chief Financial Officer
- Abernethy Robert CChairman of the Board
Roles derived from SEC Form 4 filings.
Earnings
PEBK Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.80↑ +1.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $11.4M | $15.1M | $16.1M | $15.5M | $16.4M | $19.8M |
| Diluted EPS | $1.95 | $2.63 | $2.85 | $2.77 | $2.98 | $3.62 |
| Operating cash flow | $9.2M | $26.9M | $22.6M | $22.8M | $20.6M | $21.4M |
| Free cash flow | $6.7M | $26.4M | $18.1M | $20.8M | $20.0M | $20.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q3 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q3 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $4.9M | $4.0M | $3.6M | $4.3M | $5.2M | $3.7M | $6.6M | $4.4M |
| Diluted EPS | $0.89 | $0.72 | $0.65 | $0.79 | $0.95 | $0.67 | $1.21 | $0.80 |
| Operating cash flow | $6.7M | $4.9M | $5.3M | $5.9M | $5.5M | $4.7M | $5.3M | $5.0M |
| Free cash flow | $6.6M | $4.7M | $5.2M | $5.2M | $5.4M | $4.4M | $5.1M | $4.6M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jun 25, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-01 | Abernethy Robert C. JR | Sale | 1,200 | $41.61 | $49,932.00 | filing |
| 2026-06-01 | ABERNETHY JAMES S | Sale | 500 | $42.10 | $21,050.00 | filing |
| 2026-05-26 | Abernethy Ashton V. | Sale | 950 | $42.26 | $40,147.00 | filing |
| 2026-05-14 | ABERNETHY JAMES S | Sale | 600 | $40.20 | $24,120.00 | filing |
| 2026-04-30 | ABERNETHY JAMES S | Sale | 600 | $39.35 | $23,610.00 | filing |
| 2026-04-24 | ABERNETHY JAMES S | Sale | 600 | $39.50 | $23,700.00 | filing |
| 2026-04-23 | ABERNETHY JAMES S | Sale | 600 | $40.06 | $24,036.00 | filing |
| 2026-03-03 | ABERNETHY JAMES S | Sale | 477 | $37.60 | $17,935.20 | filing |
| 2026-02-27 | ABERNETHY JAMES S | Sale | 523 | $38.91 | $20,349.93 | filing |
| 2026-02-27 | ABERNETHY JAMES S | Gift | 500 | $38.91 | $19,455.00 | filing |
| 2026-02-24 | ABERNETHY JAMES S | Sale | 600 | $38.16 | $22,896.00 | filing |
| 2026-02-09 | ABERNETHY JAMES S | Sale | 1,000 | $38.34 | $38,340.00 | filing |
| 2026-02-04 | ABERNETHY JAMES S | Sale | 600 | $37.27 | $22,362.00 | filing |
| 2026-01-20 | Shinn Carol S.· EVP, Chief Operations Officer | C | 526 | $36.05 | $18,962.30 | filing |
| 2026-01-20 | Turner Timothy Paul· EVP, Chief Credit Officer | C | 397 | $36.05 | $14,311.85 | filing |
| 2025-12-22 | ZACHARY BENJAMIN I | Award | 121 | $34.14 | $4,130.94 | filing |
| 2025-12-22 | CABLE WILLIAM D· President and CEO | Award | 121 | $34.14 | $4,130.94 | filing |
| 2025-12-22 | Turner Timothy Paul· EVP, Chief Credit Officer | Award | 30 | $34.14 | $1,024.20 | filing |
| 2025-12-22 | Shinn Carol S.· EVP, Chief Operations Officer | Award | 15 | $34.14 | $512.10 | filing |
| 2025-12-22 | Hooper Jeffrey N.· EVP/Chief Financial Officer | Award | 7 | $34.14 | $238.98 | filing |
| 2025-12-02 | ABERNETHY JAMES S | Sale | 300 | $32.35 | $9,705.00 | filing |
| 2025-11-26 | ABERNETHY JAMES S | Sale | 598 | $32.03 | $19,153.94 | filing |
| 2025-11-25 | ABERNETHY JAMES S | Sale | 2 | $33.00 | $66.00 | filing |
| 2025-11-03 | ABERNETHY JAMES S | Sale | 800 | $29.05 | $23,240.00 | filing |
| 2025-10-28 | ABERNETHY JAMES S | Sale | 319 | $31.00 | $9,889.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.