Pioneer Bancorp, Inc./MD
PBFSNasdaq
$17.17
↓ -2.2%Jul 17 close · end-of-day
Price
1Y↑ +41.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$418.0M
Enterprise Value
$418.0M
P/E
20.9
P/S
26.1
P/B
1.3
EV/EBITDA
—
PEG
0.8
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$16.0M
Net Income (TTM)
$19.8M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
123.8%
ROE
6.0%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+39.8%
Company profile
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts. Its loan products include commercial real estate, commercial and industrial, commercial construction, and consumer loans.
- CEO
- Thomas L. Amell
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 260
- Headquarters
- New York
- Website
- pioneerny.com
Management & directors
- Hollister Susan MEVP and CHRO
- Signor ThomasEVP and CAO
- Tomczak JesseEVP and CBO
- Ratsep Thomas E.EVP - Chief Credit Officer
Roles derived from SEC Form 4 filings.
Earnings
PBFS Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$3.8M↑ +5.2%
Diluted EPS$0.22↓ -4.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $12.8M | $13.2M | $13.0M | $15.0M | $15.8M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $1.1M | $10.3M | $21.9M | $15.3M | $20.3M |
| Diluted EPS | $0.04 | $0.41 | $0.87 | $0.61 | $0.83 |
| Operating cash flow | $32.7M | $50.0M | $26.3M | $23.8M | $11.1M |
| Free cash flow | $32.1M | $49.2M | $25.8M | $23.0M | — |
| Gross margin | — | — | — | — | — |
| Operating margin | — | — | — | — | — |
| Net margin | 8.4% | 77.7% | 169.1% | 102.1% | 128.3% |
| Line item | Q2 '24 | Q3 '24 | Q '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.7M | $3.8M | $4.6M | $3.7M | $4.0M | $3.6M | $4.6M | $3.8M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.9M | $6.3M | $3.3M | $5.8M | $6.5M | $4.3M | $3.7M | $5.3M |
| Diluted EPS | $0.16 | $0.25 | $0.13 | $0.23 | $0.26 | $0.18 | $0.16 | $0.22 |
| Operating cash flow | $9.0M | $1.9M | $14.9M | -$3.5M | $5.1M | $3.9M | $5.7M | -$161,000.00 |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 107.4% | 165.1% | 71.9% | 157.8% | 162.3% | 119.3% | 82.1% | 137.7% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-01 | Hollister Susan M· EVP and CHRO | I | 22,389 | $16.09 | $360,283.79 | filing |
| 2026-05-21 | Tomczak Jesse· EVP and CBO | Tax withholding | 3,605 | $14.97 | $53,966.85 | filing |
| 2026-05-21 | Hollister Susan M· EVP and CHRO | Tax withholding | 2,523 | $14.97 | $37,769.31 | filing |
| 2026-05-21 | Signor Thomas· EVP and CAO | Tax withholding | 1,442 | $14.97 | $21,586.74 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 889 | $14.65 | $13,023.85 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 748 | $14.69 | $10,988.12 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 624 | $14.68 | $9,160.32 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 548 | $14.76 | $8,088.48 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 401 | $14.70 | $5,894.70 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 339 | $14.62 | $4,956.18 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 318 | $14.75 | $4,690.50 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 294 | $14.72 | $4,327.68 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 277 | $14.66 | $4,060.82 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 200 | $14.78 | $2,956.00 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 156 | $14.60 | $2,277.60 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 128 | $14.73 | $1,885.44 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 128 | $14.61 | $1,870.08 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 96 | $14.61 | $1,402.08 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 83 | $14.71 | $1,220.93 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 62 | $14.64 | $907.68 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 36 | $14.77 | $531.72 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 32 | $14.80 | $473.44 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 27 | $14.67 | $396.09 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 4 | $14.73 | $58.90 | filing |
| 2025-12-12 | Tomczak Jesse· EVP and CBO | Sale | 3 | $14.79 | $44.36 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.