Pineapple Financial Inc.
PAPLNYSE
$0.91
↓ -3.4%Jul 17 close · end-of-day
Price
1Y↓ -74.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$14.7M
Enterprise Value
$14.7M
P/E
—
P/S
5.1
P/B
0.5
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$2.9M
Net Income (TTM)
-$28.3M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
-895.7%
Net Margin
-974.3%
ROE
-104.5%
ROIC
-75.9%
Debt / Equity
—
Net Cash
—
Return 1Y
+964.3%
Company profile
Pineapple Financial Inc. is a Canadian-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages and consumers. We are a Canadian company, incorporated under the law of the Province of Ontario, and our principal executive offices are located at Unit 200, 111 Gordon Baker Road, North York, Ontario M2H 3R1. Our registered and records office is located at 67 Mowat Avenue, Suite 122, Toronto, Ontario.
- CEO
- Shubha Dasgupta
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Website
- gopineapple.com
Earnings
PAPL Q2 2026 Earnings
Period ends 2026-02-28
MetricActualYoY
Revenue$707,342.00↓ -4.8%
Diluted EPS-$1.21↓ -30.1%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | — | $3.6M | $2.5M | $2.7M | $3.0M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | -$2.8M | -$3.8M | -$2.9M |
| Net income | — | -$2.8M | -$2.8M | -$4.1M | -$3.6M |
| Diluted EPS | — | -$0.45 | -$0.45 | -$11.46 | -$5.31 |
| Operating cash flow | — | -$1.8M | -$2.1M | -$1.7M | -$946,820.00 |
| Free cash flow | — | -$2.1M | -$2.2M | -$1.7M | — |
| Gross margin | — | — | — | — | — |
| Operating margin | — | — | -111.2% | -142.2% | -98.7% |
| Net margin | — | -78.0% | -112.3% | -152.6% | -121.8% |
| Line item | Q3 '24 | Q3 '24 | Q1 '24 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '25 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $736,448.00 | $598,315.00 | $766,074.00 | $743,309.00 | $746,903.00 | $730,537.00 | $721,727.00 | $707,342.00 |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | -$896,148.00 | -$1.4M | -$693,515.00 | -$598,948.00 | -$696,531.00 | -$958,899.00 | -$6.6M | -$17.8M |
| Net income | -$848,605.00 | -$1.7M | -$656,894.00 | -$595,449.00 | -$557,736.00 | -$1.8M | -$6.4M | -$19.5M |
| Diluted EPS | -$0.12 | -$11.10 | -$2.60 | -$1.73 | -$0.05 | -$0.93 | -$4.79 | -$1.21 |
| Operating cash flow | $123,032.00 | -$264,651.00 | -$663,597.00 | -$172,631.00 | $397,030.00 | -$507,622.00 | -$489,745.00 | -$3.3M |
| Free cash flow | $122,702.00 | -$264,680.00 | — | — | — | — | -$491,668.00 | -$3.3M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | -121.7% | -232.8% | -90.5% | -80.6% | -93.3% | -131.3% | -909.1% | -2518.8% |
| Net margin | -115.2% | -288.0% | -85.7% | -80.1% | -74.7% | -250.3% | -891.6% | -2756.2% |
Company news
Apr 30, 2026
Apr 22, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
No insider transactions in the last 12 months.
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2025-07-16 | Marin Kendall Leo· COO | Buy | 425 | $3.00 | $1,275.00 | filing |
| 2025-07-16 | Marin Kendall Leo· COO | Buy | 600 | $2.00 | $1,200.00 | filing |
| 2025-07-16 | Marin Kendall Leo· COO | Buy | 150 | $2.89 | $433.50 | filing |
| 2025-07-15 | Marin Kendall Leo· COO | Buy | 68,000 | $0.10 | $6,460.00 | filing |
| 2025-07-15 | Marin Kendall Leo· COO | Buy | 12,000 | $0.09 | $1,068.00 | filing |
| 2025-07-15 | Marin Kendall Leo· COO | Buy | 1,000 | $0.10 | $100.00 | filing |
| 2025-07-14 | Marin Kendall Leo· COO | Buy | 4,000 | $0.10 | $380.00 | filing |
| 2025-07-14 | Marin Kendall Leo· COO | Buy | 3,000 | $0.09 | $270.00 | filing |
| 2025-07-11 | Marin Kendall Leo· COO | Buy | 1,000 | $0.10 | $100.00 | filing |
| 2025-07-10 | Marin Kendall Leo· COO | Buy | 2,100 | $0.09 | $189.00 | filing |
| 2025-07-10 | Marin Kendall Leo· COO | Buy | 2,000 | $0.09 | $188.00 | filing |
| 2025-07-10 | Marin Kendall Leo· COO | Buy | 1,000 | $0.10 | $100.00 | filing |
| 2025-07-08 | Marin Kendall Leo· COO | Buy | 3,000 | $0.10 | $291.00 | filing |
| 2025-07-08 | Marin Kendall Leo· COO | Buy | 2,000 | $0.10 | $200.00 | filing |
| 2025-07-07 | Marin Kendall Leo· COO | Buy | 6,000 | $0.09 | $564.00 | filing |
| 2025-07-03 | Marin Kendall Leo· COO | Buy | 2,000 | $0.10 | $198.00 | filing |
| 2025-07-03 | Marin Kendall Leo· COO | Buy | 1,000 | $0.10 | $95.00 | filing |
| 2025-07-02 | Marin Kendall Leo· COO | Buy | 14,000 | $0.10 | $1,400.00 | filing |
| 2025-07-01 | Marin Kendall Leo· COO | Buy | 4,000 | $0.10 | $400.00 | filing |
| 2025-06-30 | Marin Kendall Leo· COO | Buy | 18,000 | $0.09 | $1,692.00 | filing |
| 2025-06-27 | Marin Kendall Leo· COO | Buy | 19,500 | $0.10 | $1,852.50 | filing |
| 2025-06-26 | Marin Kendall Leo· COO | Buy | 38,000 | $0.09 | $3,420.00 | filing |
| 2025-06-26 | Marin Kendall Leo· COO | Buy | 15,000 | $0.09 | $1,348.50 | filing |
| 2025-06-26 | Marin Kendall Leo· COO | Buy | 2,700 | $0.08 | $216.00 | filing |
| 2025-06-26 | Marin Kendall Leo· COO | Buy | 2,000 | $0.08 | $159.60 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.