OLD SECOND BANCORP INC
OSBCNasdaq
$23.64
↓ -1.0%Jul 17 close · end-of-day
Price
1Y↑ +30.0%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.3B
Enterprise Value
$1.1B
P/E
14.2
P/S
—
P/B
1.4
EV/EBITDA
—
PEG
5.0
FCF Yield
10.9%
Dividend Yield
1.1%
Revenue (TTM)
—
Net Income (TTM)
$86.1M
Free Cash Flow (TTM)
$137.7M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
9.6%
ROIC
—
Debt / Equity
—
Net Cash
$115.7M
Return 1Y
+28.8%
Company profile
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans.
- CEO
- James L. Eccher
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 890
- Headquarters
- Illinois
- Website
- oldsecond.com
Management & directors
- Adams Bradley S.CFO & COO
- Collins Gary SVICE CHAIRMAN
- Eccher JamesCHAIRMAN AND CEO
- Gartelmann Richard A JrEVP
- Pilmer DonaldEVP
- Campbell Darin PatrickPresident, Powersports Lending
Roles derived from SEC Form 4 filings.
Earnings
OSBC Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.48↑ +11.6%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $27.8M | $20.0M | $67.4M | $91.7M | $85.3M | $80.3M |
| Diluted EPS | $0.92 | $0.65 | $1.49 | $2.02 | $1.87 | $1.62 |
| Operating cash flow | $26.0M | $31.0M | $97.3M | $116.4M | $131.5M | $122.3M |
| Free cash flow | $22.1M | $29.0M | $93.0M | $104.0M | $120.7M | $117.8M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $21.9M | $23.0M | $19.1M | $19.8M | $21.8M | $9.9M | $28.8M | $25.6M |
| Diluted EPS | $0.48 | $0.50 | $0.42 | $0.43 | $0.48 | $0.18 | $0.53 | $0.48 |
| Operating cash flow | $11.6M | $48.5M | $24.0M | $17.8M | $24.2M | $35.9M | $44.2M | $36.9M |
| Free cash flow | $8.7M | $46.2M | $21.8M | $16.2M | $23.5M | $34.7M | $43.4M | $36.2M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 16, 2026
Jul 15, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-30 | ADAMS BRADLEY S.· CFO & COO | J | 34 | $0.00 | $0.00 | filing |
| 2026-06-30 | COLLINS GARY S· VICE CHAIRMAN | J | 37 | $0.00 | $0.00 | filing |
| 2026-06-30 | Pilmer Donald· EVP | J | 1 | $0.00 | $0.00 | filing |
| 2026-06-30 | Pilmer Donald· EVP | J | 14 | $0.00 | $0.00 | filing |
| 2026-06-30 | Eccher James· CHAIRMAN AND CEO | J | 21 | $0.00 | $0.00 | filing |
| 2026-06-30 | Eccher James· CHAIRMAN AND CEO | J | 111 | $0.00 | $0.00 | filing |
| 2026-06-30 | Gartelmann Richard A JR· EVP | J | 42 | $0.00 | $0.00 | filing |
| 2026-05-22 | COLLINS GARY S· VICE CHAIRMAN | Sale | 5,120 | $21.12 | $108,134.40 | filing |
| 2026-05-21 | COLLINS GARY S· VICE CHAIRMAN | Sale | 10,000 | $21.12 | $211,200.00 | filing |
| 2026-05-11 | Pilmer Donald· EVP | Sale | 25,000 | $20.75 | $518,795.00 | filing |
| 2026-05-11 | Lyons Billy J Jr. | Buy | 24 | $20.90 | $501.60 | filing |
| 2026-05-08 | COLLINS GARY S· VICE CHAIRMAN | Sale | 10,000 | $21.24 | $212,400.00 | filing |
| 2026-05-08 | COLLINS GARY S· VICE CHAIRMAN | Sale | 5,000 | $21.23 | $106,125.00 | filing |
| 2026-03-31 | Pilmer Donald· EVP | J | 13 | $0.00 | $0.00 | filing |
| 2026-03-31 | ADAMS BRADLEY S.· CFO & COO | J | 35 | $0.00 | $0.00 | filing |
| 2026-03-31 | COLLINS GARY S· VICE CHAIRMAN | J | 253 | $0.00 | $0.00 | filing |
| 2026-03-31 | Pilmer Donald· EVP | J | 1 | $0.00 | $0.00 | filing |
| 2026-03-31 | Eccher James· CHAIRMAN AND CEO | J | 369 | $0.00 | $0.00 | filing |
| 2026-03-31 | Eccher James· CHAIRMAN AND CEO | J | 22 | $0.00 | $0.00 | filing |
| 2026-03-31 | Gartelmann Richard A JR· EVP | J | 43 | $0.00 | $0.00 | filing |
| 2026-03-20 | COLLINS GARY S· VICE CHAIRMAN | Sale | 22,154 | $19.38 | $429,435.35 | filing |
| 2026-03-02 | Eccher James· CHAIRMAN AND CEO | Tax withholding | 12,838 | $19.91 | $255,604.58 | filing |
| 2026-03-02 | ADAMS BRADLEY S.· CFO & COO | Tax withholding | 4,587 | $19.91 | $91,327.17 | filing |
| 2026-03-02 | COLLINS GARY S· VICE CHAIRMAN | Tax withholding | 4,228 | $19.91 | $84,179.48 | filing |
| 2026-03-02 | Pilmer Donald· EVP | Tax withholding | 2,720 | $19.91 | $54,155.20 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.