ORRSTOWN FINANCIAL SERVICES INC
ORRFNasdaq
$41.34
↓ -1.8%Jul 17 close · end-of-day
Price
1Y↑ +29.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$802.4M
Enterprise Value
$802.4M
P/E
9.5
P/S
—
P/B
1.3
EV/EBITDA
—
PEG
0.4
FCF Yield
10.8%
Dividend Yield
2.7%
Revenue (TTM)
—
Net Income (TTM)
$84.6M
Free Cash Flow (TTM)
$87.0M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
14.0%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+27.3%
Company profile
Orrstown Financial Services, Inc. provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans.
- CEO
- Thomas R. Quinn
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 430
- Headquarters
- Pennsylvania
- Website
- orrstown.com
Management & directors
- Jaeger MichaelEVP, Chief Experience Officer
- Mulcahy SeanChief Accounting Officer
- Quinn Thomas R JrPresident & CEO
- Alpert Matthew DEVP, Chief Wealth Officer
- Holt Christopher DEVP, Market President
- Hocker Joshua DEVP, Market President
- Chajkowski DavidEVP, Chief Credit Officer
- Colvard Benjamin H IvEVP, Chief Operations Officer
- Coradi Robert GEVP, Chief Risk Officer
- Doll AmyEVP, Chief Admin. Officer
- Dyckman MatthewEVP, General Counsel
- Fague Philip EEVP, Trust & Wealth
Roles derived from SEC Form 4 filings.
Earnings
ORRF Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.12↑ +20.4%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $16.5M | $18.9M | $19.5M | $19.5M | $27.3M | $37.1M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $26.5M | $32.9M | $22.0M | $35.7M | $22.1M | $80.9M |
| Diluted EPS | $2.40 | $2.96 | $2.06 | $3.42 | $1.48 | $4.18 |
| Operating cash flow | $30.2M | $40.8M | $36.2M | $43.7M | $35.0M | $74.7M |
| Free cash flow | $28.9M | $39.6M | $35.3M | $41.4M | $33.4M | $70.5M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 160.6% | 173.7% | 113.2% | 183.1% | 80.7% | 217.7% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $7.7M | -$7.9M | $13.7M | $18.1M | $19.4M | $21.9M | $21.5M | $21.8M |
| Diluted EPS | $0.73 | -$0.41 | $0.35 | $0.93 | $1.01 | $1.13 | $1.11 | $1.12 |
| Operating cash flow | $6.4M | $7.5M | $8.4M | $11.0M | $24.5M | $22.8M | $16.5M | $25.5M |
| Free cash flow | $6.4M | $7.1M | $7.2M | $8.6M | $23.7M | $22.3M | $15.9M | $25.1M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 16, 2026
Jul 15, 2026
Jul 14, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | Jaeger Michael· EVP, Chief Experience Officer | Tax withholding | 296 | $40.83 | $12,085.68 | filing |
| 2026-07-01 | Mulcahy Sean· Chief Accounting Officer | Tax withholding | 296 | $40.83 | $12,085.68 | filing |
| 2026-06-01 | Quinn Thomas R Jr· President & CEO | Tax withholding | 10,209 | $37.13 | $379,060.17 | filing |
| 2026-06-01 | Quinn Thomas R Jr· President & CEO | Tax withholding | 3,642 | $37.13 | $135,227.46 | filing |
| 2026-05-05 | BROBST BARBARA E | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | Segal Eric Andrew | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | Alpert Matthew D· EVP, Chief Wealth Officer | Award | 15,000 | $0.00 | $0.00 | filing |
| 2026-05-05 | Joiner Cindy Jeannette | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | Rice Michael John | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | BROWN SARAH M | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | FAINOR SCOTT V | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | ZULLINGER JOEL R | Award | 2,600 | $0.00 | $0.00 | filing |
| 2026-05-05 | GIAMBALVO JOHN W | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | SNOKE GLENN W | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | Keller Mark K | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | Messick John Rodney | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-05-05 | Brunner Brian D | Award | 1,500 | $0.00 | $0.00 | filing |
| 2026-03-18 | Brunner Brian D | Buy | 1,000 | $34.02 | $34,017.00 | filing |
| 2026-03-11 | Holt Christopher D· EVP, Market President | Sale | 7,820 | $34.29 | $268,147.80 | filing |
| 2026-02-23 | Hocker Joshua D· EVP, Market President | Tax withholding | 90 | $38.08 | $3,427.20 | filing |
| 2026-02-19 | Quinn Thomas R Jr· President & CEO | Sale | 10,373 | $37.43 | $388,261.39 | filing |
| 2026-02-18 | Quinn Thomas R Jr· President & CEO | Sale | 28 | $37.70 | $1,055.46 | filing |
| 2026-02-17 | Quinn Thomas R Jr· President & CEO | Tax withholding | 3,127 | $37.64 | $117,700.28 | filing |
| 2026-02-17 | Holt Christopher D· EVP, Market President | Tax withholding | 2,180 | $37.64 | $82,055.20 | filing |
| 2026-02-17 | KALANI NEELESH· EVP, Chief Financial Officer | Tax withholding | 2,075 | $37.64 | $78,103.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.