OP Bancorp
OPBKNasdaq
$14.98
↓ -2.0%Jul 17 close · end-of-day
Price
1Y↑ +17.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$223.7M
Enterprise Value
$63.4M
P/E
8.2
P/S
83.9
P/B
1.0
EV/EBITDA
—
PEG
—
FCF Yield
12.0%
Dividend Yield
3.2%
Revenue (TTM)
$2.7M
Net Income (TTM)
$27.3M
Free Cash Flow (TTM)
$26.8M
Gross Margin
—
Operating Margin
—
Net Margin
1024.0%
ROE
11.7%
ROIC
—
Debt / Equity
—
Net Cash
$160.3M
Return 1Y
+14.3%
Company profile
OP Bancorp operates as the bank holding company for Open Bank. It offers demand, checking, savings, money market, and time deposit accounts. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans.
- CEO
- Min J. Kim
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 190
- Headquarters
- California
- Website
- myopenbank.com
Management & directors
- Oh Sang KyoChief Executive Officer
- Oh Christine YoonChief Operating Officer
- Park Jae H.Chief Risk Officer
- Bang Jimmy MChief Lending Officer
- Park JaehyunChief Financial Officer
- Won WesleyChief Technology Officer
- Pak Yeong GwonChief Credit Officer
Roles derived from SEC Form 4 filings.
Earnings
OPBK Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$463,000.00↓ -53.7%
Diluted EPS$0.48↑ +29.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $1.4M | $1.6M | $1.7M | $2.1M | $3.3M | $3.2M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $13.1M | $28.8M | $33.3M | $23.9M | $21.1M | $25.6M |
| Diluted EPS | $0.85 | $1.88 | $2.14 | $1.55 | $1.39 | $1.72 |
| Operating cash flow | -$4.9M | -$28.3M | $83.7M | $67.8M | $31.2M | $26.2M |
| Free cash flow | -$5.5M | -$29.4M | $82.3M | $65.6M | $29.7M | $23.4M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 917.3% | 1846.4% | 1988.7% | 1126.6% | 646.1% | 800.1% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $793,000.00 | $889,000.00 | $967,000.00 | $1.0M | $1.0M | $725,000.00 | $462,000.00 | $463,000.00 |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $5.4M | $5.4M | $5.0M | $5.6M | $6.3M | $6.7M | $7.0M | $7.2M |
| Diluted EPS | $0.36 | $0.36 | $0.33 | $0.37 | $0.42 | $0.45 | $0.48 | $0.48 |
| Operating cash flow | $15.8M | $13.3M | $5.3M | $5.6M | -$7.0M | $23.9M | $3.6M | $7.7M |
| Free cash flow | $15.7M | $12.8M | $4.5M | $4.2M | -$7.7M | $23.4M | $3.5M | $7.6M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 685.5% | 611.5% | 514.1% | 556.0% | 622.7% | 924.6% | 1523.6% | 1562.4% |
Company news
Jun 29, 2026
Apr 23, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | OH Sang Kyo· Chief Executive Officer | Option exercise | 5,865 | — | — | filing |
| 2026-06-24 | OH Sang Kyo· Chief Executive Officer | Option exercise | 9,000 | — | — | filing |
| 2026-06-12 | Oh Christine Yoon· Chief Operating Officer | Sale | 1,549 | $14.20 | $21,996.73 | filing |
| 2026-06-11 | Oh Christine Yoon· Chief Operating Officer | Sale | 8,251 | $14.08 | $116,203.78 | filing |
| 2026-06-10 | Oh Christine Yoon· Chief Operating Officer | Sale | 12,018 | $14.29 | $171,727.61 | filing |
| 2026-06-08 | Park Jae H.· Chief Risk Officer | Tax withholding | 1,241 | $14.15 | $17,560.15 | filing |
| 2026-06-08 | Park Jae H.· Chief Risk Officer | Option exercise | 3,846 | — | — | filing |
| 2026-05-28 | YOON KI WON | Option exercise | 2,408 | — | — | filing |
| 2026-05-28 | Sohn Myung Shin | Option exercise | 2,408 | — | — | filing |
| 2026-05-28 | Kim Hyung J | Option exercise | 2,408 | — | — | filing |
| 2026-05-28 | Kwon Sunny | Option exercise | 2,408 | — | — | filing |
| 2026-05-28 | SHIN YONG SIN | Option exercise | 2,408 | — | — | filing |
| 2026-05-28 | KIM MIN | Option exercise | 3,371 | — | — | filing |
| 2026-05-26 | Oh Christine Yoon· Chief Operating Officer | Tax withholding | 1,290 | $14.11 | $18,201.90 | filing |
| 2026-05-26 | Oh Christine Yoon· Chief Operating Officer | Option exercise | 4,000 | — | — | filing |
| 2026-03-31 | Bang Jimmy M· Chief Lending Officer | Tax withholding | 326 | $13.30 | $4,335.80 | filing |
| 2026-03-31 | Bang Jimmy M· Chief Lending Officer | Option exercise | 1,020 | — | — | filing |
| 2026-03-12 | Park Jaehyun· Chief Financial Officer | Sale | 958 | $12.91 | $12,367.78 | filing |
| 2026-03-03 | Park Jaehyun· Chief Financial Officer | Tax withholding | 577 | $13.39 | $7,726.03 | filing |
| 2026-03-03 | Won Wesley· Chief Technology Officer | Tax withholding | 542 | $13.39 | $7,257.38 | filing |
| 2026-03-03 | Won Wesley· Chief Technology Officer | Option exercise | 1,443 | — | — | filing |
| 2026-03-03 | Park Jaehyun· Chief Financial Officer | Option exercise | 1,535 | — | — | filing |
| 2026-02-24 | Bang Jimmy M· Chief Lending Officer | Tax withholding | 699 | $13.28 | $9,282.72 | filing |
| 2026-02-24 | Bang Jimmy M· Chief Lending Officer | Option exercise | 1,861 | — | — | filing |
| 2025-12-30 | Pak Yeong Gwon· Chief Credit Officer | Tax withholding | 413 | $14.24 | $5,881.12 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.