OFG BANCORP
OFGNYSE
$50.07
↓ -2.1%Jul 17 close · end-of-day
Price
1Y↑ +17.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$2.2B
Enterprise Value
$1.5B
P/E
10.3
P/S
—
P/B
1.6
EV/EBITDA
—
PEG
1.0
FCF Yield
8.8%
Dividend Yield
2.5%
Revenue (TTM)
—
Net Income (TTM)
$213.5M
Free Cash Flow (TTM)
$189.4M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
15.6%
ROIC
—
Debt / Equity
—
Net Cash
$636.5M
Return 1Y
+13.5%
Company profile
OFG Bancorp provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company operates through a network of 50 branches in Puerto Rico and 2 branches in USVI.
- CEO
- José R. Fernández
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 2,250
- Website
- ofgbancorp.com
Management & directors
- Rodriguez Mari EvelynChief Retail Banking Officer
- Fernandez Jose RafaelCEO; Chairman BOD
- Arizmendi MaritzaChief Financial Officer
- Garcia AdaManaging Dir Customer Intelli
- Gonzalez HughGeneral Counsel
- Haggarty Patrick J.Managing Director Comm. Bankin
- Ortiz Cesar AChief Risk Officer
Roles derived from SEC Form 4 filings.
Earnings
OFG Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.26↑ +26.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $74.3M | $146.2M | $166.2M | $181.9M | $198.2M | $205.1M |
| Diluted EPS | $1.32 | $2.81 | $3.44 | $3.83 | $4.23 | $4.58 |
| Operating cash flow | $35.0M | $100.0M | $164.5M | $295.7M | $252.5M | $217.7M |
| Free cash flow | $19.7M | $77.0M | $133.5M | $277.8M | $231.2M | $199.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $0.00 | $0.00 | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $51.1M | $47.0M | $50.3M | $45.6M | $51.8M | $51.8M | $55.9M | $53.9M |
| Diluted EPS | $1.08 | $1.00 | $1.10 | $1.00 | $1.15 | $1.16 | $1.27 | $1.26 |
| Operating cash flow | $95.1M | $58.1M | $38.3M | $83.1M | $35.9M | $39.5M | $59.2M | $73.1M |
| Free cash flow | $90.4M | $51.8M | $34.2M | $78.7M | $31.8M | $35.5M | $53.3M | $68.8M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 17, 2026
Jul 13, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-19 | Rodriguez Mari Evelyn· Chief Retail Banking Officer | Tax withholding | 1,957 | $45.74 | $89,513.18 | filing |
| 2026-05-19 | Rodriguez Mari Evelyn· Chief Retail Banking Officer | Option exercise | 8,750 | — | — | filing |
| 2026-04-23 | FERNANDEZ JOSE RAFAEL· CEO; Chairman BOD | Gift | 10,000 | — | — | filing |
| 2026-03-10 | FERNANDEZ JOSE RAFAEL· CEO; Chairman BOD | Tax withholding | 1,667 | $41.39 | $68,997.13 | filing |
| 2026-03-10 | Arizmendi Maritza· Chief Financial Officer | Tax withholding | 431 | $41.39 | $17,839.09 | filing |
| 2026-03-10 | Ortiz Cesar A· Chief Risk Officer | Tax withholding | 376 | $41.39 | $15,562.64 | filing |
| 2026-03-10 | Gonzalez Hugh· General Counsel | Tax withholding | 250 | $41.39 | $10,347.50 | filing |
| 2026-03-10 | Garcia Ada· Managing Dir Customer Intelli | Tax withholding | 231 | $41.39 | $9,561.09 | filing |
| 2026-03-10 | Rodriguez Mari Evelyn· Chief Retail Banking Officer | Tax withholding | 199 | $41.39 | $8,236.61 | filing |
| 2026-03-10 | Haggarty Patrick J.· Managing Director Comm. Bankin | Tax withholding | 175 | $41.39 | $7,243.25 | filing |
| 2026-03-10 | Arizmendi Maritza· Chief Financial Officer | Award | 1,417 | — | — | filing |
| 2026-03-10 | Garcia Ada· Managing Dir Customer Intelli | Award | 717 | — | — | filing |
| 2026-03-10 | Gonzalez Hugh· General Counsel | Award | 667 | — | — | filing |
| 2026-03-10 | Rodriguez Mari Evelyn· Chief Retail Banking Officer | Award | 717 | — | — | filing |
| 2026-03-10 | FERNANDEZ JOSE RAFAEL· CEO; Chairman BOD | Award | 5,150 | — | — | filing |
| 2026-03-10 | Haggarty Patrick J.· Managing Director Comm. Bankin | Award | 717 | — | — | filing |
| 2026-03-10 | Ortiz Cesar A· Chief Risk Officer | Award | 717 | — | — | filing |
| 2026-03-04 | FERNANDEZ JOSE RAFAEL· CEO; Chairman BOD | Tax withholding | 2,195 | $41.39 | $90,851.05 | filing |
| 2026-03-04 | FERNANDEZ JOSE RAFAEL· CEO; Chairman BOD | Tax withholding | 1,523 | $42.66 | $64,971.18 | filing |
| 2026-03-04 | Arizmendi Maritza· Chief Financial Officer | Tax withholding | 516 | $41.39 | $21,357.24 | filing |
| 2026-03-04 | Ortiz Cesar A· Chief Risk Officer | Tax withholding | 412 | $41.39 | $17,052.68 | filing |
| 2026-03-04 | Arizmendi Maritza· Chief Financial Officer | Tax withholding | 394 | $42.66 | $16,808.04 | filing |
| 2026-03-04 | Ortiz Cesar A· Chief Risk Officer | Tax withholding | 381 | $42.66 | $16,253.46 | filing |
| 2026-03-04 | Gonzalez Hugh· General Counsel | Tax withholding | 282 | $42.66 | $12,030.12 | filing |
| 2026-03-04 | Gonzalez Hugh· General Counsel | Tax withholding | 278 | $41.39 | $11,506.42 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.