Orange County Bancorp, Inc. /DE/
OBTNasdaq
$37.56
↓ -2.4%Jul 17 close · end-of-day
Price
1Y↑ +37.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$501.5M
Enterprise Value
$501.5M
P/E
11.0
P/S
—
P/B
1.7
EV/EBITDA
—
PEG
—
FCF Yield
9.3%
Dividend Yield
1.7%
Revenue (TTM)
—
Net Income (TTM)
$44.2M
Free Cash Flow (TTM)
$46.7M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
15.2%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+34.4%
Company profile
Orange County Bancorp, Inc. provides commercial and consumer banking products and services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. The company operates 14 full-service branches and one loan production office in Orange, Westchester, Rockland, and Bronx counties.
- CEO
- Michael J. Gilfeather
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 210
- Headquarters
- New York
- Website
- orangebanktrust.com
Management & directors
- Dineen David PSVP, Dir. Wealth Services
- Gilfeather Michael JPresident and CEO
- Jones Elizabeth ASVP, Chief Operating Officer
- Lesler MichaelEVP, Chief Financial Officer
- Listner MichaelSVP and Chief Risk Officer
- Rooney StephenSVP, Chief Credit Officer
- Ruhl Joseph AReg Pres, Westchester County
- Sousa GregoryEVP and Deputy CLO
- Coulter Michael JEVP and CLO
Roles derived from SEC Form 4 filings.
Earnings
OBT Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.85↑ +10.4%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $11.7M | $21.3M | $24.4M | $29.5M | $27.9M | $41.6M |
| Diluted EPS | $2.59 | $4.28 | $4.33 | $2.62 | $2.47 | $3.33 |
| Operating cash flow | $11.3M | $20.3M | $30.5M | $44.5M | $34.6M | $43.8M |
| Free cash flow | $10.7M | $18.4M | $28.9M | $41.0M | $32.9M | $41.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $8.2M | $3.2M | $7.2M | $8.7M | $10.5M | $10.0M | $12.4M | $11.3M |
| Diluted EPS | $0.73 | $0.28 | $0.64 | $0.77 | $0.87 | $0.75 | $0.94 | $0.85 |
| Operating cash flow | $9.3M | $10.2M | $12.8M | $4.8M | -$5.0M | $30.2M | $13.8M | $10.2M |
| Free cash flow | $9.2M | $10.0M | $11.7M | $4.3M | -$5.7M | $29.6M | $13.1M | $9.7M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
May 25, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-03-19 | Gilfeather Michael J· President and CEO | Tax withholding | 6,189 | $31.15 | $192,787.35 | filing |
| 2026-03-19 | Ruhl Joseph A· Reg Pres, Westchester County | Tax withholding | 1,377 | $31.15 | $42,893.55 | filing |
| 2026-03-19 | Sousa Gregory· EVP and Deputy CLO | Tax withholding | 1,307 | $31.15 | $40,713.05 | filing |
| 2026-03-19 | Lesler Michael· EVP, Chief Financial Officer | Tax withholding | 1,177 | $31.15 | $36,663.55 | filing |
| 2026-03-19 | Rooney Stephen· SVP, Chief Credit Officer | Tax withholding | 841 | $31.15 | $26,197.15 | filing |
| 2026-03-19 | Listner Michael· SVP and Chief Risk Officer | Tax withholding | 832 | $31.15 | $25,916.80 | filing |
| 2026-03-19 | Dineen David P· SVP, Dir. Wealth Services | Tax withholding | 790 | $31.15 | $24,608.50 | filing |
| 2026-03-19 | Jones Elizabeth A· SVP, Chief Operating Officer | Tax withholding | 656 | $31.15 | $20,434.40 | filing |
| 2026-03-19 | Gilfeather Michael J· President and CEO | Buy | 200 | $31.25 | $6,249.98 | filing |
| 2026-03-19 | Jones Elizabeth A· SVP, Chief Operating Officer | Award | 3,792 | $0.00 | $0.00 | filing |
| 2026-03-19 | Lesler Michael· EVP, Chief Financial Officer | Award | 5,059 | $0.00 | $0.00 | filing |
| 2026-03-19 | Listner Michael· SVP and Chief Risk Officer | Award | 2,827 | $0.00 | $0.00 | filing |
| 2026-03-19 | Rooney Stephen· SVP, Chief Credit Officer | Award | 2,812 | $0.00 | $0.00 | filing |
| 2026-03-19 | Ruhl Joseph A· Reg Pres, Westchester County | Award | 5,133 | $0.00 | $0.00 | filing |
| 2026-03-19 | Sousa Gregory· EVP and Deputy CLO | Award | 5,056 | $0.00 | $0.00 | filing |
| 2026-03-19 | Dineen David P· SVP, Dir. Wealth Services | Award | 4,333 | $0.00 | $0.00 | filing |
| 2026-03-19 | Gilfeather Michael J· President and CEO | Award | 16,853 | $0.00 | $0.00 | filing |
| 2026-03-19 | Gilfeather Michael J· President and CEO | Award | 9,438 | $0.00 | $0.00 | filing |
| 2026-03-10 | Gilfeather Michael J· President and CEO | Tax withholding | 1,682 | $31.47 | $52,932.54 | filing |
| 2026-03-10 | Coulter Michael J· EVP and CLO | Tax withholding | 499 | $31.47 | $15,703.53 | filing |
| 2026-03-10 | Ruhl Joseph A· Reg Pres, Westchester County | Tax withholding | 459 | $31.47 | $14,444.73 | filing |
| 2026-03-10 | Sousa Gregory· EVP and Deputy CLO | Tax withholding | 410 | $31.47 | $12,902.70 | filing |
| 2026-03-10 | Listner Michael· SVP and Chief Risk Officer | Tax withholding | 326 | $31.47 | $10,259.22 | filing |
| 2026-03-10 | Dineen David P· SVP, Dir. Wealth Services | Tax withholding | 277 | $31.47 | $8,717.19 | filing |
| 2026-03-10 | Lesler Michael· EVP, Chief Financial Officer | Tax withholding | 271 | $31.47 | $8,528.37 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.