NATIONAL BANKSHARES INC
NKSHNasdaq
$36.59
↓ -2.6%Jul 17 close · end-of-day
Price
1Y↑ +33.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$232.9M
Enterprise Value
$170.8M
P/E
13.3
P/S
28.2
P/B
1.2
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
—
Revenue (TTM)
$8.3M
Net Income (TTM)
$17.6M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
—
ROIC
—
Debt / Equity
—
Net Cash
$62.2M
Return 1Y
+34.7%
Company profile
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg. It provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company operates 23 branch offices, a loan production office, and 22 automated teller machines.
- CEO
- F. Brad Denardo
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 220
- Headquarters
- Virginia
- Website
- nationalbankshares.com
Management & directors
- Jones Lora M.EVP/Chief Financial Officer
- Mylum Paul M.EVP/Chief Lending Officer
- Ramsey Lara EPresident & CEO
- Skeens David K.EVP/Chief Operating Officer
Roles derived from SEC Form 4 filings.
Earnings
NKSH Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$2.2M↑ +3.6%
Diluted EPS$0.78↑ +52.9%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $5.7M | $6.7M | $7.0M | $7.1M | $7.4M | $8.2M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $16.1M | $20.4M | $25.9M | $15.7M | $7.6M | $15.8M |
| Diluted EPS | $2.48 | — | $4.33 | $2.66 | $1.24 | $2.49 |
| Operating cash flow | $13.8M | $22.9M | $29.5M | $15.5M | $9.4M | $17.9M |
| Free cash flow | $12.0M | $22.6M | $28.2M | $14.0M | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 284.3% | 306.4% | 370.8% | 221.9% | 102.4% | 193.6% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.8M | $1.9M | $1.8M | $2.1M | $1.9M | $2.1M | $2.0M | $2.2M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | -$307,000.00 | $2.7M | $3.1M | $3.2M | $2.3M | $4.4M | $5.9M | $5.0M |
| Diluted EPS | -$0.05 | $0.42 | $0.50 | $0.51 | $0.36 | $0.69 | $0.93 | $0.78 |
| Operating cash flow | -$3.0M | $3.1M | $5.4M | $2.6M | $2.1M | $6.1M | $7.1M | $3.3M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | -16.8% | 142.8% | 167.2% | 151.8% | 119.2% | 212.7% | 287.6% | 225.6% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-10 | Thompson James Carroll | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | Sweet Alan Jeffrey | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | Smith Lutheria H. | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | Reynolds Glenn P | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | Johnson Mildred R | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | Fitzwater Norman V III | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | Dye Michael E | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | Dooley John Elliott | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | DENARDO F BRAD | Award | 221 | $0.00 | $0.00 | filing |
| 2026-06-10 | BALL LAWRENCE J | Award | 221 | $0.00 | $0.00 | filing |
| 2026-03-13 | Sweet Alan Jeffrey | Buy | 215 | $37.10 | $7,976.50 | filing |
| 2026-02-14 | Jones Lora M.· EVP/Chief Financial Officer | Award | 227 | $0.00 | $0.00 | filing |
| 2026-02-14 | Skeens David K.· EVP/Chief Operating Officer | Award | 265 | $0.00 | $0.00 | filing |
| 2026-02-14 | Mylum Paul M.· EVP/Chief Lending Officer | Award | 309 | $0.00 | $0.00 | filing |
| 2026-02-14 | Ramsey Lara E· President & CEO | Award | 261 | $0.00 | $0.00 | filing |
| 2026-02-11 | Jones Lora M.· EVP/Chief Financial Officer | Award | 767 | $0.00 | $0.00 | filing |
| 2026-02-11 | Skeens David K.· EVP/Chief Operating Officer | Award | 771 | $0.00 | $0.00 | filing |
| 2026-02-11 | Mylum Paul M.· EVP/Chief Lending Officer | Award | 906 | $0.00 | $0.00 | filing |
| 2026-02-11 | Ramsey Lara E· President & CEO | Award | 967 | $0.00 | $0.00 | filing |
| 2025-12-10 | Thompson James Carroll | Award | 219 | $0.00 | $0.00 | filing |
| 2025-12-10 | Sweet Alan Jeffrey | Award | 219 | $0.00 | $0.00 | filing |
| 2025-12-10 | Smith Lutheria H. | Award | 219 | $0.00 | $0.00 | filing |
| 2025-12-10 | Reynolds Glenn P | Award | 219 | $0.00 | $0.00 | filing |
| 2025-12-10 | MILLER MARY G | Award | 219 | $0.00 | $0.00 | filing |
| 2025-12-10 | Johnson Mildred R | Award | 219 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.