nCino, Inc.
NCNONasdaq
$17.85
↓ -1.7%Jul 17 close · end-of-day
Price
1Y↓ -40.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$2.0B
Enterprise Value
$2.1B
P/E
148.8
P/S
3.2
P/B
2.0
EV/EBITDA
31.1
PEG
—
FCF Yield
5.7%
Dividend Yield
—
Revenue (TTM)
$610.1M
Net Income (TTM)
$17.8M
Free Cash Flow (TTM)
$110.8M
Gross Margin
61.4%
Operating Margin
4.3%
Net Margin
2.9%
ROE
1.8%
ROIC
1.8%
Debt / Equity
0.3
Net Cash
-$160.0M
Return 1Y
-41.8%
Company profile
nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. The company also provides SimpleNexus, a suite of products that enables loan officers, borrowers, real estate agents, settlement agents, and others to engage in the homeownership process from internet-enabled devices. nCinos, Inc. provides banking software that digitizes, automates, and streamlines complex processes and workflow.
- CEO
- Pierre Naudé
- Sector
- Services
- Industry
- Computer Software
- Employees
- 1,680
- Headquarters
- North Carolina
- Website
- ncino.com
Management & directors
- Desmond SeanCEO & President
- Sellers JeanetteSVP of Accounting
- Orenstein GregoryCFO & Treasurer
- Rieger AprilChief Lgl. & Admin Ofc., Sec
- Kettell KeithChief Revenue Officer
Roles derived from SEC Form 4 filings.
Earnings
NCNO Q1 2026 Earnings
Period ends 2026-04-30
MetricActualYoY
Revenue$159.4M↑ +10.6%
Diluted EPS$0.12↑ +140.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|---|
| Revenue | $204.3M | $273.9M | $408.3M | $476.5M | $540.7M | $594.8M |
| Gross profit | $116.2M | $162.5M | $238.7M | $285.1M | $324.8M | $360.2M |
| Operating income | -$42.6M | -$71.4M | -$94.0M | -$39.5M | -$18.1M | $3.7M |
| Net income | -$40.5M | -$50.1M | -$101.8M | -$43.5M | -$33.0M | $9.7M |
| Diluted EPS | -$0.46 | -$0.51 | -$0.93 | -$0.38 | -$0.33 | $0.05 |
| Operating cash flow | $9.2M | -$19.2M | -$15.4M | $57.3M | $55.2M | $90.1M |
| Free cash flow | $4.9M | -$24.7M | -$33.7M | $53.8M | $53.4M | $82.6M |
| Gross margin | 56.9% | 59.3% | 58.5% | 59.8% | 60.1% | 60.6% |
| Operating margin | -20.9% | -26.1% | -23.0% | -8.3% | -3.4% | 0.6% |
| Net margin | -19.8% | -18.3% | -24.9% | -9.1% | -6.1% | 1.6% |
| Line item | Q2 '24 | Q3 '24 | Q4 '25 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '26 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $132.4M | $138.8M | $141.4M | $144.1M | $148.8M | $152.2M | $149.7M | $159.4M |
| Gross profit | $78.5M | $85.1M | $84.4M | $86.4M | $88.1M | $93.7M | $91.9M | $100.9M |
| Operating income | -$7.9M | -$824,000.00 | -$5.7M | -$1.5M | -$9.3M | $11.7M | $2.8M | $21.1M |
| Net income | -$11.0M | -$5.3M | -$13.8M | $5.6M | -$15.3M | $6.5M | $12.9M | $13.6M |
| Diluted EPS | -$0.10 | -$0.05 | -$0.15 | $0.05 | -$0.13 | $0.06 | $0.07 | $0.12 |
| Operating cash flow | $5.0M | $5.8M | -$10.0M | $54.3M | $17.7M | $5.1M | $12.9M | $81.4M |
| Free cash flow | $4.6M | $5.1M | -$10.4M | $52.6M | $12.6M | $4.9M | $12.5M | $80.8M |
| Gross margin | 59.3% | 61.3% | 59.7% | 60.0% | 59.2% | 61.6% | 61.4% | 63.3% |
| Operating margin | -6.0% | -0.6% | -4.1% | -1.0% | -6.2% | 7.7% | 1.9% | 13.2% |
| Net margin | -8.3% | -3.8% | -9.7% | 3.9% | -10.3% | 4.3% | 8.6% | 8.6% |
Company news
Jul 15, 2026
Jul 14, 2026
Jul 12, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-06 | Desmond Sean· CEO & President | Sale | 8,064 | $17.47 | $140,878.08 | filing |
| 2026-07-06 | Desmond Sean· CEO & President | Option exercise | 8,064 | $4.98 | $40,158.72 | filing |
| 2026-06-18 | Dugatkin Diego German | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-18 | Naude Pierre | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-18 | Nyweide Justin C. | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-18 | RUH WILLIAM J | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-18 | Kilday Pamela | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-18 | Doyle Jonathan J | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-18 | Spruill William R | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-18 | Yasutake Andrew Hideki | Award | 12,911 | $0.00 | $0.00 | filing |
| 2026-06-03 | Desmond Sean· CEO & President | Sale | 8,064 | $16.26 | $131,120.64 | filing |
| 2026-06-03 | Desmond Sean· CEO & President | Option exercise | 8,064 | $4.98 | $40,158.72 | filing |
| 2026-05-05 | Desmond Sean· CEO & President | Sale | 16,589 | $18.04 | $299,265.56 | filing |
| 2026-05-05 | Sellers Jeanette· SVP of Accounting | Sale | 3,695 | $18.04 | $66,657.80 | filing |
| 2026-05-05 | Desmond Sean· CEO & President | Option exercise | 8,065 | $4.98 | $40,163.70 | filing |
| 2026-05-04 | Naude Pierre | Sale | 35,650 | $18.02 | $642,234.75 | filing |
| 2026-05-04 | Desmond Sean· CEO & President | Sale | 22,073 | $18.02 | $397,645.10 | filing |
| 2026-05-04 | Orenstein Gregory· CFO & Treasurer | Sale | 14,650 | $18.02 | $263,919.75 | filing |
| 2026-05-04 | Rieger April· Chief Lgl. & Admin Ofc., Sec | Sale | 9,693 | $18.02 | $174,619.40 | filing |
| 2026-05-04 | Sellers Jeanette· SVP of Accounting | Sale | 1,486 | $18.02 | $26,770.29 | filing |
| 2026-05-01 | Kettell Keith· Chief Revenue Officer | Award | 228,832 | $0.00 | $0.00 | filing |
| 2026-05-01 | Sellers Jeanette· SVP of Accounting | Award | 15,446 | $0.00 | $0.00 | filing |
| 2026-05-01 | Rieger April· Chief Lgl. & Admin Ofc., Sec | Award | 177,345 | $0.00 | $0.00 | filing |
| 2026-05-01 | Orenstein Gregory· CFO & Treasurer | Award | 274,599 | $0.00 | $0.00 | filing |
| 2026-05-01 | Desmond Sean· CEO & President | Award | 703,661 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.