NAVIENT CORP
NAVINasdaq
$8.65
↓ -0.2%Jul 17 close · end-of-day
Price
1Y↓ -37.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$830.4M
Enterprise Value
$45.3B
P/E
—
P/S
—
P/B
0.3
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
7.4%
Revenue (TTM)
—
Net Income (TTM)
-$61.0M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
-2.6%
ROIC
—
Debt / Equity
19.0
Net Cash
-$44.5B
Return 1Y
-35.9%
Company profile
Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns, originates, acquires, and services refinance and in-school private education loans.
- CEO
- John F. Remondi
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Trading
- Employees
- 4,000
- Headquarters
- Virginia
- Website
- navient.com
Management & directors
- Yowan David L.President & CEO
- Hauber Stephen MEVP, CFO & PAO
- Standish TroyEVP & Chief Operating Officer
Roles derived from SEC Form 4 filings.
Earnings
NAVI Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.17↓ -950.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $388.0M | $507.0M | $332.0M | $321.0M | $271.0M | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $412.0M | $717.0M | $645.0M | $228.0M | $131.0M | -$80.0M |
| Diluted EPS | $2.12 | $4.18 | $4.49 | $1.85 | $1.18 | -$0.81 |
| Operating cash flow | $987.0M | $702.0M | $305.0M | $676.0M | $459.0M | $441.0M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 106.2% | 141.4% | 194.3% | 71.0% | 48.3% | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $81.0M | $70.0M | $43.0M | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $36.0M | -$2.0M | $24.0M | -$2.0M | $14.0M | -$86.0M | -$6.0M | $17.0M |
| Diluted EPS | $0.32 | -$0.02 | $0.24 | -$0.02 | $0.13 | -$0.87 | -$0.05 | $0.17 |
| Operating cash flow | $279.0M | -$10.0M | $8.0M | $71.0M | $126.0M | $70.0M | $174.0M | -$47.0M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 44.4% | -2.9% | 55.8% | — | — | — | — | — |
Company news
Jul 6, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-04 | YOWAN DAVID L.· President & CEO | D | 63,881 | $7.77 | $496,356.71 | filing |
| 2026-06-04 | YOWAN DAVID L.· President & CEO | Tax withholding | 43,482 | $7.77 | $337,856.24 | filing |
| 2026-06-04 | Lawson Michael A | Award | 18,018 | $7.77 | $139,999.86 | filing |
| 2026-06-04 | ARNOLD FREDERICK | Award | 18,018 | $7.77 | $139,999.86 | filing |
| 2026-06-04 | YOWAN DAVID L.· President & CEO | Award | 18,018 | $7.77 | $139,999.86 | filing |
| 2026-06-04 | YOWAN DAVID L.· President & CEO | Tax withholding | 14,676 | $7.77 | $114,032.52 | filing |
| 2026-06-04 | YOWAN DAVID L.· President & CEO | Award | 36,235 | $0.00 | $0.00 | filing |
| 2026-06-04 | YOWAN DAVID L.· President & CEO | Option exercise | 107,363 | — | — | filing |
| 2026-05-22 | STANDISH TROY· EVP & Chief Operating Officer | Tax withholding | 1,125 | $8.44 | $9,495.00 | filing |
| 2026-05-22 | HAUBER STEPHEN M· EVP, CFO & PAO | Tax withholding | 816 | $8.44 | $6,887.04 | filing |
| 2026-03-04 | HAUBER STEPHEN M· EVP, CFO & PAO | Award | 73,444 | $8.68 | $637,493.92 | filing |
| 2026-03-04 | STANDISH TROY· EVP & Chief Operating Officer | Award | 51,843 | $8.68 | $449,997.24 | filing |
| 2026-03-02 | HAUBER STEPHEN M· EVP, CFO & PAO | Tax withholding | 4,838 | $8.62 | $41,703.56 | filing |
| 2026-03-02 | STANDISH TROY· EVP & Chief Operating Officer | Tax withholding | 1,783 | $8.62 | $15,369.46 | filing |
| 2026-02-09 | HAUBER STEPHEN M· EVP, CFO & PAO | Tax withholding | 2,979 | $10.03 | $29,879.37 | filing |
| 2026-02-09 | STANDISH TROY· EVP & Chief Operating Officer | Tax withholding | 1,810 | $10.03 | $18,154.30 | filing |
| 2026-02-07 | HAUBER STEPHEN M· EVP, CFO & PAO | Tax withholding | 5,167 | $10.05 | $51,928.35 | filing |
| 2026-02-07 | STANDISH TROY· EVP & Chief Operating Officer | Tax withholding | 3,059 | $10.05 | $30,742.95 | filing |
| 2026-02-06 | HAUBER STEPHEN M· EVP, CFO & PAO | Tax withholding | 2,962 | $10.05 | $29,768.10 | filing |
| 2026-02-06 | STANDISH TROY· EVP & Chief Operating Officer | Tax withholding | 893 | $10.05 | $8,974.65 | filing |
| 2025-12-31 | YOWAN DAVID L.· President & CEO | Tax withholding | 24,075 | $13.00 | $312,975.00 | filing |
| 2025-11-28 | STANDISH TROY· EVP & Chief Operating Officer | Tax withholding | 769 | $12.40 | $9,535.60 | filing |
| 2025-07-03 | YOWAN DAVID L.· President & CEO | Tax withholding | 23,501 | $14.82 | $348,284.82 | filing |
Latest 23 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.