Midland States Bancorp, Inc.
MSBIPNasdaq
$25.12
↑ +0.2%Jul 17 close · end-of-day
Price
1Y↑ +17.5%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$535.1M
Enterprise Value
$574.9M
P/E
20.9
P/S
—
P/B
1.0
EV/EBITDA
—
PEG
—
FCF Yield
21.3%
Dividend Yield
5.1%
Revenue (TTM)
—
Net Income (TTM)
$35.2M
Free Cash Flow (TTM)
$113.8M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
6.3%
ROIC
—
Debt / Equity
0.3
Net Cash
-$39.8M
Return 1Y
+16.6%
Company profile
Midland States Bancorp, Inc. provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through Banking, Wealth Management, and Other segments. As of December 31, 2021, it operated 52 full-service banking offices.
- CEO
- Jeffrey G. Ludwig
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 970
- Headquarters
- Illinois
- Website
- midlandsb.com
Management & directors
- Casey Daniel EdwardCROF
- Jameson Jeremy AndrewEVP - Chief Credit Officer
- Stack Claire AnnEVP - Chief Financial Officer
- Ludwig Jeffrey G.President & CEO
- Mooney Kyle OwenSVP - Chief Operating Officer
- Lemke EricChief Financial Officer
- Mefford Jeffrey S.President
- Spring Donald J.Chief Accounting Officer
Roles derived from SEC Form 4 filings.
Earnings
MSBIP Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.74↓ -111.2%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $22.5M | $81.3M | $100.2M | $61.2M | $38.0M | -$124.3M |
| Diluted EPS | $0.95 | $3.57 | $4.28 | $2.33 | $1.32 | -$6.12 |
| Operating cash flow | $499.1M | $334.4M | $285.8M | $153.4M | $176.5M | $125.7M |
| Free cash flow | $496.6M | $331.7M | $282.3M | $144.6M | $169.6M | $120.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $25.7M | $20.4M | -$30.8M | -$141.0M | $12.0M | $7.6M | -$2.9M | $18.5M |
| Diluted EPS | $1.06 | $0.83 | -$1.49 | -$6.58 | $0.44 | $0.24 | -$0.22 | $0.74 |
| Operating cash flow | $31.4M | $46.5M | $55.5M | $24.7M | $28.1M | $80.0M | -$7.1M | $17.0M |
| Free cash flow | $29.9M | $44.4M | $52.8M | $22.9M | $26.7M | $78.6M | -$7.8M | $16.3M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Jul 9, 2026
Jul 8, 2026
Jun 11, 2026
May 11, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-30 | DiMotta Jennifer | Award | 1,445 | $31.14 | $44,997.30 | filing |
| 2026-06-30 | McDonnell Jeffrey M | Award | 1,445 | $31.14 | $44,997.30 | filing |
| 2026-06-30 | McDaniel Jerry L. | Award | 1,445 | $31.14 | $44,997.30 | filing |
| 2026-06-30 | Ramos Richard T | Award | 1,445 | $31.14 | $44,997.30 | filing |
| 2026-06-30 | Casey Daniel Edward· CROF | Award | 421 | $20.56 | $8,655.76 | filing |
| 2026-06-30 | Jameson Jeremy Andrew· EVP - Chief Credit Officer | Award | 1 | $20.56 | $20.56 | filing |
| 2026-05-12 | Stack Claire Ann· EVP - Chief Financial Officer | Award | 6,357 | $27.53 | $175,008.21 | filing |
| 2026-05-05 | Franklin Travis | Buy | 9,400 | $26.49 | $248,988.14 | filing |
| 2026-05-05 | Jameson Jeremy Andrew· EVP - Chief Credit Officer | Tax withholding | 1,982 | $27.08 | $53,672.56 | filing |
| 2026-05-01 | Casey Daniel Edward· CROF | Tax withholding | 204 | $26.39 | $5,383.56 | filing |
| 2026-03-31 | Ludwig Jeffrey G.· President & CEO | Award | 1,312 | $19.05 | $24,993.60 | filing |
| 2026-03-31 | Jameson Jeremy Andrew· EVP - Chief Credit Officer | Award | 1,311 | $19.05 | $24,974.55 | filing |
| 2026-03-31 | Ludwig Jeffrey G.· President & CEO | Award | 909 | $19.05 | $17,316.45 | filing |
| 2026-03-31 | Jameson Jeremy Andrew· EVP - Chief Credit Officer | Award | 751 | $19.05 | $14,306.55 | filing |
| 2026-01-28 | Mooney Kyle Owen· SVP - Chief Operating Officer | Sale | 2,808 | $22.67 | $63,657.36 | filing |
| 2025-12-31 | Jameson Jeremy Andrew· EVP - Chief Credit Officer | Award | 471 | $15.13 | $7,125.76 | filing |
| 2025-12-03 | Jameson Jeremy Andrew· EVP - Chief Credit Officer | Buy | 5,598 | $17.69 | $99,028.62 | filing |
| 2025-12-03 | Bingham Richard Dean | Buy | 5,000 | $17.56 | $87,800.00 | filing |
| 2025-12-03 | Bingham Richard Dean | Buy | 5,000 | $17.56 | $87,800.00 | filing |
| 2025-12-03 | Casey Daniel Edward· CROF | Buy | 3,000 | $17.64 | $52,920.00 | filing |
| 2025-12-03 | Casey Daniel Edward· CROF | Buy | 2,000 | $18.26 | $36,522.80 | filing |
| 2025-12-03 | Smith Jeffrey C. | Buy | 500 | $17.69 | $8,845.00 | filing |
| 2025-11-07 | Mefford Jeffrey S.· President | Tax withholding | 894 | $16.01 | $14,312.94 | filing |
| 2025-11-07 | Lemke Eric· Chief Financial Officer | Tax withholding | 573 | $16.01 | $9,173.73 | filing |
| 2025-11-07 | Casey Daniel Edward· CROF | Tax withholding | 395 | $16.01 | $6,323.95 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.