MainStreet Bancshares, Inc.
MNSBNasdaq
$24.10
↓ -3.1%Jul 17 close · end-of-day
Price
1Y↑ +25.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
—
Enterprise Value
—
P/E
12.1
P/S
—
P/B
—
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
1.7%
Revenue (TTM)
$102.3M
Net Income (TTM)
$17.3M
Free Cash Flow (TTM)
$15.7M
Gross Margin
—
Operating Margin
—
Net Margin
16.9%
ROE
8.0%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+25.3%
Company profile
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank. It provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon and Washington D.C., as of March 18, 2022.
- CEO
- Jeff W. Dick
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 170
- Headquarters
- Virginia
- Website
- mstreetbank.com
Management & directors
- Vari Richard AlexanderChief Financial Officer
- Baboval Michael BChief Risk Officer
- Chmelik Thomas JCFO, MainStreet Bancshares Inc
- Dick Jeff WChairman, President and CEO
- Freesmeier WilliamSVP, Chief of Staff
- Hersiburane AbdulhamidPresident, MainSteet Bank
- Youngren ToddEVP, Director
Roles derived from SEC Form 4 filings.
Earnings
MNSB Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$573,000.00↓ -98.3%
Diluted EPS$0.48↑ +92.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | $2.4M | $88.7M | $127.8M | $137.9M | $135.6M |
| Gross profit | — | — | $75.3M | $80.1M | $65.8M | $73.6M |
| Operating income | — | — | — | — | — | — |
| Net income | $15.7M | $22.2M | $26.7M | $24.4M | -$12.1M | $15.6M |
| Diluted EPS | $1.85 | $2.65 | $3.26 | $3.25 | -$1.60 | $1.76 |
| Operating cash flow | $17.0M | $29.1M | $33.5M | $31.6M | $14.7M | $14.8M |
| Free cash flow | $15.7M | $27.3M | $32.4M | $31.1M | $13.8M | $10.6M |
| Gross margin | — | — | 84.9% | 62.7% | 47.7% | 54.3% |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | 913.9% | 30.1% | 19.1% | -8.8% | 11.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $34.2M | $34.5M | $35.9M | $33.9M | $35.4M | $33.6M | $32.8M | $573,000.00 |
| Gross profit | $16.3M | $16.2M | $16.8M | $17.4M | $19.9M | $18.2M | $18.0M | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $2.6M | $265,000.00 | -$18.3M | $2.5M | $4.6M | $4.5M | $4.1M | $4.1M |
| Diluted EPS | $0.27 | -$0.04 | -$2.19 | $0.25 | $0.53 | $0.52 | $0.46 | $0.48 |
| Operating cash flow | $1.2M | $4.5M | $5.5M | $1.5M | $1.2M | $5.6M | $6.6M | $6.6M |
| Free cash flow | $1.1M | $4.3M | $5.4M | $1.4M | -$2.6M | $5.5M | $6.4M | $6.5M |
| Gross margin | 47.7% | 47.1% | 46.9% | 51.5% | 56.2% | 54.3% | 55.1% | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 7.7% | 0.8% | -51.0% | 7.2% | 13.0% | 13.4% | 12.4% | 715.5% |
Company news
Jul 20, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | Hall Wendy Adeler | Award | 973 | $24.69 | $24,023.37 | filing |
| 2026-07-01 | Higgins Joan Morgan | Award | 973 | $24.69 | $24,023.37 | filing |
| 2026-07-01 | GREEN DARRELL | Award | 851 | $24.69 | $21,011.19 | filing |
| 2026-07-01 | DeLeon Rafael E | Award | 753 | $24.69 | $18,591.57 | filing |
| 2026-06-04 | Vari Richard Alexander· Chief Financial Officer | Sale | 4,500 | $23.20 | $104,400.00 | filing |
| 2026-04-03 | DeLeon Rafael E | Award | 1,068 | $22.48 | $24,008.64 | filing |
| 2026-04-03 | RUST PATSY I | Award | 534 | $22.48 | $12,004.32 | filing |
| 2026-04-03 | Hall Wendy Adeler | Award | 534 | $22.48 | $12,004.32 | filing |
| 2026-04-03 | GREEN DARRELL | Award | 356 | $22.48 | $8,002.88 | filing |
| 2026-04-03 | Higgins Joan Morgan | Award | 356 | $22.48 | $8,002.88 | filing |
| 2026-02-20 | DICK JEFF W· Chairman, President and CEO | Award | 23,511 | $22.65 | $532,524.15 | filing |
| 2026-02-20 | DICK JEFF W· Chairman, President and CEO | Tax withholding | 3,499 | $20.36 | $71,239.64 | filing |
| 2026-02-20 | CHMELIK THOMAS J· Senior EVP | Tax withholding | 2,799 | $20.36 | $56,987.64 | filing |
| 2026-02-20 | Vari Richard Alexander· Chief Financial Officer | Tax withholding | 1,501 | $20.36 | $30,560.36 | filing |
| 2026-02-20 | Hersiburane Abdulhamid· President, MainSteet Bank | Tax withholding | 1,314 | $20.36 | $26,753.04 | filing |
| 2026-02-20 | Youngren Todd· EVP, Director | Tax withholding | 812 | $20.36 | $16,532.32 | filing |
| 2026-02-20 | Freesmeier William· SVP, Chief of Staff | Tax withholding | 744 | $20.36 | $15,147.84 | filing |
| 2026-02-20 | Baboval Michael B· Chief Risk Officer | Tax withholding | 738 | $20.36 | $15,025.68 | filing |
| 2026-01-30 | Baboval Michael B· Chief Risk Officer | Award | 2,058 | $20.42 | $42,024.36 | filing |
| 2026-01-30 | Youngren Todd· EVP, Director | Award | 1,986 | $20.42 | $40,554.12 | filing |
| 2026-01-09 | Vari Richard Alexander· Chief Financial Officer | Award | 10,000 | $20.36 | $203,600.00 | filing |
| 2026-01-02 | DeLeon Rafael E | Award | 1,179 | $20.36 | $24,004.44 | filing |
| 2026-01-02 | Manouchehri Ali R | Award | 1,179 | $20.36 | $24,004.44 | filing |
| 2026-01-02 | GREEN DARRELL | Award | 1,032 | $20.36 | $21,011.52 | filing |
| 2026-01-02 | Hall Wendy Adeler | Award | 590 | $20.36 | $12,012.40 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.