MERCURY GENERAL CORP
MCYNYSE
$106.25
↓ -1.2%Jul 17 close · end-of-day
Price
1Y↑ +60.7%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$5.9B
Enterprise Value
$5.9B
P/E
7.0
P/S
1.0
P/B
2.3
EV/EBITDA
—
PEG
—
FCF Yield
—
Dividend Yield
1.2%
Revenue (TTM)
$6.1B
Net Income (TTM)
$839.8M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
13.7%
ROE
32.4%
ROIC
—
Debt / Equity
—
Net Cash
—
Return 1Y
+58.7%
Company profile
Mercury General Corporation engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Mercury General sells its policies through a network of independent agents and insurance agencies.
- CEO
- Gabriel Tirador
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 4,300
- Headquarters
- California
- Website
- mercuryinsurance.com
Management & directors
- Butler Kelly LynnSee Remarks
- Colby Nicholas VincentVP/Chief Sales Officer
- Graves ChristopherSee Remarks
- Gibbs Katelyn MarieVP/Chief Experience Officer
- Joseph Victor GeorgePresident & COO
- Pang WeiVP/Chief Technology Officer
- Petro Randall RVP/Chief Claims Officer
- Ribisi Mark AllanSee Remarks
- Stalick Theodore RSVP & CFO
- Schroeder Jeffrey MichaelVP/Chief Product Officer
- Tirador GabrielPresident & CEO
- Thompson Erik DahlVP/Chief Marketing Officer
Roles derived from SEC Form 4 filings.
Earnings
MCY Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$1.5B↑ +10.5%
Diluted EPS$3.44↓ -275.5%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $3.8B | $4.0B | $3.6B | $4.6B | $5.5B | $6.0B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $374.6M | $247.9M | -$512.7M | $96.3M | $468.0M | $541.1M |
| Diluted EPS | $6.77 | $4.48 | -$9.26 | $1.74 | $8.45 | $9.77 |
| Operating cash flow | $605.6M | $501.6M | $352.6M | $453.0M | $1.0B | $1.1B |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 9.9% | 6.2% | -14.1% | 2.1% | 8.5% | 9.0% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.5B | $1.4B | $1.4B | $1.5B | $1.6B | $1.5B | $1.5B |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $62.6M | $230.9M | $101.1M | -$108.3M | $166.5M | $280.4M | $202.5M | $190.4M |
| Diluted EPS | $1.13 | $4.17 | $1.82 | -$1.96 | $3.01 | $5.06 | $3.66 | $3.44 |
| Operating cash flow | $278.0M | $318.1M | $248.3M | -$68.7M | $371.6M | $496.4M | $287.9M | $325.6M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 4.8% | 15.1% | 7.4% | -7.8% | 11.3% | 17.7% | 13.2% | 12.4% |
Company news
Jul 14, 2026
Jul 9, 2026
Jul 8, 2026
- 12d agoReflecting On Property & Casualty Insurance Stocks’ Q1 Earnings: Mercury General (NYSE:MCY)finance.yahoo.com
- 12d agoIs Mercury General (MCY) Stock Undervalued Right Now?finance.yahoo.com
- 12d agoZacks.com featured highlights include Digital Turbine, BankUnited, Mercury General and Green Dotfinance.yahoo.com
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-02-21 | TIRADOR GABRIEL· President & CEO | D | 4,349 | $86.44 | $375,896.44 | filing |
| 2026-02-21 | STALICK THEODORE R· SVP & CFO | D | 1,426 | $86.44 | $123,301.47 | filing |
| 2026-02-21 | Joseph Victor George· President & COO | D | 1,319 | $86.44 | $113,984.97 | filing |
| 2026-02-21 | Pang Wei· VP/Chief Technology Officer | D | 1,136 | $86.44 | $98,214.86 | filing |
| 2026-02-21 | GRAVES CHRISTOPHER· See Remarks | D | 979 | $86.44 | $84,632.54 | filing |
| 2026-02-21 | Zhang Ximeng Simon· See Remarks | D | 812 | $86.44 | $70,152.98 | filing |
| 2026-02-21 | Schroeder Jeffrey Michael· VP/Chief Product Officer | D | 812 | $86.44 | $70,152.98 | filing |
| 2026-02-21 | Ribisi Mark Allan· See Remarks | D | 812 | $86.44 | $70,152.98 | filing |
| 2026-02-21 | Petro Randall R· VP/Chief Claims Officer | D | 690 | $86.44 | $59,630.63 | filing |
| 2026-02-21 | Colby Nicholas Vincent· VP/Chief Sales Officer | D | 690 | $86.44 | $59,630.63 | filing |
| 2026-02-21 | Gibbs Katelyn Marie· VP/Chief Experience Officer | D | 649 | $86.44 | $56,122.90 | filing |
| 2026-02-21 | Butler Kelly Lynn· See Remarks | D | 649 | $86.44 | $56,122.90 | filing |
| 2026-02-21 | Thompson Erik Dahl· VP/Chief Marketing Officer | D | 536 | $86.44 | $46,300.72 | filing |
| 2026-02-21 | Joseph Victor George· President & COO | Option exercise | 1,319 | — | — | filing |
| 2026-02-21 | Thompson Erik Dahl· VP/Chief Marketing Officer | Option exercise | 536 | — | — | filing |
| 2026-02-21 | Pang Wei· VP/Chief Technology Officer | Option exercise | 1,136 | — | — | filing |
| 2026-02-21 | Ribisi Mark Allan· See Remarks | Option exercise | 812 | — | — | filing |
| 2026-02-21 | Colby Nicholas Vincent· VP/Chief Sales Officer | Option exercise | 690 | — | — | filing |
| 2026-02-21 | Gibbs Katelyn Marie· VP/Chief Experience Officer | Option exercise | 649 | — | — | filing |
| 2026-02-21 | Petro Randall R· VP/Chief Claims Officer | Option exercise | 690 | — | — | filing |
| 2026-02-21 | STALICK THEODORE R· SVP & CFO | Option exercise | 1,426 | — | — | filing |
| 2026-02-21 | TIRADOR GABRIEL· President & CEO | Option exercise | 4,349 | — | — | filing |
| 2026-02-21 | Butler Kelly Lynn· See Remarks | Option exercise | 649 | — | — | filing |
| 2026-02-21 | Schroeder Jeffrey Michael· VP/Chief Product Officer | Option exercise | 812 | — | — | filing |
| 2026-02-21 | GRAVES CHRISTOPHER· See Remarks | Option exercise | 979 | — | — | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.