MetroCity Bankshares, Inc.
MCBSNasdaq
$36.38
↓ -1.9%Jul 17 close · end-of-day
Price
1Y↑ +30.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.1B
Enterprise Value
$669.3M
P/E
13.1
P/S
—
P/B
1.9
EV/EBITDA
—
PEG
4.9
FCF Yield
—
Dividend Yield
2.7%
Revenue (TTM)
—
Net Income (TTM)
$74.5M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
13.5%
ROIC
—
Debt / Equity
—
Net Cash
$387.6M
Return 1Y
+28.6%
Company profile
MetroCity Bankshares, Inc. provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
- CEO
- Nack Y. Paek
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 220
- Headquarters
- Georgia
- Website
- metrocitybank.bank
Management & directors
- Kim Howard HwasaengExecutive Vice President
- Mohdnor AbdulExecutive Vice President
- Paek Nack YChief Executive Officer
- Tan FaridPresident
Roles derived from SEC Form 4 filings.
Earnings
MCBS Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.77↑ +22.2%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $36.4M | $61.7M | $62.6M | $51.6M | $64.5M | $68.5M |
| Diluted EPS | $1.41 | $2.39 | $2.44 | $2.02 | $2.52 | $2.64 |
| Operating cash flow | $142.6M | $65.4M | $134.7M | $82.1M | $63.5M | $37.7M |
| Free cash flow | $142.0M | $65.0M | $132.3M | $77.2M | $62.2M | $37.0M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $16.9M | $16.7M | $16.2M | $16.3M | $16.8M | $17.3M | $18.1M | $22.3M |
| Diluted EPS | $0.66 | $0.65 | $0.64 | $0.63 | $0.65 | $0.67 | $0.69 | $0.77 |
| Operating cash flow | $19.4M | -$11.5M | $19.3M | $11.9M | $14.5M | $16.5M | -$5.1M | $45.8M |
| Free cash flow | $19.0M | -$11.8M | $18.9M | $11.8M | $14.3M | $16.2M | -$5.4M | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-01 | Tan Farid· President | Award | 31,107 | $32.66 | $1.0M | filing |
| 2026-06-01 | PAEK NACK Y· Chief Executive Officer | Award | 31,107 | $32.66 | $1.0M | filing |
| 2026-06-01 | Kim Howard Hwasaeng· Executive Vice President | Award | 21,840 | $32.66 | $713,294.40 | filing |
| 2026-06-01 | Patel Ajit A. | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Rhee Frank S. | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Paek John | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Glover Frank | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Hungeling William J. | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Lu Feiying | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Lai Francis | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Leung Don | Award | 735 | $32.66 | $24,005.10 | filing |
| 2026-06-01 | Mohdnor Abdul· Executive Vice President | Award | 612 | $32.66 | $19,987.92 | filing |
| 2026-06-01 | Shim David S. | Award | 367 | $32.66 | $11,986.22 | filing |
Latest 13 transactions.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.