Open Lending Corp
LPRONasdaq
$3.14
0.0%Jul 17 close · end-of-day
Price
1Y↑ +26.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$369.8M
Enterprise Value
$279.5M
P/E
—
P/S
4.1
P/B
4.9
EV/EBITDA
—
PEG
—
FCF Yield
-0.0%
Dividend Yield
—
Revenue (TTM)
$89.3M
Net Income (TTM)
-$5.3M
Free Cash Flow (TTM)
-$131,000.00
Gross Margin
77.2%
Operating Margin
-7.2%
Net Margin
-5.9%
ROE
-7.0%
ROIC
—
Debt / Equity
1.1
Net Cash
$90.4M
Return 1Y
+23.1%
Company profile
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders. LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders.
- CEO
- Keith A. Jezek
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 180
- Headquarters
- Texas
- Website
- openlending.com
Management & directors
- Glasl MichelleChief Operating Officer
- Massey BenGeneral Counsel
- Sather MatthewChief Underwriting Officer
- Stark MatthewSee Remarks
Roles derived from SEC Form 4 filings.
Earnings
LPRO Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$20.5M↓ -16.0%
Diluted EPS$0.00↓ -100.0%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $108.9M | $215.7M | $179.6M | $117.5M | $24.0M | $93.2M |
| Gross profit | $99.1M | $197.0M | $159.6M | $95.2M | $169,000.00 | $71.7M |
| Operating income | $56.7M | $150.3M | $97.6M | $29.1M | -$65.4M | -$5.0M |
| Net income | -$97.6M | $146.1M | $66.6M | $22.1M | -$135.0M | -$4.2M |
| Diluted EPS | -$1.09 | $1.16 | $0.53 | $0.18 | -$1.13 | -$0.04 |
| Operating cash flow | $24.6M | $95.2M | $107.4M | $82.7M | $17.6M | -$3.2M |
| Free cash flow | $23.4M | $95.0M | $107.2M | $82.5M | $17.4M | -$3.3M |
| Gross margin | 91.0% | 91.4% | 88.9% | 81.0% | 0.7% | 76.9% |
| Operating margin | 52.1% | 69.7% | 54.4% | 24.8% | -272.1% | -5.4% |
| Net margin | -89.6% | 67.7% | 37.1% | 18.8% | -562.0% | -4.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $26.7M | $23.5M | -$56.9M | $24.4M | $25.3M | $24.2M | $19.3M | $20.5M |
| Gross profit | $21.0M | $17.3M | -$63.2M | $18.3M | $19.8M | $18.9M | $14.7M | $15.6M |
| Operating income | $4.0M | $1.9M | -$78.6M | $762,000.00 | $1.2M | -$7.7M | $757,000.00 | -$633,000.00 |
| Net income | $2.9M | $1.4M | -$144.4M | $617,000.00 | $1.0M | -$7.6M | $1.7M | -$460,000.00 |
| Diluted EPS | $0.02 | $0.01 | -$1.20 | $0.01 | $0.01 | -$0.06 | $0.00 | $0.00 |
| Operating cash flow | -$1.4M | $11.4M | -$3.4M | -$3.8M | $848,000.00 | -$5.7M | $5.5M | -$764,000.00 |
| Free cash flow | -$1.5M | $11.3M | -$3.4M | -$3.9M | $837,000.00 | -$5.7M | $5.5M | -$764,000.00 |
| Gross margin | 78.6% | 73.9% | 111.0% | 75.1% | 78.2% | 78.0% | 76.0% | 76.3% |
| Operating margin | 14.9% | 7.9% | 138.0% | 3.1% | 4.6% | -31.9% | 3.9% | -3.1% |
| Net margin | 10.9% | 6.1% | 253.7% | 2.5% | 4.1% | -31.3% | 8.7% | -2.2% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-06-03 | Hart Todd C | Option exercise | 13,933 | $0.00 | $0.00 | filing |
| 2026-06-03 | Chaudhary Abhijit | Option exercise | 14,943 | $0.00 | $0.00 | filing |
| 2026-05-21 | FELDSTEIN ERIC A | Option exercise | 76,530 | $0.00 | $0.00 | filing |
| 2026-03-15 | Massey Ben· General Counsel | Tax withholding | 3,400 | $1.45 | $4,930.00 | filing |
| 2026-03-15 | Sather Matthew· Chief Underwriting Officer | Tax withholding | 2,930 | $1.45 | $4,248.50 | filing |
| 2026-03-15 | Glasl Michelle· Chief Operating Officer | Tax withholding | 2,880 | $1.45 | $4,176.00 | filing |
| 2026-03-15 | Glasl Michelle· Chief Operating Officer | Tax withholding | 2,880 | $1.45 | $4,176.00 | filing |
| 2026-03-15 | Sather Matthew· Chief Underwriting Officer | Tax withholding | 2,197 | $1.45 | $3,185.65 | filing |
| 2026-03-15 | Sather Matthew· Chief Underwriting Officer | Tax withholding | 1,943 | $1.45 | $2,817.35 | filing |
| 2026-03-15 | Massey Ben· General Counsel | Tax withholding | 1,521 | $1.45 | $2,205.45 | filing |
| 2026-03-15 | Massey Ben· General Counsel | Tax withholding | 1,100 | $1.45 | $1,595.00 | filing |
| 2026-03-15 | Massey Ben· General Counsel | Option exercise | 13,966 | $0.00 | $0.00 | filing |
| 2026-03-15 | Sather Matthew· Chief Underwriting Officer | Option exercise | 6,633 | $0.00 | $0.00 | filing |
| 2026-03-15 | Sather Matthew· Chief Underwriting Officer | Option exercise | 7,500 | $0.00 | $0.00 | filing |
| 2026-03-15 | Sather Matthew· Chief Underwriting Officer | Option exercise | 10,000 | $0.00 | $0.00 | filing |
| 2026-03-15 | Massey Ben· General Counsel | Option exercise | 4,520 | $0.00 | $0.00 | filing |
| 2026-03-15 | Massey Ben· General Counsel | Option exercise | 6,250 | $0.00 | $0.00 | filing |
| 2026-03-15 | Glasl Michelle· Chief Operating Officer | Option exercise | 9,000 | $0.00 | $0.00 | filing |
| 2026-03-15 | Glasl Michelle· Chief Operating Officer | Option exercise | 9,000 | $0.00 | $0.00 | filing |
| 2025-11-19 | Sather Matthew· Chief Underwriting Officer | Buy | 40,000 | $1.52 | $60,800.00 | filing |
| 2025-10-19 | Stark Matthew· See Remarks | Tax withholding | 4,456 | $1.95 | $8,689.20 | filing |
| 2025-10-19 | Stark Matthew· See Remarks | Option exercise | 18,301 | $0.00 | $0.00 | filing |
| 2025-06-29 | Jehl Charles D | Tax withholding | 78,701 | $2.04 | $160,550.04 | filing |
| 2025-06-29 | Jehl Charles D | Tax withholding | 26,738 | $2.04 | $54,545.52 | filing |
| 2025-06-29 | Jehl Charles D | Option exercise | 109,809 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.