Lemonade, Inc.
LMNDNYSE
$67.18
↑ +4.0%Jul 17 close · end-of-day
Price
1Y↑ +68.2%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$5.1B
Enterprise Value
$4.7B
P/E
—
P/S
6.1
P/B
9.9
EV/EBITDA
—
PEG
—
FCF Yield
0.4%
Dividend Yield
—
Revenue (TTM)
$844.7M
Net Income (TTM)
-$139.4M
Free Cash Flow (TTM)
$19.5M
Gross Margin
—
Operating Margin
—
Net Margin
-16.5%
ROE
-26.9%
ROIC
—
Debt / Equity
—
Net Cash
$393.8M
Return 1Y
+64.9%
Company profile
Lemonade, Inc. provides various insurance products in the United States and Europe. Its insurance products include stolen or damaged property, and personal liability. The company also offers renters, homeowners, pet, car, and life insurance products. Lemonade was incorporated in 2015 and is headquartered in New York, New York.
- CEO
- Shai Wininger
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 1,370
- Headquarters
- New York
- Website
- lemonade.com
Management & directors
- Bixby Timothy EChief Financial Officer
- Peters John SheldonChief Insurance Officer
- Prosor MayaChief Business Officer
- Schreiber Daniel A.Chief Executive Officer
- Wininger ShaiPresident
- Eckstein AdinaChief Operating Officer
Roles derived from SEC Form 4 filings.
Earnings
LMND Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$258.0M↑ +70.6%
Diluted EPS-$0.47↓ -45.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $94.4M | $128.4M | $256.7M | $429.8M | $526.5M | $737.9M |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | -$122.3M | -$241.3M | -$297.8M | -$236.9M | -$202.2M | -$166.0M |
| Diluted EPS | -$3.63 | -$3.94 | -$4.59 | -$3.40 | -$2.85 | -$2.24 |
| Operating cash flow | -$91.7M | -$144.6M | -$163.0M | -$119.1M | -$11.4M | -$16.5M |
| Free cash flow | -$96.1M | -$154.0M | -$173.1M | -$128.3M | -$20.8M | -$25.9M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | -129.6% | -187.9% | -116.0% | -55.1% | -38.4% | -22.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $122.0M | $136.6M | $148.8M | $151.2M | $164.1M | $194.5M | $228.1M | $258.0M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | -$57.2M | -$67.7M | -$30.0M | -$62.4M | -$43.9M | -$37.5M | -$22.2M | -$35.8M |
| Diluted EPS | -$0.81 | -$0.95 | -$0.42 | -$0.86 | -$0.60 | -$0.51 | -$0.27 | -$0.47 |
| Operating cash flow | -$11.7M | $16.3M | $13.8M | -$47.2M | $5.5M | $4.5M | $20.7M | -$600,000.00 |
| Free cash flow | -$13.2M | $14.1M | $10.6M | -$49.5M | $3.4M | $2.6M | $17.6M | -$4.1M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | -46.9% | -49.6% | -20.2% | -41.3% | -26.8% | -19.3% | -9.7% | -13.9% |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-07 | BIXBY TIMOTHY E· Chief Financial Officer | Sale | 73,000 | $79.18 | $5.8M | filing |
| 2026-07-06 | Peters John Sheldon· Chief Insurance Officer | Sale | 3,444 | $79.00 | $272,076.00 | filing |
| 2026-06-10 | Eisenberg Michael A | Gift | 5,000 | $0.00 | $0.00 | filing |
| 2026-06-04 | Peters John Sheldon· Chief Insurance Officer | Sale | 3,608 | $52.94 | $191,007.52 | filing |
| 2026-06-03 | BIXBY TIMOTHY E· Chief Financial Officer | Sale | 2,227 | $53.17 | $118,409.59 | filing |
| 2026-06-03 | Peters John Sheldon· Chief Insurance Officer | Sale | 1,735 | $53.17 | $92,249.95 | filing |
| 2026-06-03 | Prosor Maya· Chief Business Officer | Sale | 1,220 | $53.17 | $64,867.40 | filing |
| 2026-06-03 | Seeley Geoff | Award | 2,848 | $0.00 | $0.00 | filing |
| 2026-06-03 | Ratanchandani Prashant | Award | 2,848 | $0.00 | $0.00 | filing |
| 2026-06-03 | Schwartz Debra | Award | 2,848 | $0.00 | $0.00 | filing |
| 2026-06-03 | Haj-Yehia Samer | Award | 2,848 | $0.00 | $0.00 | filing |
| 2026-06-03 | Angelidis-Smith Maria | Award | 2,848 | $0.00 | $0.00 | filing |
| 2026-03-18 | Wininger Shai· President | Award | 180,000 | $0.00 | $0.00 | filing |
| 2026-03-18 | Wininger Shai· President | Award | 820,000 | $0.00 | $0.00 | filing |
| 2026-03-18 | Schreiber Daniel A.· Chief Executive Officer | Award | 820,000 | $0.00 | $0.00 | filing |
| 2026-03-18 | Schreiber Daniel A.· Chief Executive Officer | Award | 180,000 | $0.00 | $0.00 | filing |
| 2026-03-10 | Angelidis-Smith Maria | Buy | 5,390 | $55.70 | $300,223.00 | filing |
| 2026-03-10 | Angelidis-Smith Maria | Award | 5,390 | $55.70 | $300,223.00 | filing |
| 2026-03-10 | Angelidis-Smith Maria | Buy | 3,350 | $55.30 | $185,255.00 | filing |
| 2026-03-10 | Angelidis-Smith Maria | Award | 3,350 | $55.30 | $185,255.00 | filing |
| 2026-03-04 | Peters John Sheldon· Chief Insurance Officer | Sale | 3,571 | $52.50 | $187,477.50 | filing |
| 2026-03-03 | BIXBY TIMOTHY E· Chief Financial Officer | Sale | 2,135 | $50.12 | $107,006.20 | filing |
| 2026-03-03 | Peters John Sheldon· Chief Insurance Officer | Sale | 1,773 | $50.12 | $88,862.76 | filing |
| 2026-03-03 | Prosor Maya· Chief Business Officer | Sale | 223 | $50.12 | $11,176.76 | filing |
| 2026-02-12 | Peters John Sheldon· Chief Insurance Officer | Option exercise | 11,845 | $11.61 | $137,520.45 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.