LAKELAND FINANCIAL CORP
LKFNNasdaq
$62.68
↓ -1.5%Jul 17 close · end-of-day
Price
1Y↑ +0.3%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.6B
Enterprise Value
$1.4B
P/E
14.7
P/S
—
P/B
2.1
EV/EBITDA
—
PEG
—
FCF Yield
6.7%
Dividend Yield
3.2%
Revenue (TTM)
—
Net Income (TTM)
$109.8M
Free Cash Flow (TTM)
$106.6M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
14.7%
ROIC
—
Debt / Equity
—
Net Cash
$151.3M
Return 1Y
-0.9%
Company profile
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana.
- CEO
- David M. Findlay
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 650
- Headquarters
- Indiana
- Website
- lakecitybank.com
Management & directors
- Ottinger Eric HExecutive Vice President
- Findlay David MCEO
- Leniski Stephanie RExecutive Vice President
- Clark Kyra ESenior Vice President
- Donovan James RickardSVP, General Counsel
- Gutman CarrieSenior Vice President
- Hurford Jennifer MSVP & Treasurer
- Lahrman Brok ASVP, Chief Accounting Officer
- O'Neill Lisa MEVP & CFO
- Pruitt KristinPresident
- Robinson-Gay DonaldSenior Vice President
Roles derived from SEC Form 4 filings.
Earnings
LKFN Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$1.04↑ +33.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $84.3M | $95.7M | $103.8M | $93.8M | $93.5M | $103.4M |
| Diluted EPS | $3.30 | $3.74 | $4.04 | $3.65 | $3.63 | $4.01 |
| Operating cash flow | $87.2M | $113.8M | $169.3M | $114.0M | $102.5M | $114.9M |
| Free cash flow | $81.5M | $107.6M | $164.5M | $108.0M | $93.9M | $103.8M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $22.5M | $23.3M | $24.2M | $20.1M | $27.0M | $26.4M | $29.9M | $26.5M |
| Diluted EPS | $0.87 | $0.91 | $0.94 | $0.78 | $1.04 | $1.03 | $1.16 | $1.04 |
| Operating cash flow | $21.0M | $18.0M | $38.7M | $28.9M | $16.2M | $36.1M | $33.7M | $34.7M |
| Free cash flow | $18.6M | $15.3M | $36.7M | $27.1M | $14.1M | $31.1M | $31.5M | $30.0M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-05-29 | Toothaker Bradley J | Sale | 5,900 | $60.62 | $357,653.87 | filing |
| 2026-05-06 | ROSS STEVEN D | Sale | 1,281 | $62.50 | $80,062.50 | filing |
| 2026-05-05 | ROSS STEVEN D | Sale | 19 | $62.50 | $1,187.50 | filing |
| 2026-05-01 | Ottinger Eric H· Executive Vice President | Sale | 2,136 | $61.49 | $131,342.64 | filing |
| 2026-03-12 | WELCH M SCOTT | Buy | 10,000 | $56.23 | $562,314.00 | filing |
| 2026-03-09 | WELCH M SCOTT | Buy | 5,000 | $55.45 | $277,250.00 | filing |
| 2026-02-27 | WELCH M SCOTT | Buy | 10,000 | $57.95 | $579,500.00 | filing |
| 2026-02-23 | Toothaker Bradley J | Sale | 5,685 | $58.36 | $331,792.52 | filing |
| 2026-02-04 | FINDLAY DAVID M· CEO | Sale | 3,000 | $63.02 | $189,057.00 | filing |
| 2026-02-04 | Leniski Stephanie R· Executive Vice President | Sale | 1,665 | $62.76 | $104,487.08 | filing |
| 2026-02-03 | Gutman Carrie· Senior Vice President | Award | 1,620 | $0.00 | $0.00 | filing |
| 2026-02-03 | Robinson-Gay Donald· Senior Vice President | Award | 2,800 | $0.00 | $0.00 | filing |
| 2026-02-03 | Hurford Jennifer M· SVP & Treasurer | Award | 540 | $0.00 | $0.00 | filing |
| 2026-02-03 | Lahrman Brok A· SVP, Chief Accounting Officer | Award | 740 | $0.00 | $0.00 | filing |
| 2026-02-03 | Donovan James Rickard· SVP, General Counsel | Award | 1,802 | $0.00 | $0.00 | filing |
| 2026-02-03 | Leniski Stephanie R· Executive Vice President | Award | 2,600 | $0.00 | $0.00 | filing |
| 2026-02-03 | O'Neill Lisa M· EVP & CFO | Award | 2,600 | $0.00 | $0.00 | filing |
| 2026-02-03 | Ottinger Eric H· Executive Vice President | Award | 2,600 | $0.00 | $0.00 | filing |
| 2026-02-03 | Pruitt Kristin· President | Award | 4,000 | $0.00 | $0.00 | filing |
| 2026-02-03 | FINDLAY DAVID M· CEO | Award | 6,400 | $0.00 | $0.00 | filing |
| 2026-02-03 | Clark Kyra E· Senior Vice President | Award | 1,802 | $0.00 | $0.00 | filing |
| 2026-02-02 | FINDLAY DAVID M· CEO | Tax withholding | 4,000 | $60.76 | $243,040.00 | filing |
| 2026-02-02 | O'Neill Lisa M· EVP & CFO | Sale | 2,900 | $60.74 | $176,146.00 | filing |
| 2026-02-02 | Pruitt Kristin· President | Tax withholding | 1,616 | $60.76 | $98,188.16 | filing |
| 2026-02-02 | O'Neill Lisa M· EVP & CFO | Tax withholding | 1,585 | $60.76 | $96,304.60 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.