ISABELLA BANK CORP
ISBANasdaq
$39.23
↓ -3.7%Jul 17 close · end-of-day
Price
1Y↑ +27.1%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$287.5M
Enterprise Value
$237.4M
P/E
14.5
P/S
—
P/B
1.2
EV/EBITDA
—
PEG
—
FCF Yield
8.0%
Dividend Yield
2.9%
Revenue (TTM)
—
Net Income (TTM)
$20.0M
Free Cash Flow (TTM)
$22.9M
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
8.5%
ROIC
—
Debt / Equity
—
Net Cash
$50.1M
Return 1Y
+30.1%
Company profile
Isabella Bank Corporation provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans.
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 330
- Headquarters
- Michigan
- Website
- isabellabank.com
Management & directors
- Mcdonnell Neil MichaelPresident
- Schwind Jerome EPresident & CEO
- Catlin Jon DChief Credit Officer
- Huenemann Michael KyleChief Lending Officer
Roles derived from SEC Form 4 filings.
Earnings
ISBA Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.68↑ +28.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $10.9M | $19.5M | $22.2M | $18.2M | $13.9M | $18.9M |
| Diluted EPS | $1.34 | $2.45 | $2.91 | $2.40 | $1.86 | $2.56 |
| Operating cash flow | $22.0M | $25.5M | $26.9M | $24.2M | $19.6M | $26.8M |
| Free cash flow | $20.5M | $23.9M | $23.7M | $20.1M | $17.5M | $23.3M |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.5M | $3.3M | $4.0M | $3.9M | $5.0M | $5.2M | $4.7M | $5.0M |
| Diluted EPS | $0.46 | $0.44 | $0.54 | $0.53 | $0.68 | $0.71 | $0.64 | $0.68 |
| Operating cash flow | $5.5M | $3.6M | $7.1M | $4.6M | $7.9M | $2.7M | $11.5M | $3.8M |
| Free cash flow | $5.1M | $3.2M | $6.6M | $3.7M | $7.3M | $1.7M | $10.6M | $3.2M |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-16 | Bourland Jill | Buy | 8 | $39.07 | $300.00 | filing |
| 2026-06-16 | Bourland Jill | Buy | 7 | $41.43 | $300.00 | filing |
| 2026-06-01 | Barnes Jeffrey J | Award | 225 | $41.49 | $9,335.25 | filing |
| 2026-06-01 | Schwind Jerome E· President & CEO | Award | 113 | $41.49 | $4,688.37 | filing |
| 2026-06-01 | Opperman Sarah R | Award | 43 | $41.49 | $1,784.07 | filing |
| 2026-06-01 | Rupp Vicki L | Award | 30 | $41.49 | $1,244.70 | filing |
| 2026-06-01 | Coffin Melinda Marie | Award | 30 | $41.49 | $1,244.70 | filing |
| 2026-06-01 | Sackett Brian Roy | Award | 22 | $41.49 | $912.78 | filing |
| 2026-06-01 | Bourland Jill | Award | 9 | $41.49 | $373.41 | filing |
| 2026-06-01 | Tessin Brian B | Award | 7 | $41.49 | $290.43 | filing |
| 2026-06-01 | McDonnell Neil Michael· President | Award | 3 | $41.49 | $124.47 | filing |
| 2026-05-18 | Bourland Jill | Buy | 7 | $41.05 | $300.00 | filing |
| 2026-04-16 | Bourland Jill | Buy | 6 | $48.90 | $300.00 | filing |
| 2026-03-16 | Bourland Jill | Buy | 7 | $44.03 | $300.00 | filing |
| 2026-03-02 | Barnes Jeffrey J | Award | 1,030 | $48.54 | $49,996.20 | filing |
| 2026-03-02 | Tessin Brian B | Award | 826 | $48.54 | $40,094.04 | filing |
| 2026-03-02 | Schwind Jerome E· President & CEO | Award | 710 | $48.54 | $34,463.40 | filing |
| 2026-03-02 | Schwind Jerome E· President & CEO | Buy | 396 | $31.47 | $12,462.12 | filing |
| 2026-03-02 | Rupp Vicki L | Award | 251 | $48.54 | $12,183.54 | filing |
| 2026-03-02 | Catlin Jon D· Chief Credit Officer | Buy | 103 | $31.47 | $3,241.41 | filing |
| 2026-03-02 | Huenemann Michael Kyle· Chief Lending Officer | Buy | 61 | $31.47 | $1,919.67 | filing |
| 2026-03-02 | Opperman Sarah R | Award | 36 | $48.54 | $1,747.44 | filing |
| 2026-03-02 | McDonnell Neil Michael· President | Buy | 55 | $31.47 | $1,730.85 | filing |
| 2026-03-02 | Coffin Melinda Marie | Award | 24 | $48.54 | $1,164.96 | filing |
| 2026-03-02 | Evans Jae A | Award | 18 | $48.54 | $873.72 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.