HORACE MANN EDUCATORS CORP /DE/
HMNNYSE
$52.61
↑ +1.0%Jul 17 close · end-of-day
Price
1Y↑ +32.8%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$2.2B
Enterprise Value
$2.7B
P/E
13.2
P/S
1.3
P/B
1.5
EV/EBITDA
—
PEG
0.1
FCF Yield
—
Dividend Yield
2.7%
Revenue (TTM)
$1.7B
Net Income (TTM)
$165.1M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
9.6%
ROE
11.2%
ROIC
—
Debt / Equity
0.4
Net Cash
-$572.9M
Return 1Y
+31.4%
Company profile
Horace Mann Educators Corporation operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families.
- CEO
- Marita Zuraitis
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Insurance
- Employees
- 1,450
- Headquarters
- Illinois
- Website
- horacemann.com
Management & directors
- Zuraitis MaritaPresident & CEO
- Chauby Steven RChief Marketing Officer
- Carley Donald MGeneral Counsel
- Desrochers Mark RSenior Vice President
- Fulks Stephanie ASenior Vice President
- Greenier Ryan EEVP & Chief Financial Officer
- Jackson Vanessa ASenior Vice President
- Mcginnis Jennifer LVice President
- Sanders Derik TysonSenior Vice President
- Temchuk Maureen AmandaController & Chief Accting Off
- Conklin Bret AExecutive Vice President
Roles derived from SEC Form 4 filings.
Earnings
HMN Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue$429.3M↑ +3.1%
Diluted EPS$1.00↑ +8.7%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.3B | $1.4B | $1.5B | $1.6B | $1.7B |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $133.3M | $142.8M | -$2.6M | $45.0M | $102.8M | $162.1M |
| Diluted EPS | $3.17 | $4.04 | $0.47 | $1.09 | $2.48 | $3.90 |
| Operating cash flow | $259.8M | $204.9M | $171.5M | $302.1M | $452.1M | $553.2M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | 10.2% | 10.7% | -0.2% | 3.0% | 6.4% | 9.5% |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $388.1M | $412.1M | $409.0M | $416.4M | $411.7M | $438.5M | $434.8M | $429.3M |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $3.8M | $34.3M | $38.2M | $38.2M | $29.4M | $58.3M | $36.2M | $41.2M |
| Diluted EPS | $0.09 | $0.83 | $0.92 | $0.92 | $0.71 | $1.40 | $0.87 | $1.00 |
| Operating cash flow | $40.2M | $143.9M | $193.5M | $140.8M | $131.3M | $151.2M | $129.9M | $61.3M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | 1.0% | 8.3% | 9.3% | 9.2% | 7.1% | 13.3% | 8.3% | 9.6% |
Company news
Jul 17, 2026
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-07-01 | ZURAITIS MARITA· President & CEO | Sale | 7,500 | $52.62 | $394,612.50 | filing |
| 2026-06-24 | ZURAITIS MARITA· President & CEO | Tax withholding | 65,465 | $50.75 | $3.3M | filing |
| 2026-06-24 | ZURAITIS MARITA· President & CEO | Tax withholding | 63,678 | $50.75 | $3.2M | filing |
| 2026-06-24 | ZURAITIS MARITA· President & CEO | Option exercise | 71,532 | $42.95 | $3.1M | filing |
| 2026-06-24 | ZURAITIS MARITA· President & CEO | Option exercise | 70,424 | $41.95 | $3.0M | filing |
| 2026-06-02 | ZURAITIS MARITA· President & CEO | Sale | 7,500 | $46.25 | $346,845.00 | filing |
| 2026-05-20 | Sarsynski Elaine A | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | Samuel Aaliyah A | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | Fetter Victor | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | Reece Henry Wade | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | McClure Beverley J. | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | KONEN MARK E | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | Hines Perry G. | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | BRADLEY THOMAS A | Award | 2,780 | $46.77 | $130,020.60 | filing |
| 2026-05-20 | Fetter Victor | Award | 1,176 | $46.77 | $55,000.02 | filing |
| 2026-05-19 | ZURAITIS MARITA· President & CEO | Sale | 14 | $46.15 | $646.11 | filing |
| 2026-05-06 | ZURAITIS MARITA· President & CEO | Sale | 2 | $46.15 | $92.29 | filing |
| 2026-05-05 | ZURAITIS MARITA· President & CEO | Sale | 403 | $46.03 | $18,548.08 | filing |
| 2026-05-04 | ZURAITIS MARITA· President & CEO | Sale | 266 | $46.16 | $12,277.76 | filing |
| 2026-05-01 | ZURAITIS MARITA· President & CEO | Sale | 6,815 | $46.16 | $314,600.85 | filing |
| 2026-04-23 | ZURAITIS MARITA· President & CEO | Sale | 7,500 | $46.16 | $346,215.00 | filing |
| 2026-04-01 | McClure Beverley J. | Sale | 1,081 | $42.54 | $45,985.74 | filing |
| 2026-03-26 | Chauby Steven R· Chief Marketing Officer | Buy | 180 | $42.40 | $7,632.00 | filing |
| 2026-03-04 | Carley Donald M· General Counsel | Award | 2,295 | $0.00 | $0.00 | filing |
| 2026-03-04 | Carley Donald M· General Counsel | Award | 6,146 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.