HBT Financial, Inc.
HBTNasdaq
$32.77
↓ -1.9%Jul 17 close · end-of-day
Price
1Y↑ +32.6%
End-of-day closes; the latest point is the live 15-min-delayed price · split & dividend adjusted · chart by TradingView
Key statistics
Market Cap
$1.1B
Enterprise Value
$803.6M
P/E
15.0
P/S
—
P/B
1.5
EV/EBITDA
—
PEG
1.9
FCF Yield
—
Dividend Yield
2.6%
Revenue (TTM)
—
Net Income (TTM)
$69.1M
Free Cash Flow (TTM)
—
Gross Margin
—
Operating Margin
—
Net Margin
—
ROE
9.3%
ROIC
—
Debt / Equity
—
Net Cash
$287.7M
Return 1Y
+31.7%
Company profile
HBT Financial, Inc. provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans. The company operates through 57 branch locations in Central and Northeastern Illinois and four locations in Eastern Iowa.
- CEO
- Fred L. Drake
- Sector
- Finance, Insurance, And Real Estate
- Industry
- Banking
- Employees
- 730
- Headquarters
- Illinois
- Website
- ir.hbtfinancial.com
Management & directors
- Scheirer Mark WEVP & Chief Credit Officer
- Drake Fred LExecutive Chairman
- Horvath Lawrence JEVP & Chief Lending Officer
- Carter James LancePresident and CEO
- Chapman Peter RobertEVP & CFO
- Lanier Diane HEVP & Chief Retail Officer
- Zurkamer Andrea EEVP & Chief Risk Officer
Roles derived from SEC Form 4 filings.
Earnings
HBT Q1 2026 Earnings
Period ends 2026-03-31
MetricActualYoY
Revenue——
Diluted EPS$0.34↓ -43.3%
Actuals from SEC filings; YoY vs the year-ago quarter. Analyst estimates & surprise require a data feed (coming soon).
Financial statements
| Line item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $36.8M | $56.3M | $56.5M | $65.8M | $71.8M | $77.0M |
| Diluted EPS | $1.34 | $2.02 | $1.95 | $2.07 | $2.26 | $2.44 |
| Operating cash flow | $31.3M | $43.0M | $72.6M | $65.8M | $89.4M | $85.1M |
| Free cash flow | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — |
| Line item | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $18.1M | $18.2M | $20.3M | $19.1M | $19.2M | $19.8M | $18.9M | $11.2M |
| Diluted EPS | $0.57 | $0.57 | $0.64 | $0.60 | $0.61 | $0.63 | $0.60 | $0.34 |
| Operating cash flow | $19.8M | $25.5M | $17.3M | $30.4M | $13.6M | $17.2M | $23.9M | $28.5M |
| Free cash flow | — | — | — | — | — | — | — | — |
| Gross margin | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — |
| Net margin | — | — | — | — | — | — | — | — |
Company news
Analyst estimates
Coming soonConsensus revenue & EPS estimates and price targets will appear here once a forward-estimates data feed is connected.
Insider transactions
BoughtSoldMonthly insider $ volume · trailing 12 months
| Date | Insider | Type | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| 2026-04-30 | SCHEIRER MARK W· EVP & Chief Credit Officer | Gift | 4,118 | $0.00 | $0.00 | filing |
| 2026-04-28 | DRAKE FRED L· Executive Chairman | Sale | 15,742 | $28.93 | $455,416.06 | filing |
| 2026-03-16 | BUSCH PATRICK F | Sale | 15,000 | $26.48 | $397,200.00 | filing |
| 2026-03-16 | HORVATH LAWRENCE J· EVP & Chief Lending Officer | Sale | 5,000 | $26.60 | $133,000.00 | filing |
| 2026-03-10 | BURWELL ERIC E | Buy | 4,000 | $26.24 | $104,960.00 | filing |
| 2026-03-01 | Ashworth James T | Award | 95,443 | — | — | filing |
| 2026-03-01 | Ashworth James T | Award | 33,654 | — | — | filing |
| 2026-03-01 | Ashworth James T | Award | 159,854 | — | — | filing |
| 2026-03-01 | Ruyle Nancy L | Award | 20,868 | — | — | filing |
| 2026-02-28 | Chapman Peter Robert· EVP & CFO | Tax withholding | 4,308 | $26.96 | $116,143.68 | filing |
| 2026-02-28 | DRAKE FRED L· Executive Chairman | Tax withholding | 2,322 | $26.96 | $62,601.12 | filing |
| 2026-02-28 | CARTER JAMES LANCE· President and CEO | Tax withholding | 1,811 | $26.96 | $48,824.56 | filing |
| 2026-02-28 | Chapman Peter Robert· EVP & CFO | Tax withholding | 1,787 | $26.96 | $48,177.52 | filing |
| 2026-02-28 | CARTER JAMES LANCE· President and CEO | Tax withholding | 1,664 | $26.96 | $44,861.44 | filing |
| 2026-02-28 | DRAKE FRED L· Executive Chairman | Tax withholding | 1,466 | $26.96 | $39,523.36 | filing |
| 2026-02-28 | HORVATH LAWRENCE J· EVP & Chief Lending Officer | Tax withholding | 1,016 | $26.96 | $27,391.36 | filing |
| 2026-02-28 | HORVATH LAWRENCE J· EVP & Chief Lending Officer | Tax withholding | 748 | $26.96 | $20,166.08 | filing |
| 2026-02-28 | SCHEIRER MARK W· EVP & Chief Credit Officer | Tax withholding | 557 | $26.96 | $15,016.72 | filing |
| 2026-02-28 | SCHEIRER MARK W· EVP & Chief Credit Officer | Tax withholding | 500 | $26.96 | $13,480.00 | filing |
| 2026-02-28 | BUSCH PATRICK F | Tax withholding | 461 | $26.96 | $12,428.56 | filing |
| 2026-02-28 | ZURKAMER ANDREA E· EVP & Chief Risk Officer | Tax withholding | 445 | $26.96 | $11,997.20 | filing |
| 2026-02-28 | ZURKAMER ANDREA E· EVP & Chief Risk Officer | Tax withholding | 345 | $26.96 | $9,301.20 | filing |
| 2026-02-28 | Chapman Peter Robert· EVP & CFO | Award | 4,226 | $0.00 | $0.00 | filing |
| 2026-02-28 | ZURKAMER ANDREA E· EVP & Chief Risk Officer | Award | 1,047 | $0.00 | $0.00 | filing |
| 2026-02-28 | ZURKAMER ANDREA E· EVP & Chief Risk Officer | Award | 1,289 | $0.00 | $0.00 | filing |
Showing the latest 25 transactions — full history in the linked SEC filings.
Fundamentals & filings from SEC EDGAR. Prices adjusted for splits & dividends. Not investment advice.